How Commercial Banks Improve Financial Product Marketing Capabilities: Case Study of Chongqing Branch of Ping An Bank

Xiaoxue Zhao KOREA INSTITUTE FOR HUMANITIES AND SOCIAL SCIENCES 2023 Journal of Global Area Studies Review(GAS) Vol.2 No.1

Chinese commercial banks have expanded their efforts to advertise their financial products and increase their penetration into the market. However, there are still a lot of issues with bank marketing. Objective: To identify and examine the issues and factors influencing the marketing of Chinese commercial banks; To examine Chongqing Branch of Ping An Bank 's marketing strategy in light of the 4P theory; To make an effort to enhance Chongqing Branch of Ping An Bank's marketing model, and offer practical ways to enhance the financial product marketing of Chinese commercial banks. Methods: This paper mainly adopts the methods of normative research and literature review to analyze the current situation and main problems of commercial banks’ marketing. Results: Chongqing Branch of Ping An Bank lacks the operational expertise and first-class customer resources of large joint-stock commercial banks, as well as the strong capital accumulation of state-owned commercial banks. In addition, commercial banks in other cities also compete with Chongqing Branch of Ping An Bank. Conclusion: By optimizing market segmentation, integrating marketing channels, creating brand effects, cultivating professional talents, and establishing a positive incentive and elimination mechanism, Chongqing Branch of Ping An Bank can improve its financial product marketing problems, enable Chongqing Branch of Ping An Bank to have better marketing strategies, and thus help stand out from commercial banks.

The association between glaucoma and all-cause mortality in middle-aged and elderly Chinese people: results from the China Health and Retirement Longitudinal Study

Xiaoxu Huang,Mengqiao Xu,Minwen Zhou,Wenjia Liu,Xiaohuan Zhao,Xiaodong Sun 한국역학회 2023 Epidemiology and Health Vol.45 No.-

OBJECTIVES: This population-based, prospective cohort study investigated the association between glaucoma and mortality in older adults. METHODS: Participants aged 45 years or older at baseline (47.9% male) were enrolled in 2011 for the China Health and Retirement Longitudinal Study (CHARLS). All-cause mortality was observed during 7 years of follow-up. The baseline data were collected in the 2011 CHARLS, and participants were followed up for 7 years (until 2018). The risk of all-cause mortality was investigated using Cox proportional-hazards regression with age as the time scale, adjusting for significant risk factors and comorbid conditions. RESULTS: Among the 14,803 participants included, the risk of all-cause death was significantly higher among people with glaucoma than among those without glaucoma, after adjustment for other confounders (hazard ratio [HR], 1.46; 95% confidence interval [CI], 1.04 to 2.03). In a subgroup analysis based on the mean age of death, among those who were 75 years and older (n=1,231), the risk of all-cause death was significantly higher in patients with glaucoma than in those without glaucoma (HR, 1.89; 95% CI, 1.24 to 1.89). CONCLUSIONS: Participants with glaucoma had a higher risk of all-cause mortality, especially those aged 75 years and above. Our findings revealed potential mechanisms underlying an association between glaucoma and all-cause mortality. They also highlighted the importance of glaucoma management to prevent premature death in middle-aged and older adults.

Molecular Beam Epitaxy of Highly Crystalline Monolayer Molybdenum Disulfide on Hexagonal Boron Nitride

Fu, Deyi,Zhao, Xiaoxu,Zhang, Yu-Yang,Li, Linjun,Xu, Hai,Jang, A-Rang,Yoon, Seong In,Song, Peng,Poh, Sock Mui,Ren, Tianhua,Ding, Zijing,Fu, Wei,Shin, Tae Joo,Shin, Hyeon Suk,Pantelides, Sokrates T.,Zho American Chemical Society 2017 JOURNAL OF THE AMERICAN CHEMICAL SOCIETY - Vol.139 No.27

<P>Atomically thin molybdenum disulfide (MoS2), a direct-band-gap semiconductor, is promising for applications in electronics and optoelectronics, but the scalable synthesis of highly crystalline film remains challenging. Here we report the successful epitaxial growth of a continuous, uniform, highly crystalline monolayer MoS2 film on hexagonal boron nitride (h-BN) by molecular beam epitaxy. Atomic force microscopy and electron microscopy studies reveal that MoS2 grown on h-BN primarily consists of two types of nucleation grains (0 aligned and 60 degrees antialigned domains). By adopting a high growth temperature and ultralow precursor flux, the formation of 60 degrees antialigned grains is largely suppressed. The resulting perfectly aligned grains merge seamlessly into a highly crystalline film. Large-scale monolayer MoS2 film can be grown on a 2 in. h-BN/sapphire wafer, for which surface morphology and Raman mapping confirm good spatial uniformity. Our study represents a significant step in the scalable synthesis of highly crystalline MoS2 films on atomically flat surfaces and paves the way to large-scale applications.</P>

Ni-(Ce_0.8-xTi_x)Sm_0.2O_2-δ anode for low temperature solid oxide fuel cells running on dry methane fuel

Han, Bing,Zhao, Kai,Hou, Xiaoxue,Kim, Dong-Jin,Kim, Bok-Hee,Ha, Su,Norton, M. Grant,Xu, Qing,Ahn, Byung-Guk Elsevier 2017 Journal of Power Sources Vol.338 No.-

<P><B>Abstract</B></P> <P>A titanium-doped Ce<SUB>0.8</SUB>Sm<SUB>0.2</SUB>O<SUB>1.9</SUB> composite is developed as an anode component of low temperature solid oxide fuel cells running on methane fuel. Crystallographic parameters of (Ce<SUB>0.8-x</SUB>Ti<SUB>x</SUB>)Sm<SUB>0.2</SUB>O<SUB>2-δ</SUB> (0.00 < x < 0.10) are investigated with respect to the amount of titanium. The composites show a single cubic phase with the titanium amount being in the range of 0.00–0.07, while the lattice parameters decrease with increasing titanium content. The (Ce<SUB>0.8-x</SUB>Ti<SUB>x</SUB>)Sm<SUB>0.2</SUB>O<SUB>2-δ</SUB> composites are applied to an anode-supported single cell consisting of Ni-(Ce<SUB>0.8-x</SUB>Ti<SUB>x</SUB>)Sm<SUB>0.2</SUB>O<SUB>2-δ</SUB> anode/Ce<SUB>0.8</SUB>Sm<SUB>0.2</SUB>O<SUB>1.9</SUB> electrolyte/La<SUB>0.6</SUB>Sr<SUB>0.4</SUB>Co<SUB>0.2</SUB>Fe<SUB>0.8</SUB>O<SUB>3-δ</SUB> cathode. Catalytic properties of Ni-(Ce<SUB>0.8-x</SUB>Ti<SUB>x</SUB>)Sm<SUB>0.2</SUB>O<SUB>2-δ</SUB> are inspected with the electrochemical performance and performance stability of the cells in dry methane fuel. The cell with Ni-(Ce<SUB>0.73</SUB>Ti<SUB>0.07</SUB>)Sm<SUB>0.2</SUB>O<SUB>2-δ</SUB> (x = 0.07) anode displays a low polarization resistance and an optimum maximum power density (679 mW cm<SUP>−2</SUP> at 600 °C). A performance stability investigation indicates that the cell exhibits a fairly low degradation rate of 3 mV h<SUP>−1</SUP> during a 31 h operation in dry methane. These findings suggest the application potential of the titanium doped Ce<SUB>0.8</SUB>Sm<SUB>0.2</SUB>O<SUB>1.9</SUB> for the anode of solid oxide fuel cells.</P> <P><B>Highlights</B></P> <P> <UL> <LI> Ti doped Ce<SUB>0.8</SUB>Sm<SUB>0.2</SUB>O<SUB>1.9</SUB> is found to be a potential anode material. </LI> <LI> Ni-(Ce<SUB>0.8-x</SUB>Ti<SUB>x</SUB>)Sm<SUB>0.2</SUB>O<SUB>2-δ</SUB> shows excellent electrochemical performance in methane. </LI> <LI> Good performance stability demonstrates application feasibility of the anode. </LI> </UL> </P> <P><B>Graphical abstract</B></P> <P>[DISPLAY OMISSION]</P>

In-Situ Synthesis of Highly Efficient Direct Z-Scheme Cu3P/g-C3N4 Heterojunction Photocatalyst for N2 Photofixation

Yuanhao Guan,Shaozheng Hu,Ping Liang,Yanfeng Zhao,Fei Wang,Xiaoxue Kang 성균관대학교(자연과학캠퍼스) 성균나노과학기술원 2019 NANO Vol.14 No.7

"In this work, a highly efficient p-type Cu3P/n-type g-C3N4 heterojunction photocatalyst was synthesized in situ. XRD, UV–Vis, N2 adsorption, TEM, XPS, PL, and EIS are used to characterize the as-prepared catalysts. The results show that Cu3P nanoparticles are highly dispersed onto the g-C3N4 surface, which obviously promotes the separation rate of electrons and holes. The charge transfer between Cu3P and g-C3N4 follows the ""Z-scheme"" mechanism. The as-prepared Cu3P/g-C3N4 heterojunction photocatalyst displays the ammonium ion production rate of 7.5 mg L -1 h -1 g cat -1, which is 28.8 times higher than that of neat g-C3N4, as well as good catalytic stability. The possible reaction mechanism is proposed."

Fluorine-Doped Graphene/Nanosized Carbide-Derived Carbon Composites for High-Performance Supercapacitor

Pengtao Yan,Lei Yan,Sumei Zhao,Zhen Zuo,Xiaoxu Wang,Chenglin Wang,Meiling Hou 성균관대학교(자연과학캠퍼스) 성균나노과학기술원 2019 NANO Vol.14 No.8

A graphene-based composite with high electrochemical performance for supercapacitor applications is fabricated by introducing nanoscale carbide-derived carbon (NCDC) into the fluorine-doped graphene (FG). The incorporation of fluorine can increase the specific capacitance of graphene by providing more pseudocapacitance, whereas the introduction of NCDC into the FG/NCDC composite offers high specific surface area (SSA) (up to 1317 m2 g -1) and hierarchical pore structure, resulting in an enhanced electric double layer capacitance. Due to the synergistic effect of pseudocapacitance and electric double layer capacitance, the specific capacitance of FG/NCDC composite can reach 321 F g -1 at a scan rate of 5 mV s -1 in aqueous electrolyte. Notably, the specific capacitance of the FG/NCDC composite is very stable during long-term cyclic tests, with no significant degradation after 10,000 cycles. Due to its excellent supercapacitive performance, the FG/NCDC composite can be considered as a promising electrode material for high-performance supercapacitors.

<i>In Situ</i> Observation and Electrochemical Study of Encapsulated Sulfur Nanoparticles by MoS₂ Flakes

Tang, Wei,Chen, Zhongxin,Tian, Bingbing,Lee, Hyun-Wook,Zhao, Xiaoxu,Fan, Xiaofeng,Fan, Yanchen,Leng, Kai,Peng, Chengxin,Kim, Min-Ho,Li, Meng,Lin, Ming,Su, Jie,Chen, Jianyi,Jeong, Hu Young,Yin, Xuesong American Chemical Society 2017 JOURNAL OF THE AMERICAN CHEMICAL SOCIETY - Vol.139 No.29

<P>Sulfur is an attractive cathode material for next-generation lithium batteries due to its high theoretical capacity and low cost. However, dissolution of its lithiated product (lithium polysulfides) into the electrolyte limits the practical application of lithium sulfur batteries. Here we demonstrate that sulfur particles can be hermetically encapsulated by leveraging on the unique properties of two-dimensional materials such as molybdenum disulfide (MoS<SUB>2</SUB>). The high flexibility and strong van der Waals force in MoS<SUB>2</SUB> nanoflakes allows effective encapsulation of the sulfur particles and prevent its sublimation during <I>in situ</I> TEM studies. We observe that the lithium diffusivities in the encapsulated sulfur particles are in the order of 10<SUP>–17</SUP> m<SUP>2</SUP> s<SUP>–1</SUP>. Composite electrodes made from the MoS<SUB>2</SUB>-encapsulated sulfur spheres show outstanding electrochemical performance, with an initial capacity of 1660 mAh g<SUP>–1</SUP> and long cycle life of more than 1000 cycles.</P><P><B>Graphic Abstract</B> <IMG SRC='http://pubs.acs.org/appl/literatum/publisher/achs/journals/content/jacsat/2017/jacsat.2017.139.issue-29/jacs.7b05371/production/images/medium/ja-2017-05371c_0006.gif'></P><P><A href='http://pubs.acs.org/doi/suppl/10.1021/ja7b05371'>ACS Electronic Supporting Info</A></P>

Improved photoelectric performance via fabricated heterojunction g-C 3N4/TiO2/HNTs loaded photocatalysts for photodegradation of ciprofloxacin

Dongyao Wu,Jinze Li,Jingru Guan,Chongyang Liu,Xiaoxu Zhao,Zhi Zhu,CHANGCHANG MA,Pengwei Huo,Chunxiang Li,Yongsheng Yan 한국공업화학회 2018 Journal of Industrial and Engineering Chemistry Vol.64 No.-

An Intercalated heterostructural g-C3N4/TiO2/HNTs supported photocatalyst was successfully prepared via sol–gel and calcination methods. The introduction of HNTs and the g-C3N4-TiO2 heterojunction effectively enhanced the charge transfer and separation efficiency of photogenerated electron–hole pairs, which endued the g-C3N4/TiO2/HNTs hybrid material with an outstanding photoelectric performance and good stability. And an obviously enhanced photocatalytic activity was exhibited by photodegrading ciprofloxacin compared with pure TiO2. Furthermore, the main active species were detected through trapping experiment and ESR spin-trap technique with DMPO, which confirmed that the O2− and the h+ were the main active species in the photocatalytic system.

Simotang Alleviates the Gastrointestinal Side Effects of Chemotherapy by Altering Gut Microbiota

( Lijing Deng ),( Xingyi Zhou ),( Zhifang Lan ),( Kairui Tang ),( Xiaoxu Zhu ),( Xiaowei Mo ),( Zongyao Zhao ),( Zhiqiang Zhao ),( Mansi Wu ) 한국미생물생명공학회 2022 Journal of microbiology and biotechnology Vol.32 No.4

Simotang oral liquid (SMT) is a traditional Chinese medicine (TCM) consisting of four natural plants and is used to alleviate gastrointestinal side effects after chemotherapy and functional dyspepsia (FD). However, the mechanism by which SMT helps cure these gastrointestinal diseases is still unknown. Here, we discovered that SMT could alleviate gastrointestinal side effects after chemotherapy by altering gut microbiota. C57BL/6J mice were treated with cisplatin (DDP) and SMT, and biological samples were collected. Pathological changes in the small intestine were observed, and the intestinal injury score was assessed. The expression levels of the inflammatory factors IL-1β and IL-6 and the adhesive factors Occludin and ZO-1 in mouse blood or small intestine tissue were also detected. Moreover, the gut microbiota was analyzed by high-throughput sequencing of 16S rRNA amplicons. SMT was found to effectively reduce gastrointestinal mucositis after DDP injection, which lowered inflammation and tightened the intestinal epithelial cells. Gut microbiota analysis showed that the abundance of the anti-inflammatory microbiota was downregulated and that the inflammatory microbiota was upregulated in DDP-treated mice. SMT upregulated antiinflammatory and anticancer microbiota abundance, while the inflammatory microbiota was downregulated. An antibiotic cocktail (ABX) was also used to delete mice gut microbiota to test the importance of gut microbiota, and we found that SMT could not alleviate gastrointestinal mucositis after DDP injection, showing that gut microbiota might be an important mediator of SMT treatment. Our study provides evidence that SMT might moderate gastrointestinal mucositis after chemotherapy by altering gut microbiota.

Tunable magnetic properties of double perovskite La₂Fe_2-xCo_xO₆

Wang, Weihua,Feng, Wuwei,Yuan, Jiangyan,Pang, Ning,Zhao, Xiaoxue,Li, Meiyun,Bao, Zhidi,Zhu, Kun,Odkhuu, Dorj Elsevier 2018 PHYSICA B-CONDENSED MATTER - Vol.540 No.-

<P><B>Abstract</B></P> <P>Double perovskite La<SUB>2</SUB>Fe<SUB>2-x</SUB>Co<SUB>x</SUB>O<SUB>6</SUB> was prepared and studied. Orthorhombic and trigonal structures were obtained depend on the molar ratio of Fe to Co. Fe-rich sample demonstrate ferrimagnetic properties; with increasing content of Co, trigonal structure is favored and the net magnetic moment of sample decrease gradually to zero. Our experimental results were further supported by first-principle theoretical calculations and demonstrate that La<SUB>2</SUB>Fe<SUB>2-x</SUB>Co<SUB>x</SUB>O<SUB>6</SUB> is a new high <I>T</I> <SUB> <I>c</I> </SUB> ferromagnetic semiconductor with tunable magnetic properties and is thus a promising material for spintronics devices.</P> <P><B>Highlights</B></P> <P> <UL> <LI> Phase-pure double perovskite La2Fe2-xCoxO6 was prepared. </LI> <LI> Orthorhombic and trigonal structures were obtained depending on the ratio of Fe to Co. </LI> <LI> La2Fe2-xCoxO6 is a new high Tc ferromagnetic semiconductor with tunable magnetic properties. </LI> <LI> Theoretical ab initio calculations further support our experimental results. </LI> </UL> </P>