생명보험회사의 경영효율화에 관한 소고 : 신설 K생명보험회사를 중심으로 Case in k Life Insurance Company

손성호,김건우 대구산업정보대학 1994 논문집 Vol.8 No.-

There have remarkably appeared more serious problems in profits and safety of the newly established life insurance company according to the recent change in domestic and foreign finance environment. The purpose of this study, therefor, is to suggest the following methods for effective managing the life insurance company. First, the reduction of working expenses can be accomplished by choosing a proportional allowance system of canvassers and operating branch agencies of the life insurance company on the basic of 3.3 indoor-service employees for its each agency. Second, it is required to mainly sell the middle or long-term security products so as to achieve the solvency. Third, more intensive study must be promoted on such advanced investment technologies as portfolio selection, capital assets pricing model(CAPM) and Argitrage pricing Model(APM). fininally it is not only necessay to make its underwriting more stable but also to train and educate its specialized personnel by means of both improved business of insurance contract department and strict contract selection.

저작도구를 이용한 부기회계 CAI의 학습효과

손성호,조철래 동아대학교 교육대학원 1998 동아교육논총 Vol.24 No.-

The most important thing in the bookkeeping is the exact analysis and input of data, and this can create the valuable bookkeeping information. This depends upon understanding exactly all kinds of books and financial statements based upon the standard of business bookkeeping, account and account treatment. In this respect, it is very important and urgent that the subsidiary studying materials for self-study by level of the student according to the degree of his recognition must be developed and used. That's why CAI(Computer Assisted Instructions) was developed. However, the existing CAI program makes the title by using the programming language such as BASIC, COBOL, C-language, Visual Basic, and Visual C++language. In case of the programming language, it takes much time and efforts for the student to learn the technical details, and in addition, an ordinary teacher, not a professional programmer, has a difficulty and a limit of producing CAI program. On the other hand, developing CAI with using authoring system is the program which can produce the applied program to Windows 95, and the tool which can be used most efficietly be those who engage in the actual education. The researchers developed the CAI program for teaching and learning bookkeeping which presents the detailed interpretation which has a function of interaction between computer and the learner, because the learner can find out the materials for study suitable for his or her knowledge and study alone by using the program. After classifying the student into two groups, the control group and the experimental group, who are the girls in commerce high school. After treatement, the reseach result presents the sigificant difference between the groups. It is shown that the CAI program for bookkeeping with authoring wywtem makes an effect on the learning performance in the school. In conclusion, this program raise adaptability and efficiency of handing bookkeeping and its computerization by developing the learning materials and using them with authoring system and furthermore, the program helps the efficient management and access of bookkeepting program.

포푸라 耐鹽性 個體의 器內選拔

朴龍求,朴守貞,孫聖鎬 慶北大學校 農業科學技術硏究所 1988 慶北大農學誌 Vol.6 No.-

포푸라(양황철)의 器內培養에서 大量增殖한 遺傳的으로 均一한 試料를 利用, NaCl耐性을 檢定한 結果 50mM이 生育限界임을 밝혀냈다. 葉表皮를 針으로 뚫어 MS 基本培地에 Auxin과 Cytokinin의 效果를 檢定한 結果 Cytokinin에서는 많은 個體가 發生하였으며 特히 BAP 0.8㎎/ℓ에서는 127.6개의 많은 個體가 發生하였다. NaCl 耐性個體 選拔을 위해 같은 培地에 NaCl 10mM부터 100mM까지 10단계로 處理하여 針으로 자극한 試料를 接種한 結果 50mM 以上에서 13.7∼15.7개의 여러가지 個體를 얻었다. 特히 90mM에서 10.7개 100mM에서도 8.3개의 個體를 얻었다. 非選拔 個體는 50mM 以上의 NaCl 添加배지에서 生長이 完全히 中止된 反面에 器內選拔個體는 高濃度 NaCl의 계대배양에서도 生長를 계속하였다. 以上의 結果에서 林木에 있어서도 器內培養法를 利用하여 耐性 個體를 選拔할 수 있는 可能性을 推定할 수 있었다. The concentration of 50 mM Nacl inhibited the shoot growth of P. nigra×maximowiczii in viro culture. The punctured leaves have produced so many individuals on MS basal medium with cytokinin. Especially MS basal medium with BAP 0.8㎎/ℓ showed the best shoot performance in which the average number of shoots were 127.6. For selection of NaCl tolerance shoot of poplar, punctured leaves were inoculated on MS basal medium with BAP 0.8mg/ℓ and various concentrations of NaCl(from 10 mM to 100 mM graded by 10mM). On the medium with over 50mM of NaCl, 13.7 to 15.7 shoots were obtained. Especially on the medium with go mM and 100mM. 10.7 and 8.3 shoots, respectively. The shoots derived from control medium (non-NaCl) were depressed growth, while the selected shoots from MS with NaCl showed good growth performance on MS basal medium with 50 mM of NaCl. From this results, we suggested that the possibility of invitro selection to tolerance for inorganic salts in forest tree species.

국제특허분류(IPC) 공동출현 네트워크 분석을 통한 국내 변압기 제품의 기술융복합 동향 파악과 R&D 전략 수립

손성호 한국경영과학회 2019 한국경영과학회 학술대회논문집 Vol.2019 No.4

부문장의 분류와 문제점

손성호 한국독일어문학회 2000 독일어문학 Vol.13 No.-

S/W 벤처기업의 특성별 경영 현황분석

손성호,한계섭 한국정보시스템학회 2001 情報시스템硏究 Vol.10 No.1

Venture business plays a great role in creating national competitive power in every country. In particular, software venture business can mostly belong to manufacturing business, and takes the top seat of core industry as the basis of globalization, informatization and localization as well as the driving force of national competitive power. However, software venture business still has some risks in the whole area of business administration including the process of business starting. There are also problems to be solved in such areas as manager's ability, leadership, talent, level of technical development, marketing channel, recruiting of marketing specialists, financial plan and fund raising. In this respect, this study divides 102 software venture businesses into two; business in the stage of growth and matured business through the analysis of questionnaire and analyzes their present managerial conditions according to their characteristics after classifying them into four categories such as general management, technical development, marketing, finance and accounting. Therefore, this study attempts to provide the basic data useful for business activities of software venture business from now on. The results are as follows: First, it can be judged that software venture businesses make efforts for their technical development in their character, and that they make a great investment in research and development. Consequently, it can be believed that this kind of investment must be continued in the future. Second, it can be seen that they are not much interested in marketing and its manpower. In fact, software venture businesses develop products technically at the risk of their life, while marketing plays an important role in the continuity of business. Thus, it is necessary for them to invest in the supplement of manpower in marketing. Third, it is observed that they generally have some difficulties in raising money from outside. By the way, it is believed that this. problem will be solved by appealing to the persons interested such as investors and creditors, if evaluation system would be developed more exquisitely so that their accounting and technical value may be appraised.

약제업무 수가창출 방안 : 의약정보 제공업무

손성호 한국병원약사회 1998 병원약사회지 Vol.15 No.1

불완전한 회계정보하에서의 최적의사결정에 관한 연구

朴春來,孫聖鎬 東亞大學校 大學院 1989 大學院論文集 Vol.14 No.-

A problem that frequently arises in the control of a large decentralized corporation is the assessment of periodic financial reports issued by its various operating divisions and departments. As long as performance statistics remain within previously defined limits, the administration is reasonably assured that no serious problems have developed. However, if unfavorable variance are noted, the administration must decide if it pays to investigate and to correct a situation which might be out of control. Of course, unfavorable variances may have been caused by a temporary nonrecurring factor so that a detailed investigation would not be fruitful. The decision to investigate will be a function of the probability that the operating segment is operating out of control, the costs of operating out of control and the costs of the investigation. In recent years a number of attempts have been made to assess the significance of accounting variances. These attempts have been directed at various spects of the control problem, and their diversity is an indication of the complexity of this problem. The objective of this paper is to illustrate how the various costs and probability distributions that arise in this situation can be integrated to yield optimal, in the sense of minimum expected cost, policies. However, given that expenditures for preparing cost reports may oftentimes be nontrivial, these reports should only be prepared when, and if, they can be justified by the expected benefits to be derived from their use. Logically, the next step would be to provide for the optimal timing of cost reports : the subject of this extension. A probabilistic model is formulated which is similar to one first proposed by Girshichk and Rubin for use in industrial quality control. Discrete dynamic programming is used to compute optimal policies. The basic model can be expanded to encompass a wide variety of specialized situations which may be encountered in practice. Unfortunately, simple relations between the various probabilities involved and the associated costs are not available, though the computations for any particular problem are straightforward and easily implemented on a digital computer.

통화정책 및 파급효과 : CREDIT VIEW를 중심으로

孫聖昊 대구산업정보대학 1996 논문집 Vol.10 No.2

Understanding the channels through which monetary policy affects economic varibles has long been a key research topic in macroeconomics and a central element of economic policy analysis. At an operational level there are two mathematic approachs and to achieve national economic final goal economists or the executives usually control amounts of money ( - M₂ - money view ) and control of intrest rates (credit view) or both. In this research shows that the Korean executieves takes money view until recently but nowadays more depending on control of intrest rates. Credit view is a trand of OECD countries but still remain arguments.

급성뇌경색증에 동반된 악성 뇌부종 환자에 있어서 뇌경막확장성형술을 통한 두개골 감압술의 효용성

손성호,김수영,정영균,조봉수,박혁,이동열,Son, Sung Ho,Kim, Soo Young,Jeong, Young Gyun,Cho, Bong Soo,Park, Hyuck,Rhee, Dong Youl 대한신경외과학회 2001 Journal of Korean neurosurgical society Vol.30 No.9

Objectives : There is continuing controversy about the benefits of decompressive craniectomy in massive cerebral edema following space occupying hemispheric cerebral infarction. The aims of this study are to determine the effectiveness and to confirm the life-saving nature of decompressive craniectomy with dural augmentation for massive cerebral infarction. Patients and Methods : We present twelve patients with medically uncontrollable hemispheric cerebral infarction. All were treated with extensive craniectomy and duroplasty without resection of necrotic tissue. We evaluated various characteristics(size of hemispheric infarction, Glasgow Coma Scale, volume of low density and midline shift in CT) at three different periods(preoperative, immediate postoperative and 3-4weeks after operation) and evaluated effectiveness of hemicraniectomy for massive cerebral edema after large hemispheric infarction. Results : All patients have survived from surgery. Nine patients with nondominant hemispheric infarction showed significant functional recovery with minimal assistance, and remaining two patients with dominant hemispheric infarction and one patient with nondominant hemispheric infarction have functionally dependent. The volume of low density and midline shift in CT were significantly reduced after decompressive craniectomy. Conclusions : Our results indicate that decompressive craniectomy with dural augmentation without resection of necrotic tissue for massive cerebral hemispheric infarction not only reduce the mortality and infarction size but also significantly improve the outcome, especially for nondominant hemispheric infarction.