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「칸트리 ·리스크」評價方法의 機能分析과 改善方向에 관한 硏究
林海正 群山大學校 1984 論文集 Vol.7 No.-
1. A scale of foreign debt in LDCs, since the oil crisis opened in 1973, have increased on an alarming scale. Particularly, debts of some prominent LDCs including Korea increased rapidly and so the proportion of loaning from a private capital was inclined to be rosed. The phenomenon which foreign debts of these LDCs rises, gives them a feeling of uneasiness about ability to pay foreign debt. On the basis of these backgrounds I could not help evaluating the redemptive ability of borrowing country, laying stress on international financial system. Therefore Country Risk evaluation is of leading importance. 2. In the method of Country Risk evaluation there was not a certain type, but every banking institution devised its special method and then made use of it. First, it is difficult to quantity objectively all elements which compose the credit rating. Second, it was no fact to be called default yet. Third, all elements constituting the creditworthiness are irregular. 3. The method of Country Risk evaluation can fall into four divisions: (1) Fully qualitative system (2) Structured qualitative system (3) Check list system (4) Highly qualitative system It is general that every banking institution chiefly takes account of specialities of all nations to be appraised, the method using qualitative analysis and all sorts of indices. First of all, the method of evaluation grades the rating by each index, and confers weight on it, and then makes use of this method which finds the comprehensive rating system. 4. I think the latest international financial situation needs to improve the method of evaluation in each banking institution besides strengthening of Country Risk evaluation. The main contents is as follows: (1) Abolition of a general risk rating system (2) Strengthening of qualitative judgment to take account of speciality of each nation. (3) Strengthening of floating evaluation (4) Strengthening of an early warning system (5) Strengthening of political risk evaluation (6) Strengthening of lending limitation 5. In Korea, service of Country Risk evaluation is not on the track in experience because evaluation system is not so many and its history is also short. But we must introduce and develop system of developed nations, as well as development of evaluation technique, and must cultivate specialists who deal with its service. Which a rapid export increase or economic development we will have to meet adequately a change of ability paying foreign debts.
崔炳春,林海正 群山大學校 1997 論文集 Vol.24 No.-
This paper concerning the case study on claims happened by inherent flaw of the insured cargo from a commercial science standpoint by raising the question as follows : First, should it be adjusted on loss in applying warranty condition suitable to all sort of the insured cargo risk? Second, should the Loss Adjustment and Recovery regarding the insurance claims be executed properly on the basis of well-grounded legal items and should laws and regulations be definitely? Third, what is incidental problems caused by the settlement of items to the exclusion of pertinent and valid precedent which has been applicable customary for the purpose of persisting in indefinite legal items which do not fit in with the reality in time of raising a claim? Therefore this paper exemplified well-grounded precedent on the kinds inherent flaw of the insured cargo, suggested the notable items of the Loss Adjustment and Recovering on the basis of the cause for claim, the legal basis for decision of the court, the analysis of precedent and the problems and the corresponding device in analyzing each precedent.
IMF體制의 機能分析과 改革方向에 관한 硏究 : 開發途上國 國際機構로서의 合理性 分析
林海正 圓光大學校大學院 1980 學位論叢 Vol.5 No.-
It is agreed that the existing monetary system made great contributions to development of the world's open economy. However, frequent turmoils resulting from indigenous inconsistencies of the existing system presentsone of the serious problems to the world economy. Instability of the international monetary system has imposed profound difficulties on the developing as well as the developed economy. Therefore, arguments of reform designed to remove the inconsistencies attracted favored concerns. Considering the importance of international monetary system, any reform must be based on consensus through full discussion of the nations concerned. Contents in this thesis can be divided into three parts. The first gives a historical review on the evolution of the international monetary system along the development of capitals in system. The following part inquires into inherent inconsistencies of the existing international monetary system of IMF. The last part attempts to present basic guidelines for the system reformation. (1) The international monetary system after the World War II was established on stable price of gold-associated US dollor as its basis. Therefore, any price change of gold or of US dollor is destined to affect movement of the monetary system. Actually, accumulated international payment deficits coupled by decrease of gold holdings of the United States since the middle of 1950' s resulted in serious disturbances in the existing international monetary system. This shows one of inherent defects of international monetary system established on a national currency. (2) The IMF system failed to supply sufficient amount of international liquidity that is necessary to promote international transactions. The system of Special Drawing Rights as a supplement gave little invigoration to the functions of the IMF. International cooperation through the existing monetary system has limits, which can be removed only by system change of the world monetary system. (3) Non oil-producing countries today suffer from serious difficulties, such as international payment deficits, maldistributed international liquidity, rapid price change of major currencies and disturbance of oil-dollor. To meet the problems resulting from repeated oil price hikes and world-wide inflation, the existing system for international payments, exchange rates and international liquidity must be reformed to a considerable degree.