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BRICs 경제성장에 따른 지역중소기업 수출활성화 방안
권상장(Sang-Jang Kwon),임홍식(Heoung-Shick Lim) 계명대학교 사회과학연구소 2004 한국사회과학연구 Vol.23 No.2
The purpose of this paper is to make a investigation for countermeasures of local SMEs in case of Daegu city & Gyeongbuk province. Nowadays BRICs is of the best market in the world. At least 50 years later, these countries will lead world economy. So leading companies are trying to preempt the emerging markets in these countries. In case of Korea big companies like Samsung, LG, etc., already entered these markets. But SMEs have a lot of difficulties to enter these markets, because of lack of information, know-how, and funds. So, SMEs are trying to make good use of government and local government which are preparing all kinds of export marketing systems including overseas trade mission, world trade fairs or exhibitions, internet marketing(e-TP) project, export insurance, etc. First of all kinds of organs which are related with SMEs should try to exchange their information and cooperate their works. Also SMEs should try to learn and understand BRICs' culture and social environment.
권상장(Kwon, Sang-Jang) 계명대학교 국제학연구소 2008 국제학논총 Vol.12 No.-
Vietnam’s vigilant economic performance and improved international economic relations in the recent period has witnessed a large scale increase of foreign direct investment (FDI) inflows to the country. During this period, Korea’s FDI in Vietnam has also substantially increased, Korea becoming the number one foreign investor of Vietnam in 2007. A particularly notable development was Korea’s FDI in the banking and financial sector of Vietnam, as indicated by the number of Korean bank branches and the number of security trading companies. In this paper. investigated are the recent developments of Vietnam’s banking and financial sector as well as the sector’s major characteristics. It is found that Vietnam’s banking sector is featured as the oligarchic dominance of state-owned commercial banks (SOCBs), accounting for about 700!o of the market share; a plague of non-performing policy loans by SOCBs and risky lending by other commercial banks. Vietnam’s insurance market is still underdeveloped and has yet to be further developed in order to fully capitalize its growth potentials with a younger population. While Vietnam’s security market is active and lively with the VN index growth rate exceeding 144% in 2006, futures market is non-existent, and only a small number of companies are listed at the Hochimih and Hanoi stock exchanges. Although the stock market generates high returns, the stock market value is highly susceptible to foreign investors’ movements. One of the interesting features that were observed amongst Korean invested banks and securities trading companies in Vietnam is their different localisation style. While security companies merely have representative on-ices, Korean banks were highly localised through local branches. Such a marked difference in the localisation style of Korean financial intermediaries in Vietnam deserves a further research.
銀行 인터넷뱅킹(Internet Banking)의 變化와 利用實態에 관한 硏究
權相璋(Sang-Jang Kwon),金永國(Young-Gook Kim) 한국무역학회 2002 무역학자 전국대회 발표논문집 Vol.2002 No.8
최근 세계금융업계는 전자상거래의 폭발적 성장과 정보기술의 발달, 시장의 경쟁격화 및 글로벌화 등으로 큰 변화를 겪고 있다. 이에 따라 소비자가 은행이용 시 고객 접점은 기존의 은행창구에서 인터넷뱅킹 도는 전자금융 형태로 바뀌고 있다. 국내 금융계에서도 인테넷뱅킹이 급속히 확대되고 있다. 1999년에 국내 은행에 인터넷뱅킹 서비스가 도입된 이후 그 이용자수가 크게 늘어나 2002년 6월말 현재 이용소비자가 1448만명에 달하고 있다. 그리고 인터넷뱅킹 서비스가 국내은행 금융서비스의 전달채널 면에서 창구텔러 CD/ATM, 텔레뱅킹에 이어 4번째로 큰 위치를 차지하고 있다. 본 연구는 국내 은행의 인터넷뱅킹서비스 이용자들의 이용행태에 초점을 두고, 전반적인 실태를 실증분석 하였다. 표본의 자료는 국내 20개 은행의 인터넷뱅킹을 이용하고 있는 20대에서 50대까지의 성인남녀를 389명을 대상으로 하였다. 분석결과 최근년간 인터넷의 급격한 보급ㆍ활용 추세에 따라 비교적 보수적인 중ㆍ장년층보다는 젊은층의 이용이 많은 것으로 조사되었다. 또한 소득수준이 비교적 높을수록, 학력이 높을수록, 여성보다는 남성이 인터넷뱅킹서비스를 많이 이용하는 것으로 나타났다. 또한 응답자 중 90.8%가 CD/ATM 거래를 위 한 카드를 보유하고 있었으며, 인터넷뱅킹 이용자들 대부분이 현금 입ㆍ출금 시에는 현금카드 등을 이용하고 있는 것으로 나타났다. 이는 은행 이용 고객들의 신속성, 편리성 지향에 기인하는 것으로 판단된다. Recently, the global financial industry has been undergoing serious change through high growth of electronic business transactions. The development of information technology serves competition and globalization in the financial market. Accordingly, the customer's point of contact, when the customer makes use of banks is changing from the banks window to electronic banking like the internet banking serves. As the number of user grow, internet banking is really enlarging in korean financial industry. After the internet banking serves was introduced in domestic banks in 1999, the users reached about 1,448 million in June of 2002. Now the internet banking serves stands fourth in the aspect of delivery channels in domestic banks. Internet banking has great importance, but academic studies on it is at an elementary stage. This paper focused on studying the patterns of Internet Banking services of the clients who use internet banking of 20 domestic banks. We surveyed 389 people from 20 to 50 years of age who use 20 domestic internet banking services. When We examined the total sample by age, 20 to 30 years people accounted for 84.3% of the total. This show us why young people use internet banking services much more than old people. Nowadays, the more people use the internet, the more people use internet banking services. We also found that 90.8% of the total respondents of my survey have cards for CDs/ATMs. When most of the internet banking service users deposit or withdraw their money, they use CDs or ATMs. We can find out that this phenomenon occurs because of quickness and convenience of the services.