생명 보험사의 기업공개와 상장차익귀속에 관한 법적 고찰

박세민 한국상사법학회 2000 商事法硏究 Vol.18 No.3

무기화합물 첨가에 의한 C/C복합재료의 매트릭스 조직제어

박세민,安田榮 한국세라믹학회 1997 한국세라믹학회지 Vol.34 No.11

Fracture of uni-directional carbon fiber reinforced carbon matrix composite is strongly dependent on the orientation of basal plane in graphite matrix when it is limited within matrix. The orientation of basal planes are vertically stacked to carbon fiber which results in the weakness for applied tensile or shear force in thermosetting resin derived-carbon matrix composite. Microtextural control of the matrix was tried through chemical interaction between metal carbides and furan resin derived-carbon matrix. SiC and TiO2 addition made the orientation disordered. However, porosity increased due to decomposition of SiC. Interfacial bonding could be controlled by TiO2 addition, but carbon fiber was considerably reacted with TiC during thermal treatment higher than 2$600^{\circ}C$. Therefore, it is desirable to control the thermal treatment temperature at which decomposition of SiC was not serious and TiC/C was not formed eutectoid.

영국과 미국 해상보험법상 감항능력담보 해석에 관한 비교분석

박세민 한국경영법률학회 2005 經營法律 Vol.16 No.1

The implied warranty of seaworthiness in the law of marine insurance contract has been known as one of the most important warranty. The purpose of this warranty is to give the insurer a chance to assess the risk precisely, in other words the assured is obliged to maintain the risk in question as it was understood to be by the insurer who accepted the risk. The American law of marine insurance has been originated from the authorities and legal interpretation in the English courts. However, since mid-1950's, the American courts have established their own interpretation in various area in the law of marine insurance including the warranty of seaworthiness. It is submitted that American rule of warranty of seaworthiness provides us with a fresh way to analysis and interpret this difficult issue.

보험계약법상 청구권대위에 관한 해석

박세민 忠北大學校 法學硏究所 1999 法學硏究 Vol.10 No.1

현행 신중한 보험자(prudent insurer) 기준에 대한 批判的 再考 : 영국 보험법의 해석을 중심으로

박세민 한국보험학회 2004 保險學會誌 Vol.68 No.-

고지의무의 해석에 있어서 무엇을 기준으로 하여 중요성 여부를 판단할 것인가의 문제는 고지의무의 범위를 결정하는 중요한 요소가 된다. 현행 영국 해상보헝법 제18조에서는 '신중한 보험자'(prudent insurer)가 그 기준으로 제시되고 있고, 영국의 각급 법원도 이를 기준으로 삼고 있다. 그러나 현행 '신중한 보험자' 기준은 보험계약자에게 지나치게 불리하며 고지의무 제도의 본래 목적인 최대선외의 원칙에도 부합하지 않는다는 비판이 제기되고 있다. 그 이유는 어느 사실이 신중한 보험자에 의해 중요한 사실로 간주될 것인가를 보험계약자가 미리 예측한다는 것은 실제로 거의 불가능하기 때문이다. 또한 '신중한 보험자' 기준은 소송에 있어서 전문가 증언(expert evidence)제도를 필요로 하는데 실무상 이 제도의 혜택을 누리는 것은 보험자측이기 때문이다. 1994년 영국 귀족원은 '당해보험자'(actual insurer)를 기준으로 한 유인요소(element of inducement)를 승인하였는데 법이론적으로 그 인정에 정당성이 있는 것으로 해석된다. 그러나 이 기준은 영국 귀족원이 중요성 판단에 대하여 소위 '비결정적영향론'(anti-decisive influence test)을 채택한 이래 제기되는 많은 비판을 의식하여 의도적으로 승인한 것이며, 정확하게 말하면 중요성판단의 기준이라기보다는 重要性과 구별되는 개념인 誘引性에 대한 기준인 셈이다. 이러한 상황에서 현행 '신중한 보험자'기준의 대안으로 제시할 수 있는 것은 '신중한 보험계약자'(prudent insured) 기준이다. 이 기준에 의하면 보험계약자는 합리적인 주의력을 가지고 고지의무를 이행하는 것으로 충분하며, 신중한 보험자가 무엇을 중요한 것으로 여길 것인가를 미리 예측해야 하는 능력은 요구되지 않는다. 따라서 '신중한 보험계약자' 기준에 의하면 고지의무의 범위를 합리적으로 제한할 수 있으며, 입증책임의 문제도 보다 효과적으로 해결할 수 있다고 해석되어 궁극적으로 보험계약자를 적절히 보호하고 최대선의의 원칙에도 부합할 수 있다고 판단된다. The question of "What should be a criterion for determining the materiality of information?" is a crucial element of deciding the range of the duty of disclosure in insurance contract law. Although s. 18(2) of the Marine Insurance Act 1906 clearly refer to 'a prudent insurer test', it is worth analyzing the other tests because this has met with a lot of criticism and the requirement for reform of the current test is increasing. It is apparent that the test of prudent insurer imposes too heavy a burden on the insured. According to this test, it may not be sufficient for the insured to disclose every fact that the actual insurer would wish to know about before accepting the risk. In other words, clairvoyant powers to discover what a prudent insurer would regard as material are required to the insured. Furthermore, the insurer can be more protected by the practice of accepting expert evidence. In 1994, the House of Lords required the element of inducement based on the actual insurer test in the duty of disclosure. However, it is submitted that the element of inducement was intentionally accepted by the House of Lords in order to alleviate a lot of criticism caused by the anti-decisive influence test in relation to the degree of influence of undisclosed facts. In addition, inducement and materiality are wholly separate and distinct concepts. In other words, materiality is a requirement which is not dependent on the element of inducement. Under this circumstance, the prudent insured test can be provided as a substitute. The most important role of the prudent insured test is to make it possible to reduce the scope of the duty of disclosure. Also this test seems to offer a more effective way to solve the question of proof. It is because under this test it seems to be sufficient for an insured to undertake his duty with reasonable care and skill, and no extra skill to predict what a prudent insurer would think as material is imposed upon the insured. Therefore, the insured can be properly protected and it is thought that this test can correspond to the principle of utmost good faith in insurance contract law.

最大 善意의 原則-그 不合理的 解釋에 대한 批判

박세민 忠北大學校 法學硏究所 1997 法學硏究 Vol.8 No.1

加味礬石丸의 鎭痛 , 消炎 및 女性癌細胞에 對한 硏究

朴世敏,鄭鎭鴻,柳同烈 대한한의학회 부인과학회 1997 大韓韓方婦人科學會誌 Vol.10 No.1

The purpose of this research was to investigate effect of Ga Mi Ban Suk Hwan water extract(GBSE) on the analgesic, anti-inflammatory action and the proliferation of human female cancer cells. GBSE inhibited the writhing syndrome induced by acetic acid, the cotton pellet granuloma formation and the mouse paw edema induced by histamine. But GBSE did not inhibit the permeability of evans blue into peritoneal cavity, GBSE did not affect the proliferation of Balb/c 3T3 cells. GBSE inhibited the proliferation of HeLa and MCF-7 cells. These results suggest that GBSE has the analgesic action and the anti-inflammatory action, and the cytotoxicity of HeLa and MCF-7 cells.

금속 사업장 근골격계유해요인 조사 수행 실태 및 평가

박세민 대한직업환경의학회 2015 대한직업환경의학회 학술대회 논문집 Vol.2015 No.11

자동차할부판매보증보험계약에서 주계약과 피보험자에 관한 연구 -서울고등법원 2011.7.12, 2010나67656 판결에 대한 비판-

박세민 한국경영법률학회 2012 經營法律 Vol.23 No.1

As regarding interpretation of the contents in the insurance policy, the motivation and background of the agreement, the final purpose of the agreement and the contract parties' true intention should be considered together. The main contract in a guarantee insurance is a legal relation- ship in which the policyholder of the guarantee insurance is liable to the insured for debts. A creditor in the main contract becomes the insured of the guarantee insurance and a debtor becomes the policyholder of the guarantee insurance contract. In this case, the main contract of the guarantee insurance is the contract for loan(consumer cash loan) between purchaser of the car and installment financing company(00 Life Insurance Company). At the same time, the insured of the guarantee insurance contract is the installment financing company who is in the position to shall suffer damage when a debtor fails to pay his debt. The conclusion of the Court in this case is wrong, considering the principles of general insurance and guarantee insurance contract.

保險者의 告知義務에 관한 硏究 : 영국의 Skandia 사건의 판결문 분석을 중심으로

박세민 한국상사법학회 1998 商事法硏究 Vol.17 No.2