Application of the life course paradigm to the study of financial solvency and financial satisfaction in later life: A comparative study of American and Dutch elderly consumers

Anil Mathur,Hans Kasper 한국마케팅과학회 2019 마케팅과학연구 Vol.29 No.4

the need for studying a person’s financial behaviour over his or her entire life course, their research efforts have been hampered by a lack of viable conceptual frameworks. The present study shows how researchers could employ the life course paradigm to study consumers’ financial behaviours. It illustrates how researchers could derive hypotheses from theories dictated by the life course paradigm to explain financial solvency and financial satisfaction in later life. These hypotheses are tested using samples of individuals more than 60 years of age from the United States (N = 191) and the Netherlands (N = 173). Findings suggest that the overall life course framework can be used to understand financial solvency and financial satisfaction in later life. Implications for theory and further research using the life course approach are also discussed.

Using the life course approach to explain the onset and continuity of preventive health-care behaviors: A comparative study across four countries

Anil Mathur,Preecha Yingwattanakul,이의훈,Cristiane Pizzutt 한국마케팅과학회 2020 마케팅과학연구 Vol.30 No.1

The objective of this research is to examine the factors that promote the onset and continuity of preventive health-care behaviors over the course of one’s life. Using the life course paradigm as an overarching conceptual framework, hypotheses are developed that relate to the role of life events that trigger processes responsible for the initiation and discontinuation of three preventive health-care behaviors: exercising, using dietary supplements or vitamins, and having regular physical exams. The samples used are drawn from the United States, Thailand, South Korea, and Brazil. Results suggest that experience of life events and consequential life-course adaptation processes (socialization, stress and coping, and human development) are important predictors of initiation and discontinuation of preventive health-care behaviors. The relative influence of these explanatory variables varies across cultures, suggesting the importance of contextual factors in explaining preventive health-care behaviors. Implications for further research are also suggested.

George P. Moschis tribute special issue: His philosophy and contributions (Part II)

Anil Mathur 한국마케팅과학회 2020 마케팅과학연구 Vol.30 No.1

This is the second part of the George P. Moschis tribute special issue. In this part, I briefly present the gist of contributions made by each article included in this second part of the special issue.

George P. Moschis tribute special issue: His philosophy and contributions

Anil Mathur 한국마케팅과학회 2019 마케팅과학연구 Vol.29 No.4

In this article, I first discuss Moschis’ contributions to marketing in three main areas of consumer behavior: consumer socialization, older consumer behavior, and life course research. Next, I present and comment on the basic characteristics of his work: multi-theoretical, programmatic, and collaborative. Finally, I briefly present the gist of the contribution that is made by each of the articles included in the first part of this two-part special issue that have as foundation his work in the area of life course research.

생강 뿌리썩음증상의 병징학, 기생체간 상호작용 및 약제방제

ANIL DOSHI,SNEH MATHUR 한국응용곤충학회 1987 한국응용곤충학회지 Vol.26 No.4

뿌리썩음증상은 병징에 따라 3가지로 대별되었다. 뿌리썩음증상은 Pythium aphanidermatum을 선접종 후 Fusarium solani를 후접종 하였을 때 가장 심하였다. 뿌리혹선충과 Phthium aphanidermatum과의 상호작용은 없었다. 근경 발아는 각 처리에서 현저히 증가하였고 Alliette 0.25% 처리에서 가장 높았다. 토양관주에 의한 치료 및 예방효과는 Alliette, Burgandy mixture, 다이센 M-45, 디포라탄이 우수하였으며, 수량도 증가하였다. Three diffeerent types of symptoms were observed according to the pathogen associated with the rhizomes. The maximum rotting was observed in case when Pythium aphanidermatum was inoculated first followed by Fusarium solani. There was no interaction in case of root knot nematode Meloidogyne incognita and Pythium aphanidermatum. Average per cent germination of the rhizomes were increased significantly in each treatment and maximum in case of Alliette(.25%). The per cent pre & post drenching rotting was minimum in case of Alliette, Burgandy mixture, Dithane-M 45 and Difolatan. These fungicides also increase the yield of rhizome significantly.

Influence of Osmolality of Complete Semen Extender on Motion Characteristics of Frozen-thawed Ram Spermatozoa

Joshi, Anil,Mathur, A.K.,Naqvi, S.M.K.,Mittal, J.P. Asian Australasian Association of Animal Productio 2006 Animal Bioscience Vol.19 No.12

The present study was conducted to observe the effect of osmolality of glycerolated TEST-yolk glycerol extenders on post-thawing sperm kinematics of ram spermatozoa of the native Malpura breed maintained in a semi-arid tropical environment. Good quality semen obtained from adult rams was pooled, split and diluted to 1,000 million spermatozoa per ml in complete TEST-yolk-glycerol extenders of 900, 1,200, 1,500 and 1,800 mOsm/kg osmolality. Diluted semen samples were loaded in 0.25 ml straws and cooled down to $-125^{\circ}C$ freezing temperature at the rate of $-25^{\circ}C$ per minute under controlled conditions before plunging into liquid nitrogen for storage. The thawing of straws was performed at $50^{\circ}C$ in a water bath for 10 seconds and sperm kinematics of the frozen-thawed spermatozoa were assessed by a computer-assisted sperm analysis technique. Osmolality of diluent had no significant effect on post-thawing % motility, % rapid, % medium and % slow moving frozen-thawed spermatozoa but significantly (p< 0.05) affected the % linearity and % straightness. The post-thawing % motility and % rapid motile spermatozoa were highest in samples extended in diluent of 1,500 mOsm/kg osmolality and lowest in 900 mOsm/kg. The curvilinear velocity of spermatozoa was significantly (p<0.05) higher for samples extended in 1,800 mOsm/kg, compared to those in 900 and 1,200 mOsm/kg, but the effect was not significantly different to those extended in diluent of 1,500 mOsm/kg osmolality. The study indicated that ram spermatozoa could tolerate a wide osmolality range for dilution in the complete TEST-yolk-glycerol extender for their cryosurvival. The highest recovery of motile spermatozoa following thawing was achieved in samples extended in the TEST-yolk-glycerol diluent of 1,500 mOsm/kg osmolality.

Contextual influences on financial preparedness of middle-aged workers: A four-country comparative life course study

Hans Kasper,Anil Mathur,Fon Sim Ong,Randall Shannon,Preecha Yingwattanakul 한국마케팅과학회 2019 마케팅과학연구 Vol.29 No.4

In countries where pensions are not the main responsibility of employers or governments, workers need to plan for their own postretirement financial well-being. This study investigates the financial preparedness of middle-aged workers in the United States, the Netherlands, Thailand, and Malaysia. Within- and between-country differences of three variables – financial satisfaction, financial knowledge, and saving proneness – are examined as indicators of financial preparation and financial well-being. The life course paradigm provides the basis for the conceptual framework. In addition to structural factors unique to each of the four countries, the study considers the effects of contextual variables, including individual attributes, early-in-life socialization experiences, and variables that locate the person in social structures. The results of this exploratory study show how the impact of these variables on the three indicators of financial preparedness of middle- aged workers differs across the four countries. Socioeconomic status is the only variable that positively affects financial satisfaction in all four countries. The results also shed light on the value of the life course approach for understanding individual- and country- based differences in the levels of preparation for financial wellbeing in later life.

Gerontographics and consumer behavior in later life: Insights from the life course paradigm

George Moschis,Anil Mathur,Thuckavadee Sthienrapapayut 한국마케팅과학회 2020 마케팅과학연구 Vol.30 No.1

The present article applies the life course paradigm to the study of older consumers. It is based on the general life course premise that events experienced in later life in the form of biophysical, social, and psychological changes create demand for readjustment and adaptation to new life conditions that define the multi-dimensional processes of aging and influence consumer behavior. These aging processes are collectively integrated into a model to develop stages of aging, known as “gerontographics,” that people go through in later life. To test the model’s efficacy in predicting consumption-related activities, a convenience sample (N = 383) of adults aged 45 and older is used to develop the gerontographics model and compared it to commonly used measures of aging (chronological and cognitive age) in predicting select consumer behaviors relevant to people in later life. The results reveal the value of the gerontographics model in understanding and explaining the consumer behavior of older adults. Implications of these findings and directions for further research are also discussed.

Reckless financial behaviors: An exploratory life course study of French and American consumers

Sarah Benmoyal-Bouzaglo,George P. Moschis,Anil Mathur 한국마케팅과학회 2019 마케팅과학연구 Vol.29 No.4

Achieving financial solvency has been viewed as a desirable life goal, because financial satisfaction promotes well-being. The vast majority of personal finance studies have attempted to understand the factors that promote saving and investment habits and skills, but studies that examine the factors that inhibit people’s abilities to achieve financial solvency are sparse. This paper reports the results of a study designed to understand the development of financial behaviors that are labelled as “reckless” because they undermine the person’s ability to achieve financial solvency. Because substantial evidence shows that personal finance habits begin to develop in early life and change throughout life, the present study uses the life course approach to examine the effects of select factors suggested by life course theory on the person’s propensity to exhibit financial behaviors that sabotage financial solvency at three stages in life. The influence of these factors is examined across three cohorts of US and French consumers using data collected from two online surveys. The findings of this exploratory study suggest the value of studying financial habits that impede financial solvency in time and context.