http://chineseinput.net/에서 pinyin(병음)방식으로 중국어를 변환할 수 있습니다.
변환된 중국어를 복사하여 사용하시면 됩니다.
- 中文 을 입력하시려면 zhongwen을 입력하시고 space를누르시면됩니다.
- 北京 을 입력하시려면 beijing을 입력하시고 space를 누르시면 됩니다.
RISS 인기검색어
- 검색키워드
- 저자 : 안상모(Ahn, Sang Mo) (검색결과 2 건)
- 무료
- 기관 내 무료
- 유료
-
안상모(Sang-Mo Ahn),이종아(Jong-Ah Lee),정준호(Jun Ho Jeong) 한국주택학회 2013 주택연구 Vol.21 No.1
본 연구는 2012년 8월 현재 한국주택금융공사의 주택연금 가입자를 대상으로 종신지급형과 종신혼합형의 상품선택에 미치는 요인들을 이항 로짓모형으로 분석하였다. 전국 차원의 분석에서는 주택가격이 높고, 가입연도가 빠를수록, 월지급액이 적은 고령자 가구일수록 종신혼합형 상품을 선택할 확률이 높았고, 또한 소득이 없고, 비수도권에 거주하고, 아파트이외 주택에 거주하는 고령자 가구일수록 종신혼합형 상품을 선택할 확률이 높은 것으로 나타났다. 수도권과 비수도권 간 상품선택의 결정요인에서 지역별로 일부 차이가 존재하였는데, 수도권의 경우 소득여부가, 반면에 비수도권의 경우 소득여부와 성별이 전국수준의 분석결과와는 달리 각각 통계적으로 유의하지 않게 나타났다. 이는 지역적 여건과 환경에 따라 상품선택에 미치는 요인이 지역별로 달라질 수 있다는 것을 시사한다. This study has analyzed the determinants of housing reverse mortgage products’ choices between the tenure and modified tenure one for total subscribers of the housing reverse mortgage of Korea Housing Finance Corporation as of August 2012 using a binary logit regression model. At the national level, the elderly households with higher housing price, earlier subscription year, and lower monthly allowance were significantly more likely to choose the modified tenure product. And also those without any incomes, living at other types of housing other than apartments and in the non-capital region had the more likelihood to select the modified tenure product. There was a regional difference in the determinants of the products’ choices between the capital and non-capital regions. Unlike the estimation result at the national level, the income variable was proved to be statistically insignificant for the former, while the income and gender variables for the latter, indicating that some selection factors can be spatially differentiated by specific regional characteristics and circumstances.
-
안상모(Ahn, Sang Mo),이종아(Lee, Jong-Ah),정준호(Jeong, Jun Ho) 한국부동산학회 2013 不動産學報 Vol.55 No.-
1. CONTENTS (1) RESEARCH OBJECTIVES The purpose of this study is to analyze spatial determinants of housing reverse mortgage applicants in Korea. (2) RESEARCH METHOD This study is based upon the Negative Binominal regression model with a focus of 211 shi-gun-gu in Korea. In order to analyze the spatial determinants of the frequency of housing reverse mortgage application, three sorts of exploratory variables are employed including demographic and social variables, regional income and housing value variables and dwelling variables obtained from Korea Housing Finance Corporation, Korea Statistics Office and Kookmin Bank. (3) RESEARCH FINDINGS Regional attributes are found to be determinant s of housing reverse mortgage application. Income and housing value related variables are important in an understanding of housing reverse mortgage application. In addition, housing dwelling factors such as the type of housing are significant in the application of housing reverse mortgage. 2. RESULTS This study shows that the regional high education level, the value of housing, the above average ratio of apartments in housing stock, the number of the elderly are positively related with the spatial distribution of housing reverse mortgage applicants, while the regional above average ratio of long-term living period, percapita income and a change in housing price are negatively associated with it. Moreover, there is a significant difference between the capital and non-capital regions in the applicants of housing reverse mortgage.
KCI
스콜라연관 검색어 추천
이 검색어로 많이 본 자료
활용도 높은 자료
