주택규제정책이 주택가격 변화에 미치는 영향 = (A) study on the effect of the political regulation on the housing market

다국어 초록 (Multilingual Abstract)

The purpose of this study is to examine the effectiveness of housing policies in Korea. That policies are repeated the regulation and the deregulation along the business cycle. This study discussed the effectiveness of the policies concerning housing prices in the period of regulations: 'tax, housing fund, loan supports' and 'the restriction'.
This paper is composed of five chapters. The first chapter introduces the objectives and methodologies of the study. The second chapter analyzes the related theories and previous studies. The third chapter reviews historical evolution of korean real estate policy since 1930. The fourth chapter estimates the effect of the regulations from 1991 to 2009. Lastly, the fifth chapter presents policy effect of the study results.
The results give the following implications; Firstly, the regulation of new housing sale prices have no effect on housing price in the long run. Secondly, regulations by the concept for public real estate didn't have effect on housing price. Lastly, the LTV(Loan To Value), DTI(Debt To Income) regulations on the housing policy didn't limit additional rise in home prices by suppressing demand.

목차 (Table of Contents)

• 제1 장 서 론 1
• 제1 절 연구의 배경 1
• 제2 절 연구의 내용 3
• 제2 장 주택 관련 이론 고찰 6
• 제1 절 주택시장이론 6
• 1. 주택시장의 특성 6
• 2. 주택수요 7
• 3. 주택공급 8
• 4. 주택시장의 가격결정 9
• 제2 절 주택정책이론 10
• 제3 장 주택시장의 변화와 주택정책 13
• 제1 절 시대적 추이 13
• 1. 1930~1950년대 16
• 2. 1960년대 20
• 3. 1970년대 23
• 4. 1980년대 27
• 5. 1990년대 31
• 6. 2000년대 34
• 제2 절 주요 주택정책 38
• 1. 분양가규제 39
• 2. 토지공개념 41
• 3. 주택담보대출 규제 43
• 제4 장 실증분석 45
• 제1 절 선행연구 45
• 제2 절 가설설정 47
• 제3 절 자료분석 49
• 1. 자료수집 49
• 2. 변수설명 49
• 제4 절 가설검정 50
• 1. 모형설정 50
• 2. 분석결과 52
• 제5 장 결론 72
• <참고 문헌> 75
• Abstract 80