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Swapnil Singh THAKUR(Swapnil Singh THAKUR ),Rahul Singh GAUTAM(Rahul Singh GAUTAM ),Ajay Kumar YADAV(Ajay Kumar YADAV ),Hitesh PATOLE(Hitesh PATOLE ),Aashi RAWAL(Aashi RAWAL ),Shailesh RASTOGI(Shailes 한국유통과학회 2023 The Journal of Asian Finance, Economics and Busine Vol.10 No.2
The goal of this study is to understand how financial inclusion (FI) as influenced by Internet subscribers in India, affects India’s Sustainable Development Goals (SDG). This study makes use of secondary data that was collected from 16 Indian states and one Union Territory between the fiscal years of 2018 and 2020. The goal of this study has been investigated using panel data regression analysis (PDR). And the study’s findings indicate that wages received through MNREGA accounts and post office operating accounts under the supervision of Internet subscribers have a significant negative impact on India’s SDGs, demonstrating how financial inclusion is harming the country’s efforts to achieve sustainable development. This study suggests that it is important to pay attention to rural areas’ access to the digital environment and their degree of digital literacy. These findings imply that improving the MGNREGA program and employees’ pay might help the government alleviate poverty in India. Financial inclusion also depends heavily on financial literacy. The government should improve its digital infrastructure in rural and urban areas so that people there may better understand and utilize it given that it promotes financial inclusion, digitalization, economic advancement, rural development, and poverty reduction.