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    전자자금이체에 관한 연구 = A study on the Electronic Funds Transfer

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    다국어 초록 (Multilingual Abstract) kakao i 다국어 번역

    Electronic Financial Transactions Act of Korea was enacted to solve the many issues associated with electronic financial transaction in 2007. And the amendment was made over 10 times since then. However, the problems associated with it also appears continuously in accordance with the continuous development of electronic financial transactions. Accordingly, in this paper, we studied the regulations and its problems and improvement of an electronic funds transfer among electronic financial transactions.
    This paper is composed of all seven chapters, the topics covered in each chapter are as follows : Chapter Ⅰ Introduction : South Korea's payment system, enactment and amendment of Electronic Financial Transactions Act, and legal issues associated with electronic funds transfer are described.
    Chapter Ⅱ The significance of electronic funds transfer : Regulations on electronic funds transfer and the significance of electronic funds transfer in South Korea, the significance of electronic funds transfer in the foreign law were summarized.
    Chapter Ⅲ Legal relationship between the parties to the electronic funds transfer : Legal relationship between the parties to transfer payment, and legal relationship between the parties to collection transfer were studied.
    Chapter Ⅳ Legal issues associated with electronic funds transfer : Effective time of the electronic funds transfer, transfer error, loss or theft of the access material, assignment of the access material, transfer-related accidents, failure to transfer instructions, error transfer to the recipient were studied. Also my personal opinion about it was said.
    Chapter Ⅴ Legal issues of telecommunications financial fraud : The significance of telecommunication financial fraud and relief of telecommunications financial fraud victims were described.
    Chapter Ⅵ : Problems and Solutions : We discussed the issues that require amendment of Electronic Financial Transactions Act and General Terms and Conditions for electronic financial transactions, and then proposed improvement measures.
    Chapter Ⅶ Conclusion : The main information of this papers was summarized.
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    Electronic Financial Transactions Act of Korea was enacted to solve the many issues associated with electronic financial transaction in 2007. And the amendment was made over 10 times since then. However, the problems associated with it also appears co...

    Electronic Financial Transactions Act of Korea was enacted to solve the many issues associated with electronic financial transaction in 2007. And the amendment was made over 10 times since then. However, the problems associated with it also appears continuously in accordance with the continuous development of electronic financial transactions. Accordingly, in this paper, we studied the regulations and its problems and improvement of an electronic funds transfer among electronic financial transactions.
    This paper is composed of all seven chapters, the topics covered in each chapter are as follows : Chapter Ⅰ Introduction : South Korea's payment system, enactment and amendment of Electronic Financial Transactions Act, and legal issues associated with electronic funds transfer are described.
    Chapter Ⅱ The significance of electronic funds transfer : Regulations on electronic funds transfer and the significance of electronic funds transfer in South Korea, the significance of electronic funds transfer in the foreign law were summarized.
    Chapter Ⅲ Legal relationship between the parties to the electronic funds transfer : Legal relationship between the parties to transfer payment, and legal relationship between the parties to collection transfer were studied.
    Chapter Ⅳ Legal issues associated with electronic funds transfer : Effective time of the electronic funds transfer, transfer error, loss or theft of the access material, assignment of the access material, transfer-related accidents, failure to transfer instructions, error transfer to the recipient were studied. Also my personal opinion about it was said.
    Chapter Ⅴ Legal issues of telecommunications financial fraud : The significance of telecommunication financial fraud and relief of telecommunications financial fraud victims were described.
    Chapter Ⅵ : Problems and Solutions : We discussed the issues that require amendment of Electronic Financial Transactions Act and General Terms and Conditions for electronic financial transactions, and then proposed improvement measures.
    Chapter Ⅶ Conclusion : The main information of this papers was summarized.

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    참고문헌 (Reference)

    1 한국은행, "파밍으로 인한 이용자 피해예방 당부"

    2 금융감독원, "최근 보이스피싱 현황 및 관련 유의사항"

    3 최재혁, "착오 자금이체(착오송금)와 수취은행의 상계권 행사(대상판결: 대법원 2010. 5. 27, 2007다66088 판결)" 수원지방법원 4 : 2011

    4 이상용, "착오 송금의 법률관계와 착오 송금인의 구제수단" 고려대 2013

    5 김형석, "지급지시ㆍ급부관계ㆍ부당이득" 법학연구소 47 (47): 284-328, 2006

    6 서희석, "지급인의 착오로 인한 자금이체의 효력 - 착오이체의 법률관계에 관한 판례법리의 전개 -" 한국비교사법학회 20 (20): 711-758, 2013

    7 정찬형, "전자자금이체의 법적문제 및 입법론적 검토" 한국법제연구원 2002

    8 한국은행, "전자금융총람" 한국은행 2009

    9 박희주, "전자금융시장에서의 소비자보호방안 연구" 한국소비자원 2010

    10 민병훈, "전자금융거래와 전자결제제도, CYBER LAW의 제문제(하)"

    1 한국은행, "파밍으로 인한 이용자 피해예방 당부"

    2 금융감독원, "최근 보이스피싱 현황 및 관련 유의사항"

    3 최재혁, "착오 자금이체(착오송금)와 수취은행의 상계권 행사(대상판결: 대법원 2010. 5. 27, 2007다66088 판결)" 수원지방법원 4 : 2011

    4 이상용, "착오 송금의 법률관계와 착오 송금인의 구제수단" 고려대 2013

    5 김형석, "지급지시ㆍ급부관계ㆍ부당이득" 법학연구소 47 (47): 284-328, 2006

    6 서희석, "지급인의 착오로 인한 자금이체의 효력 - 착오이체의 법률관계에 관한 판례법리의 전개 -" 한국비교사법학회 20 (20): 711-758, 2013

    7 정찬형, "전자자금이체의 법적문제 및 입법론적 검토" 한국법제연구원 2002

    8 한국은행, "전자금융총람" 한국은행 2009

    9 박희주, "전자금융시장에서의 소비자보호방안 연구" 한국소비자원 2010

    10 민병훈, "전자금융거래와 전자결제제도, CYBER LAW의 제문제(하)"

    11 정경영, "전자금융거래와 법" 박영사 2007

    12 박훤일, "전자금융거래와 무과실책임주의" 경희대학교 경희법학연구소 40 (40): 2005

    13 손남숙, "전자금융거래에 관한 연구 : 전자자금이체를 중심으로" 고려대 2005

    14 나승성, "전자금융거래법안의 연구" 법무부 (18) : 2003

    15 정경영, "전자금융거래법안에 관한 공청회"

    16 김자봉, "전자금융거래법안에 관한 공청회"

    17 국회 재정경제위원회, "전자금융거래법안 심사보고서" 2006

    18 정찬형, "전자금융거래법상 전자자금이체에 관한 연구" 법학연구원 (51) : 557-604, 2008

    19 손진화, "전자금융거래법 입법상의 쟁점과 전망" 한국상사판례학회 18 (18): 3-38, 2005

    20 손진화, "전자금융거래법 [제2판]" 법문사 2008

    21 강성복, "전기통신금융사기와 법제에 관한 분석적 고찰" 충북대학교 법학연구소 3 (3): 2012

    22 노태석, "전기통신금융사기 피해자의 민사적 구제 방안에 관한 연구" 한국금융법학회 10 (10): 383-416, 2013

    23 정경영, "일본 자금 결제에 관한 법률에 관한 소고" 법무부 (51) : 44-69, 2010

    24 한국은행, "우리나라의 지급결제제도" 한국은행 2004

    25 정찬형, "어음수표법 강의(제6판)" 박영사 2006

    26 정동윤, "어음·수표법" 법문사 2004

    27 금융감독원, "알기 쉬운 보이스피싱 이야기" 금융감독원 2012

    28 김상중, "송금인의 수취인 착오로 이루어진 계좌이체에 따른 반환관계" 법학연구원 (55) : 231-265, 2009

    29 竹內昭夫, "金融取引法大系" 有裴閣 1983

    30 後藤紀一, "アメリカUCC 4A編(資金移動)の槪要と問題點(上)" (476) : 1993

    31 Robert Louis B. Stevenson, "Plugging the Phishing Hole: Legislation versus technology" 2005

    32 UNCITRAL, "Legal Guide on Electronic Funds Transfers, U.N.Doc, A/CN.9/SER.B/1"

    33 Maarten Peeters, "Identify Theft Scandals in the U.S.: Opportunity to Improve Data Protection" 8 (8): 2005

    34 정희철, "Giro제도가 유가증권에 미치는 영향" 서울대학교 법학연구소 26 (26): 1985

    35 Roy Davies, "A History of Money from Ancient Times to the Present Day by Glyn Davies" University of Wales Press 1996

    36 한국은행, "2014년 중 지급결제 동향"

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