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RISS 인기검색어
- 검색키워드
- 저자 : Md Nazirul Islam SARKER (검색결과 2 건)
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Assessment of Bank Customer’s Attitude Toward Financial Technology in Pakistan
Muhammad MUSTAFA,Hassan Daud BUTT,Md Nazirul Islam SARKER,Maria GHANI 한국유통과학회 2021 The Journal of Asian Finance, Economics and Busine Vol.8 No.7
The financial technology sector is now growing rapidly all over the world, and it has improved the banking system efficiency and customer experience. This research study attempts explicitly to explore the consumer acceptance attitude of FinTech and its products in Pakistan. Technology Acceptance Model was used to assess the entire variable associated with the consumer attitude to adopt new technology. Based on a survey conducted from Pakistan data and by employing the multiple regression analysis, this study proves that the risk involved in FinTech products and services results in less usage of financial technology. The findings of the study also show that the risk should be reduced if banks and other institutes that are involved in financial transactions online must provide security. Moreover, customers are not willing to pay an extra amount for using financial technology. It argues that usefulness helps to change the attitude of banking customers to use financial technology. The attitudes of the customers have a positive relationship with the adoption of financial technology. These results also help guide financial institutions to enhance the adoption of FinTech products. User attitudes must be changed by providing users with more security, less risky applications, and cost-effective products.
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The Livelihood of Riverine People in Rural Bangladesh: Insights from climate vulnerable context
M Zulfikar Rahman,Rumpa Rani Kundu,Md. 라미루 라이한,Mohammad Golam Farouque,타미나 첨키,Md Nazirul Islam SARKER,Toshihiro Hattori,허창덕 영남대학교 박정희새마을연구원 2023 새마을학연구 Vol.8 No.1
This study assesses the vulnerabilities and determines the livelihood status of individuals living in riverine areas. Additionally, it explores the relationships between selected characteristics of the riverine population and their vulnerability-based livelihood status. Data were collected from 70 heads of households residing in the Narail district of Bangladesh. To develop a scale for assessing vulnerability, a Focus Group Discussion was conducted to identify potential vulnerability indicators. Pearson's product-moment correlation coefficient (r) was calculated to investigate the connections between respondents' characteristics and their livelihood status within the context of vulnerability. Results revealed that the majority of respondents (90 percent) faced a moderate level of vulnerability in their living conditions. The primary vulnerabilities observed in the area included feelings of insecurity due to unsafe infrastructure, displacement caused by riverbank erosion, and disruptions to income opportunities. Regarding livelihood status, the majority of respondents (82.9%) fell into the medium category. Notably, there was considerable variation in different livelihood assets, with a significant proportion (80%) of respondents having low economic capital. Among the selected characteristics of the riverine population, including household size, household assets, household farm size, annual household income, and credit received, significant positive relationships were found with their vulnerability-based livelihood status. However, no significant relationships were observed between the remaining characteristics, namely age, years of schooling, organizational participation, decision-making ability, innovativeness, and vulnerability-based livelihood status. This study emphasizes the urgent need for interventions to address the vulnerabilities faced by riverine communities, including improving infrastructure safety, reducing riverbank erosion, and developing sustainable earning opportunities.
ScienceON
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