EC市場統合과 生命保險

尹台漢 경일대학교 산업정보연구소 1991 産經硏究 Vol.2 No.1

The European Community has always looked on services as an essential part of the integration process, but paid little attention to it. In this paper, I proposed to look into the life insurance sector of the European Community in some detail, and focused on life insurance that can in principle be traded. Many life insurers have up to now been sheltered from international compitition by government regulation except UK. For that reason little multinationalization of insurer has occured. The sector's low degree of integration is also apparent in the fairly hige differences in prices among EC countries. The case of insurance, a sector in which economies of scale are important, show that both the freedom of provide services in another country and freedom of establishment are now put into practice, leading to a growing interpenetration of markets and multinationalization of firms. Clearly, all EC's life insurers will have opportunity to share in one important benefit that should emerge from the creation of the single European Market. But the third country (non EC countries) looked on the European Community may become “Fotress Europe” by reciprocal treatment. Consequently, life insurers are having to plan their European strategies. At the same time they must be taking into account in their strategic planning other major changes that are occuring in insurance market.

중복보험에서의 고지의무위반의 효과에 관한 연구

윤태한 국제무역학회 2001 국제무역연구 Vol.7 No.2

보험계약에서 최대선의의 원칙은 당사자에 의해서 지켜져야 할 기본적인 것이다. 이 최대선의의 원칙에 입각해 피보험자는 보험자에게 계약이 체결되기 전에 모든 중요한 사실에 대해서 고지해야 하며, 만약 고지의무의 위반이 있을 경우 보험자는 계약을 해지할 수 있다. 이러한 고지의무제도는 보험자에게 피보험자의 위험사정을 정확하게 알려주고 도덕적 위험을 방지하기 위한 것이다. 이러한 점에서 피보험자의 고지의무는 보험계약에 있어서 가장 중요한 것이라고 할 수 있다. 하지만 보험계약에서 규정하고 있는 다른 법률상의 의무와는 차이가 있다. 예를 들면 만약 다른 법률상의 의무에서는 채무자가 그의 법적인 의무를 거절하거나 지체하는 경우 법적 강제이행이 따르지만, 고지의무위반의 경우에는 계약을 해지할 수 있을 뿐이다. 따라서 보험계약에서 고지의무를 어떻게 해석할 것인가에 대한 논쟁의 여지가 있다. 이러한 문제와 관련하여 본 논문에서 동일한 보험목적물 또는 동일한 보험사고에 대하여 수개의 보험계약이 동시에 또는 순차적으로 체결되는 중복보험도 이와 같은 고지의무위반에 따른 법률적 효과가 그대로 적용될 수 있는가에 대한 문제를 중심으로 고찰하고자 한다. It is a fundamental principle of insurance contract law that the utmost good faith must be observed by either party. Subject to the principle, an assured must disclose to the insurer every material circumstance before the contract is concluded. If the assured fail to make such disclosure, the insurer may avoid the contract. The duty of disclosure system has been developed in order to offer the insurer the same information about the risk that are originally under the control of the assured by which it also enables the insurer to evaluate the nature of the risks correctly and to prevent moral risks by excluding bad ones. In this respects, the duty of disclosure of the assured is considered to be one of the most significant in contracting insurance. However, the duty of disclosure in insurance contract has different characteristics from the other duties in law. For instance, if the obligator reject or delay to carry on his legal duty, legal execution force follows, but if the assured breach the duty of disclosure, legal execution force is not available and the insurer can just avoid the contract itself. Therefore there have been controversies on the subject of how to interpret the duty of disclosure the insurance contract employ. In this paper, we handles the matters concerned with these subject. It especially studies whether the legal effects on the duty of disclosure are applicable to the double insurance contract in where two or more policies are effected by or on behalf of the assured on the same adventure and interest or any part thereof with the focus on case study. In conclusion, it is generally admitted that even if there is a breach of the duty of disclosure to the double insurance contract, the breach must be resulted from the disclosure obligator's intention or gross negligence for the real effect of contract avoidance.

운송지연으로 인한 화물의 손해에 대한 보험자의 보상 책임 문제

윤태한 한국국제상학회 1998 國際商學 Vol.13 No.2

스마트폰을 이용한 물류정보시스템 수준이 기업성과에 미치는 영향에 관한 실증연구 : 운송CY기업을 중심으로

윤태한 한국국제상학회 2013 國際商學 Vol.28 No.4

Port Logistics Services have been revolved by the physical role in trade between countries. Making a profits of Logistics Firms have been limited by distinct in the markets and a governments's control to save logistics costs. The conjunction of mobile telecommunication technology and logistics information system have showed a new possibility to logistics firms. This study's aim is to understand the impact of logistics information system based on smart phone's characters on the maritime companies performance. Various studies on logistics information have been doing. but it is rare to find studies in the mirror of a working level view. so The focus of this study is to grasp mediation role of Information system variables between customer attitude and companies performance through the empirical study on the practical logistics information system based on smart phone'characters. The results of analysis showed that not only customer attitude but also various variables of information system have a impact on better working conditions and customer supports. The logistics system's role in business has been growing constantly. therefore, We need a new angle for a role of logistics information system.

수질 변동에 대응 가능한 유·무기막 혼합공정을 위한 유기막의 운전조건 도출

윤태한,김형건,우성민,남종우,이용우,장암,김형수 대한환경공학회 2013 대한환경공학회 학술발표논문집 Vol.2013 No.6

SCB발효상을 이용한 돈분뇨슬러리 처리

윤태한 대한양돈협회 2005 養豚 Vol.27 No.1

海上積荷保險에서의 被保險利益

尹台漢 慶北大學校 經濟經營硏究所 1994 經商論集 Vol.22 No.2-3

액비화사업 보류에 따른 농가실태

윤태한 대한양돈협회 2004 養豚 Vol.26 No.8

國際貿易에서의 EDI의 限界와 改善策에 관한 硏究

尹台漢 新羅大學校 1997 論文集 Vol.44 No.1

Generally speaking, EDI is the computer-to-computer exchange of common business documents over telephone liner using a standardized electronic format. Through the use of EDI, trading companies can replace the very costly, labor and time intensive process of typing and retyping paper forms and mailing them to their business partners. Also EDI makes it possible to send a routine form, such as a purchase Order, directly from trading companies'PC to that of their trading partner. More over, when trading companies'message arrives at its destination, it can viewed immediately, without reformatting, re-keying or re-organizing a single piece of data. In this view point, this study aims to examine the problems that appear by introducing the EDI into trade transaction and also to suggest the improvements of EDI in International trade. Concludingly, I will suggest as follows: Firstly, the government authorities has to lead positively expansion of the UN/EDIFACT at the governmental level to promote the introduction of the EDI. Secondly, the government has to take the coherent policy for the paperless automatization in trade business. Thirdly, the government must formulate or revise its institutional establishment to adopt the EDI into international trade. Finally, EDI contributes to raising an international competition through the reduction of trade procedure cost, shortening business control time, improving customer service etc. However the cost problem by means of the EDI introduction is significant, so the trading companies have examine the propriety of the EDI introduction to their trade business.

특집 _ 개정 자본시장법의 주요 내용 : 개정 자본시장법에 도입된 장외파생상품 청산제도 소개

윤태한,정성구,박병권 서울대학교 금융법센터 2013 BFL Vol.60 No.-