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        중국 보험소비자 특성이 인터넷보험 선호도와 구매의도에 미치는 영향

        조강필 ( Kang Pil Cho ),조혜진 ( Hye Jin Cho ),함정식 ( Jeong Sik Ham ),웅하모 ( Xia Mu Xiong ) 한중사회과학학회 2014 한중사회과학연구 Vol.12 No.2

        In today`s world, the internet and related advances in information technology significantly affect financial services in general and insurance markets and institutions in particular. Therefore the purpose of this research is to investigate the Chinese consumers` characteristics influence the preference and purchase intention of internet insurance. Survey questionnaire was administered in China and the responses, living in major cities including, Beijing, Shanghai, Guangdong, Xiamen were collected from May 17 to May 20, 2013. A total of 632 questionnaires were used in the statistical analysis. For the data analysis, various statistical techniques were used including, frequency analysis, T-test, ANOVA analysis, simple regression analysis, multiple regression and correlation analysis. The result of this study can be summarized as follows: First, internet insurance has to pay attention to age at 20-40, highly educated young unmarried women. Second, Chinese consumers`s lack of awareness of insurance and the law of internet insurance is not perfect. In order to make the internet insurance more popular government should strengthen the legal ethics.

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