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( Tate Agape Bawana ) 부경대학교 글로벌지역학연구소 2021 Journal of Global and Area Studies(JGA) Vol.5 No.1
COVID-19 has challenged the Micro, Small, and Medium-sized Enterprises which are the backbone of the ASEAN Member States’ (AMS) economic growth. Profit and Loss Sharing (PLS) as a bank financing scheme offers an alternative model with flexibility in meeting the Covid-19 economic crisis by providing equity orientation for the MSMEs. This research aimed to investigate the contribution of PLS in supporting the MSMEs’ economic recovery packages in the AMS during the New Normal post Covid-19. For this purpose, this research posits the comparative evidence of PLS contribution by gathering data from the central banks, financial authorities, commercial banks and literature reviews related to economic recovery policies in the AMS. The result indicates that PLS can provide an alternative model for supporting MSMEs by allowing all parties to share both risks and losses in their capital input ratio.
Tate Agape Bawana,Risma Ayu Kinanti,Safarinda Imani,Moh Arifin 부경대학교 글로벌지역학연구소 2022 Journal of Global and Area Studies(JGA) Vol.6 No.1
Sukuk is an alternative financial instrument for investing in the form of bonds. Compared with conventional bonds, Sukuk offers investors an asset distribution model and a fair return of profit and risk-sharing. Sukuk also prohibits the imposition of interest rates. The development of Sukuk in the East Asia region has shown a positive trend because of its profitable principle for medium- to long-term investment in supporting economic development and stability. South Korea and Taiwan are countries that are relatively new in developing Sukuk compared with China, Hong Kong, and Japan. This research aims to understand the development of Sukuk in these two countries from a political economy perspective. This research employs a qualitative method and compares how South Korea and Taiwan implement their policies in developing Sukuk using an approach from three aspects: political leadership, world economic order, and cultural factors. The data to be used is sourced from secondary data from government documents, central banks, and financial authorities.
Diaspora Entrepreneurs’ Perspective on Small- and Medium-Sized Enterprise (SME) Policy in Taiwan
Tate Agape Bawana 부경대학교 글로벌지역학연구소 2023 Journal of Global and Area Studies(JGA) Vol.7 No.2
This study examines the perspective of diaspora-owned small- and medium-sized enterprises (SMEs) regarding the application of SME policy in Taiwan. Specifically, it focuses on comparing the periods before and after the launch of the New Southbound Policy (NSP). The aim is to investigate how the SME policy supports diaspora entrepreneurs in Taiwan based on their viewpoints. To explore this relatively unexplored concept, qualitative methods with descriptive and exploratory designs are employed to gain a deeper understanding of their perspectives. This study includes in-depth interviews conducted with six Indonesian diaspora-owned SMEs in the restaurant industry, as well as two individuals planning to establish new restaurant businesses in Taiwan. The respondents are categorized into three groups: those who operated their businesses before the NSP was implemented, those who did so after the NSP was implemented, and those planning to launch businesses after the NSP were implemented. The findings of the study reveal that the number of diaspora entrepreneurs owning SMEs has increased under the NSP. The NSP has also attracted diaspora individuals with an intention to start SMEs in Taiwan. The ease of accessing startup procedures and obtaining loan financing has positively contributed to their businesses. Additionally, intermediary groups such as diaspora associations play a crucial role in facilitating open forums between the diaspora and the government.