자동차 보험범죄의 효율적 대응방안에 관한 연구 = (A) Study on the Efficient Methods for Reducing the Auto-related Insurance Crimes

다국어 초록 (Multilingual Abstract)

The insurance Crimes are not the terms on criminal law or special criminal law, but these terms are generalized through mass media, and the size of the crimes become large, and the methods of the crimes become also skillful.
Insurance Crimes make the insurance companies weak socially and make the contractors harmed individually. Because insurance crimes are not only the problem of the insurance contractors but also the crime socially, the effect of insurance crimes is powerful nationally.
In this article, in order to handle these insurance crimes effectively, I examined the definition of insurance crime, the need for making the related laws, the recent condition of insurance crimes, the case study for recent insurance crime, and the recent effort of foreign nation. And I present the effective measures for reducing the insurance crimes.
Insurance crimes become wide, organizing, and spreading. The mutual assistance system between the private and the government is constructed, but the system is not sufficient yet for reducing the insurance crimes. Also the research and examination for insurance crimes is not positive now. As insurance institute or investigation organization investigates the crime only after insurance crime generate, insurance crimes cannot be prevented effectively, and the lawmaking effort for controlling insurance crimes is deficient.
Preferentially, the chance to generate the insurance crimes must be eliminated. Insurance companies must eliminate the unreliable contract and thoughtless insurance merchandise.
In sale level, the problems raised by the insurance crimes must be notified in order to prevent the insurance crimes. The neutral organization must be established in order to collect and manage the insurance crime data like the American I. S. O. The Investigation organizations must raise the efficiency of investigation by inquiring the related data in common.
To research the solution methods and new techniques for insurance crimes, we must establish Insurance Crime Institute with the institute of university.
We must enact the necessary laws and regulation for preventing the insurance crimes. In addition, we must add the insurance fraud article to the criminal law, or must revise the insurance law.
We must establish S. I. U. in all the insurance companies and educate the S. I. U agents to bring up the professional investigators.
We must establish the committee for both investigation organizations and insurance companies, make each other discuss about the related problems periodically, and make each other have the related data in common. In addition we must advertise the prevention methods for reducing the insurance crimes, and the private must cooperate with the related government organizations.
In future, insurance company, investigation organization, and research institute must collaborate with one another to settle the insurance system.

목차 (Table of Contents)

• 목차 = i
• 제1장 서론 = 1
• 제1절 연구의 목적 = 1
• 제2절 연구의 범위 및 방법 = 4
• 1. 연구의 범위 = 4
• 2. 연구의 방법 = 5
• 제2장 자동차보험범죄에 관한 이론적 배경 = 6
• 제1절 자동차보험범죄의 개념 = 6
• 1. 자동차보험범죄의 의의 = 6
• 2. 보험범죄의 범죄성 = 9
• 3. 보험범죄와의 구별개념 = 11
• 제2절 자동차보험범죄의 유형 및 특징 = 16
• 1. 자동차보험범죄의 유형 = 16
• 2. 자동차 보험범죄의 특징 = 30
• 제3절 자동차 보험범죄에 대한 제이론 = 35
• 1. 사회적 긴장이론 (Anomie이론) = 37
• 2. 사회학습이론 = 42
• 3. 중화기술이론(표류이론) = 47
• 제4절 선행연구의 검토 = 51
• 제5절 외국의 보험범죄의 현황 및 대응 = 53
• 1. 미국 = 55
• 2. 일본 = 68
• 3. 영국 = 70
• 제3장 자동차보험범죄의 실태 및 문제점 = 73
• 제1절 자동차보험범죄의 추세 = 73
• 제2절 자동차보험범죄의 실태분석 = 75
• 1. 연도별 보험범죄 현황 = 76
• 2. 보험범죄 유형별 현황 및 분석 = 79
• 3. 생·손보사별 보험범죄현황 = 83
• 4. 보험범죄 관련자 현황 = 86
• 제3절 자동차보험범죄 대응상의 문제점 = 93
• 1. 공공의 인식(Public Awareness)에 대한 실패 = 93
• 2. 법적·제도적 시스템의 미비 = 94
• 3. 보험업계의 소극적 대처 = 96
• 4. 사법기관의 소극적 대처 = 98
• 제4장 자동차보험범죄에 대한 효율적 대응방안 = 99
• 제1절 공공의 인식(Public Awareness) 향상 = 99
• 제2절 법적·제도적 대응방안 제고 = 100
• 1. 보험범죄에 대한 법률 정비 = 100
• 2. 보험사기지표의 활용 및 인프라 구축 = 100
• 3. 통합된 데이터베이스 체계의 구축 = 101
• 4. 보험범죄방지를 위한 범협의체 구성 = 102
• 제3절 보험업계의 보험범죄방지 능력 제고 = 104
• 1. 보험사기특별조사부서(SIU)의 운영 활성화 = 104
• 2. 보험관련자의 교육 및 전문성 확보 = 105
• 제4절 사법기관의 적극적 대처 및 협력 강화 = 106
• 제5장 결론 = 107
• 참고문헌 = 111
• ABSTRACT = 116