부동산신탁 공매 낙찰가율 결정요인에 관한 연구 = A Study on the Dterminant Factor of the Winning Bid Fate of Public Auction of Real Estate Trust

다국어 초록 (Multilingual Abstract)

Financial market had completely been opened by IMF relief loan, By 2008 financial crisis We learned that as a result of domestic financial market opening, global financial crisis had a effect on domestic financial market. Also It brought out introduced in 1991 real estates trust system which is relatively advaced financial technique compared with real estate mortgage loan and project financing loan, is activated in earnest.
Since then up to now real estates trust market grew rapidly. Real estates trust company licence by the Financial Supervisory Commission have increased steadily so that the total number of real estates trust company is 57 including specialized real estates trust company. The total trust assets is 145 trillion. Collateral trust accounting for 64 percent of Above mentioned real estates trust supercede mortage for the purpose of securing loans. In case of the loss of benefit of time for reasons such as loan interest delinquency, Because collateral trust is financial item which dispose of property for public sale, This paper attempts to study about collateral trust.
And in comparion to auction of court, public sale of Kamco, there have been a sizable amount of growth in Public sale of real estates trust company. It is expected that public sale of real estates trust company will increase steadily.
For this reason, Domestic institutional investors and individuals which consider real estate as investment increase conspicuously. And as a interested parties, a truster, a beneficiary (including a priority beneficiary), a trustee have become interested in Bid-dropping rate of public sale of real estates trust for loss of benefit of time.
Especially financial institutions wonder about debit service ratio of a secured loan and factors determining the winning bid rate. But, at present there is no research surporting mentioned.
By studying what factors determine the winning bid rate, this paper attempts to aim at providing help for interested parties who grant loans newly and do credit management.

목차 (Table of Contents)

• 제1장 서론
• 제1절 연구의 배경 및 목적 1
• 1. 연구의 배경 1
• 2. 연구의 목적 2
• 제2절 연구의 범위 및 방법 4
• 제3절 선행연구 7
• 1. 선행연구의 검토 7
• 2. 선행연구와의 차별성 18
• 제2장 이론적 고찰 19
• 제1절 부동산신탁의 개념 19
• 1. 부동산신탁의 의의 19
• 2. 부동산신탁의 종류 19
• 제2절 부동산신탁의 공매의 개념 29
• 1. 부동산신탁 공매의 의의 29
• 2. 무동산신탁 공매의 절차 34
• 제3절 공매 낙찰가율에 영향을 미치는 환경요인 37
• 1. 일반적인 환경요인 37
• 2. 절차상의 요인 39
• 3. 법률상의 요인 39
• 4. 거시경제 요인 40
• 제3장 연구모형 44
• 제1절 가설의 설정과 변수의 정의 44
• 1. 가설의 설정 44
• 2. 변수의 조작적 정의 49
• 제2절 분석모형과 방법 58
• 1. 분석모형 58
• 2. 분석방법 60
• 제4장 실증분석 61
• 제1절 기초통계량 분석 61
• 1. 기술통계량 61
• 2. 빈도분석 63
• 제2절 일반적 특성 분석 64
• 1. 일반적 특성에 따른 차이분석 64
• 2. 신뢰도 및 타당성 검증 70
• 3. 공매 변수의 상관분석 72
• 제3절 분석결과 및 시사점 74
• 1. 분석결과 74
• 2. 시사점 81
• 제5장 결론 83
• 제1절 연구의 요약 83
• 제2절 연구의 한계 및 향후 연구 과제 86
• 참고문헌 88
• ABSTRACT 100