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        정보인프라 수준이 은행의 경영성과에 미치는 영향

        김영걸(Young Gul Kim),조규산(Kyu San Cho) 한국경영학회 1997 經營學硏究 Vol.26 No.3

        Financial institutions have explored various business strategies to cope with the epochal turns in business environment characterized by the so-called paradigm shift, that is, the recent trend toward open market and deregulation accompanied by changing of political and economic orders. One of the most remarkable strategies in these movements is the information technology exploitation for business reformation, which exerts deterministic power on securing competitive edge in financial institutions where a relatively high level of information intensity exists. In this research we measure the levels of information infrastructure of selected domestic banks and analyze their business performance. Data for the levels of information infrastructure are collected from these nine banks in Korea, which constitute the independent variables of this research. Bank business evaluation index and values added per employee are employed as the dependent variables representing business performance of each bank. A meaningful relationship between information infrastructure and information index is also reviewed in the course of data analysis. A positive significant relationship was found between the level of information infrastructure and the business performance in matured city banks and newly-born city banks. A similar relationship was turned out to be extended to local banks after controlling several mediating factors that affect their banking business. However, a significant relationship was not found between the level of information infrastructure and the information index except for the case of matured city banks.

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