농촌노인복지를 위한 지역농업협동조합의 역할에 관한 연구

다국어 초록 (Multilingual Abstract)

Abstract

A Study on the Role of Local Agricultural Cooperatives for Rural Welfare for the Elderly
Kim Myung Soo
Department of Social Welfare
Graduate School, Kongju National University
Supervised by Professor Seon Hee Mo

This study is to identify the welfare needs of the rural elderly, and the perception of elderly welfare policy and to review what kind of elderly welfare services is required and to analyze the degree of welfare usage that is provided by the local agricultural cooperative located in rural areas and to find roles of local agricultural cooperatives to promote the welfare of the elderly.
This study surveyed 65 years or older in Buyeo Gun and 352 copies out of 400 were collected by the help of employees of 16 local Agricultural Cooperative Divisions and finally 316 copies were analyzed.
The main results of this study are as follows.
First, the general characteristics of those surveyed are that man outnumbered woman by a ratio of 67.7% to 32.3%, age 65-69 was 45.3%, 43.7% was age 70-79, and 68% of the respondents lived for 60-79 years in Buyeo Gun.
The agriculture, livestock related job was the most by 85.1 percent and 49.0 percent have an annual income of less than $ 1000.
Second, 65.3% of rural elderly knew the local agricultural cooperative welfare services, 29.4% of them were using welfare services and 36.7% used it, 33.9% had no experience. This means effort to publicize the local agricultural cooperative services was insufficient. Among the welfare services, safe cooperation(insurance) for farmers was of 43.0%, followed by health diagnosis for members of regional agricultural cooperatives (21.2%). There were significant differences in the awareness of welfare services, user experience, and user satisfaction by the gender, level of education, health, income, and the union's position.
Third, public health center ranked highest in the aspect of awareness, experience of use and willingness to use the welfare services. The more the elderly aware of the welfare services, the more they use and want to use it. However, the ratio of awareness such as the elderly welfare center, senior school, senior long-term care insurance, senior employment projects, elderly care services was 50% or so while the experience of use was 10% bit lower at around. The individual factors such as accessibility, convenience, difficulty of procedure, mobility, health, conditions, restrictions were assumed to cause that gap. However, 50-60% level of willingness to use appeared and it was higher than awareness.
Fourth, among the necessary facilities to the rural elderly, nursing/healthcare facilities were the highest (45.0%), followed by recreational/educational facilities (26.2%), work facilities (16.9). Priorities of welfare policy that Buyeo Gun should promote included economic support (35.7%), employment projects (15.9%) that meant income guarantee was highly required, and care facilities, senior health special hospital was 15.3% that showed health and rural economy were major problems to the rural elderly.
Fifth, feedback comments were reported high (60.6%) that local agricultural cooperatives welfare policies to the rural elderly should be in the fast expansion and in a major area of the elderly welfare, the expansion of programs for health promotion was high (39.2%). Providing more job opportunities for the elderly (27.1%) and the expansion of supporting business for agricultural management (20.6%) were important as the associative business between local agricultural cooperatives and local governments. They also responded that government's support for the fund to promote local agricultural cooperatives' projects for the welfare of the elderly in rural areas was seriously needed (79.5%). These opinions about the role of local agricultural cooperatives' differed according to how people use local agricultural cooperatives' welfare services.
Finally, the rural elderly recognized that cooperation with related institutions and organizations, support of National Agricultural Cooperative Federation, support of facilities and events, public relations, and union president and the staff's attitudes were important to activate local agricultural cooperatives' welfare projects.
Based on the results of this study, there are some recommendations for the roles of local agricultural cooperatives for the purpose of improving the welfare for the elderly in rural areas.
First, rural union president and employees should understand the problems that the rural elderly currently face, recognize the needs for welfare, and change perception in order to carry on rural business.
Second, for the cooperation with related institutions and organizations, local agricultural cooperatives should take the lead in welfare projects and make every effort to fund-raise for the projects on the basis of cooperation among rural agricultural cooperatives and to be in a more organized and systematic practice for the rural elderly.
Third, the guidance of National Agricultural Cooperative Federation and the expansion of financial support are seriously needed. Most of agricultural cooperatives located in rural areas have not enough self-management foundations so the formation of regional organizations based on National Agricultural Cooperative Federation is needed to provide better welfare for the elderly.
Forth, the placement of specialized social welfare manpower is necessary and programs for the rural elderly should be developed and conducted.

※ Key Words : Rural welfare for the elderly, Local agricultural cooperatives, Welfare needs, Awareness of welfare

국문 초록 (Abstract)

국 문 초 록

농촌노인복지를 위한
지역농업협동조합의 역할에 관한 연구

김 명 수
공주대학교 대학원 사회복지학과 사회복지학전공

본 연구는 농촌노인들의 복지욕구를 파악하고, 노인복지정책에 대한 인식과 필요한 노인복지서비스는 무엇인지 검토하고, 농촌지역에 위치한 지역농업협동조합의 복지사업 이용 현황을 분석하고 지역농업협동조합이 지역의 노인복지 증진을 위해 노력하여야 하는 역할을 모색해보고자 하였다. 본 연구의 조사대상자는 부여군의 65세이상 노인으로 관내 16개 읍ㆍ면에 있는 지역농업협동조합 직원의 협조로 설문지를 400부 배부, 352부를 회수하여 최종 316부를 분석하였다.
본 연구의 주요 결과는 다음과 같다.
첫째, 조사대상자의 일반적 특성을 보면, 남자가 67.7%로 여자 32.3% 보다 많았으며, 연령은 65～69세가 45.3%, 70～79세가 43.7%이고, 거주기간은 60～79년이 68%, 40～59년이 18.0%였으며, 직업으로는 농업/축산업이 85.1%로 대부분 이었고, 연소득은 1,000만원 미만이 49.0%, 1,000～2,000만원 미만이 27.7%로 나타났다.
둘째, 지역농협에서 실시하는 복지사업을 알고 있는 농촌노인 조사대상자가 65.3%이며, 현재 이용 29.4%, 과거 이용 36.7%, 이용 경험이 없는 경우는 33.9%로 나타나 지역농업협동조합의 복지사업에 대한 홍보가 부족함을 알 수 있다. 이용 현황은 농업인안전공제(보험)가 43.0%, 조합원 건강진단 21.2% 순으로 나타났다. 농협사업 인지, 이용경험, 이용만족도는 성별, 학력, 건강, 소득, 조합원의 지위에 따라 유의미한 차이가 있었다.
셋째, 노인복지사업의 인지ㆍ이용ㆍ희망률을 보면 보건(지)소가 가장 높았으며, 대부분 인지율이 높은 경우 이용경험과 이용희망도 높게 나타났다. 그러나 인지율이 높은 반면 이용경험과 이용희망에서 상대적으로 큰 차이를 보이는 노인복지관, 노인대학/학교, 노인장기요양보험, 노인일자리사업, 노인돌봄서비스 등이 인지율은 50% 내외이지만 이용경험은 10% 전후로 낮은데 이는 접근성, 편의성, 이용절차의 어려움, 기동성, 건강, 조건제한 등의 개별적인 원인으로 추측된다. 그러나 이용을 희망하는 비율은 인지율보다 높아 50～60% 수준으로 나타났다.
넷째, 농촌노인에게 필요한 시설로는 요양/의료시설이 45.0%로 가장 높았고, 여가/교육시설 26.2%, 일자리시설 16.9% 순으로 나타났다. 부여군에서 최우선으로 추진하여야 하는 노인복지정책으로는 경제적 지원(35.7%), 일자리사업(15.9%)의 소득보장을 높게 지적하고 있었고 요양시설/노인전문병원 15.3%로 건강과 경제가 농촌노인에게 주요한 문제임을 보여주고 있다.
다섯째, 지역농협의 농촌노인복지 확대 의견에서는 빨리 확대를 바라는 의견이 높게 나타났으며(60.6%), 역점 노인복지 분야로는 건강 증진에 대한 프로그램 확대가 높았다(39.2%). 농협과 지방자치단체와의 연계사업으로는 노인일자리사업의 확대(27.1%)와 영농지원사업의 확대(20.6%) 비중이 높게 나타났다. 지역농협의 농촌노인의 복지사업을 추진하기 위한 재원 마련 방식으로는 정부의 지원이 절실히 요구되었다(79.5%). 이러한 농협의 역할에 대한 의견들은 농협 복지사업 이용특성에 따라 차이가 있었다.
마지막으로 조사대상 노인들은 농협의 복지사업 활성화를 위해서 관련기관 및 단체와의 협조, 농협중앙회의 지원, 시설 및 행사지원, 홍보, 조합장 및 임직원의 태도 등이 중요하다고 인식하고 있었다.
본 연구결과에 근거하여 농촌노인의 복지 향상을 목적으로 지역농업협동조합의 역할을 위한 제언을 하고자 한다.
첫째, 조합장 및 임직원들이 농촌노인 문제를 올바로 이해하고 복지사업의 필요성을 인식하여 지역단위 사업으로 실천할 수 있는 인식의 전환이 필요하다.
둘째, 관련기관, 단체와의 협조를 위하여 지역농협이 중심이 되어 지역사회의 협동조합간 협동을 바탕으로 기금을 출연하고, 보다 조직적이고, 체계적인 농촌노인 복지를 위한 실천이 이루어져야 한다. 셋째, 농협중앙회의 지도와 경제적 지원의 확대가 절실히 필요하다. 농촌 지역에 위치한 상당수의 지역농업협동조합은 자립경영기반이 충분치 못하므로 농협중앙회를 중심으로 지역단위 조직을 결성하여 보다 나은 노인복지를 위한 큰 틀의 복지사업이 이루어져야 할 것이다.
넷째, 전문화된 사회복지 전문 인력의 배치와 농촌노인을 위한 프로그램을 개발ㆍ실시되어야 한다.

※ 주제어 : 농촌노인복지, 지역농업협동조합, 복지욕구, 복지의식

목차 (Table of Contents)

• 목 차
• 국문초록
• Ⅰ. 서론························································1
• 1. 연구의 필요성 및 목적······························1
• 2. 연구문제···············································6
• Ⅱ. 이론적 배경·············································7
• 1. 농촌노인문제와 노인복지정책····················· 7
• 2. 지역농업협동조합의 복지사업·····················14
• 3. 선행연구의 고찰·····································33
• Ⅲ. 연구방법················································ 37
• 1. 조사대상 및 자료수집 방법························37
• 2. 측정도구··············································37
• 3. 자료분석··············································39
• Ⅳ. 연구결과················································40
• 1. 조사대상자의 일반적 특성·························40
• 2. 농촌노인의 복지서비스 인지 및 욕구············43
• 3. 농촌노인 복지를 위한 농협의 역할·············· 56
• Ⅴ. 논의 및 결론·········································· 68
• 1. 요약 및 논의·········································68
• 2. 결론 및 제언·········································71
• 참고문헌························································75
• ABSTRACT···················································78
• 부록(설문지)··················································· 83