The Impact of Micro Finance Loan Disbursement On Economic Growth of Cameroon

다국어 초록 (Multilingual Abstract)

This study is designed to capture the impact of microfinance loan disbursement on economic growth taking Buea Police Cooperative Credit Union Limited (BUPCCUL) as a case study. To achieve this objective, data was collected from annual report of Buea police cooperative credit union limited(BUPCCUL) over the period of 16 years that is from 1992-2007 on the following variables; GDP as the dependent variable and loan disbursement of Buea police cooperative credit union Limited(BUPCCUL) as the independent variable. After empirically analyzing the data using the ordinary least square techniques, we show whether loan disbursement by BUPCCUL does significantly affect economic growth. To increase our explanatory power, we increase our independent variables by adding variables like saving, loan delinquency, and lending rate in our study.

목차 (Table of Contents)

• CHAPTER 1. Introduction 1
• 1.1 Research Background 1
• 1.2. Statement of Research Problem 4
• 1.3. Objective of the study 6
• 1.4. Research Questions 6
• 1.5. Significance of the study 6
• CHAPTER 2 Literature Review 8
• 2.1. Empirical Literature 8
• 2.2. Theoretical Literature (Framework) 12
• 2.2.1. Grameen Bank Model of Good Lending 13
• 2.2.2. Accion International Model (AIM) 14
• 2.2.3. Finca Model of Group Lending 14
• 2.2.4 Research Hypothesis 17
• CHAPTER 3. Methodology 20
• 3.1 Scope of Study 20
• 3.2 Research Design 22
• 3.3 Model Specification/ Measurability of Variable 22
• 3.4 Method and source of data collection 23
• 3.5 Estimation and Validation of Techniques 23
• CHAPTER 4. Results 25
• 4.1 Graphical Presentation 25
• 4.2. Discussion of Results 26
• 4.3. Correlation Analysis 27
• 4.4. Regression Analysis 29
• 4.5. Discussion of Regression Analysis 31
• CHAPTER 5. Conclusion. 34
• 5.1. Summary 34
• 5.2. Recommendations 34
• 5.3. Conclusion 34
• 5.4. Limitations and suggestions for future work 35
• References 37