전자무역결제시스템의 활성화 방안에 관한 연구 = (A) study on the utility of electronic trade payment-settlement systems in the global electronic trade

다국어 초록 (Multilingual Abstract)

Electronic trade is to rearrange the existing trade structure and to adjust its system to be operated in on-line environment. The principal parts of the electronic trade process are the conclusion of contract by electronic documentation and payment with electronic means.
The Electronic trade is generally performed with the processes of electronic contract conclusion, electronic payment, and delivery. Among these steps, the electronic payment process needs to be completed more than other processes.
At present, there are some problems in credit transactions with the electronic document. Considering the practical operating status of the letter of credit, real paper based documents are still circulated generally when a bank negotiates the shipment documents after the shipment. When a letter of credit is negotiated, electronic B/L and some other requisite documents are required. Recently, e-UCP established by ICC(International Chamber of Commerce) and applied since 1st April, 2002, became a became a method to solve this difficulty. According to the situation e-UCP is applied in Bolero payment system, electronic data based authentication is suggested as a substitute for original data.
Nowaday, global electronic trade payment systems such as Bolero, TradeCard, BeXcom, Identrus, etc. are common means of trade payment. However, there remain some problems relating to commerce such as conflicting viewpoints between users and suppliers, relating to technology such as standardization of the system, security of data, authentication, payment, and relating to legal system such as legalization of the related laws and establishment of network.
Some solutions to the above mentioned problems relating to commerce can be suggested according to the respective positions of the system users and system suppliers. As for the users of those systems, they need to take decisive action to invest in the introduction of the system, and to complete the infrastructure including experts and the necessary equipment. On the other side, the system suppliers need to develop various electronic payment systems with security,. convenience and easiness considering economic effects on price for the system uses when they introduce the systems. Besides, they need to perform fruitful marketing to distribute the system globally.
As legal infrastructure, electronic payment related laws reflecting the difficulties in the system industry should be legislated following the model of developed countries.
The technological solution is the standardization of data security and authentication technologies, which is for international compatibility between the systems.
At present, formulating a plan to apply domestically the electronic payment system developed in the developed countries became the center of interest in the industry. The domestic banks as system suppliers are now performing the marketing alignment with foreign specialized companies. The introduced systems should be developed and adjusted in domestic circumstances. The projects of cTradebank and MP&T to develop the system for domestic use with industrial-educational-laboratory cooperation are to solidify and improve the domestic trade industry foundation. Domestic application of the electronic payment system in international trade is expected to contribute greatly to activate the electronic based trade domestically and to strengthen our competitive position in world markets.

목차 (Table of Contents)

• 목차
• 제1장 서론 = 1
• 제1절 연구 필요성 및 목적 = 1
• 제2절 연구범위 및 방법 = 1
• 제3절 논문의 구성 = 5
• 제2장 국제무역의 환경변화와 전자결제시스템 = 7
• 제1절 전자무역의 확산과 전자결제시스템의 필요성 = 7
• 1. 전자무역의 확산과 주요국의 동향 = 7
• 2. 전자무역결제시스템의 필요성 = 12
• 제2절 B2B 전자상거래 시장 동향 = 15
• 1. B2B 전자상거래 시장규모와 동향 = 17
• 2. B2B 전자상거래와 전자결제시장 동향 = 20
• 제3절 무역대금결제 관련 동향 = 20
• 1. 전통적 무역결제시스템 동향 = 20
• 2. 전자무역 결제시스템 동향 = 23
• 3. 최근 결제시스템 개발 동향 = 25
• 제4절 전자무역결제시스템에 대한 선행연구 검토 = 28
• 1. 선행 연구의 주요내용 = 28
• 2. 선행 연구의 한계 = 30
• 제3장 전자무역결제시스템의 유형별 특성 분석 = 32
• 제1절 전자결제시스템의 의의, 구성 및 표준화 = 32
• 1. 전자결제시스템의 의의 = 32
• 2. 전자결제시스템의 구성 = 32
• 3. B2B 전자결제수단의 표준화 = 33
• 제2절 전자무역결제시스템의 특성과 선결요건 = 40
• 1. 전자무역결제시스템의 특성 = 40
• 2. 전자결제시스템의 선결요건 = 41
• 제3절 전자무역결제시스템의 유형별 특성 = 42
• 1. 볼레로 프로젝트 = 43
• 2. 트레이드카드시스템 = 49
• 3. 벡스컴 = 55
• 4. 아이덴트러스 = 58
• 5. 에스크로우 = 63
• 제4절 전자결제시스템의 유형별 특성비교 분석 = 66
• 1. 개발 접근방법에 따른 특성 비교분석 = 66
• 2. 전자무역 결제시스템 장·단점 분석 = 68
• 제4장 전자무역결제시스템의 문제점과 해결방안 = 71
• 제1절 법·제도적 측면 = 71
• 1. 문제점 = 71
• 2. 해결방안 = 73
• 제2절 기술적측면 = 783
• 1. 문제점 = 79
• 2. 해결방안 = 82
• 제3절 상업적 측면 = 85
• 1. 문제점 = 85
• 2. 해결방안 = 88
• 제5장 요약 및 결론 = 92
• 제1절 연구결과 요약 = 92
• 제2절 본 연구의 한계와 향후과제 = 94
• 참고문헌 = 97
• ABSTRACT = 103