부동산중개 공제사고의 경기민감도 분석 = Study on the Effects of Economic Variables on the Accident Frequency of Real Estate Brokerage in Korea

다국어 초록 (Multilingual Abstract)

1. CONTENTS
(1) RESEARCH OBJECTIVES
The purpose of this study is to investigate the effects of various economic contemporary and lagged variables on the frequency of accident of the real estate brokerage in Korea utilizing the time-series model.
(2) RESEARCH METHOD
This study is focused on empirical analysis using the time series model. The data for this analysis is collected from the Korea Association of Realtors which is the fraternal insurer of real estate brokerage in Korea.
(3) RESEARCH FINDINGS
We find that the accident frequency of the real estate brokerage in Korea is able to explained by macro economic variables such as economic growth, interest rate, and so on.
2. RESULTS
Results obtained in this study can be summarized as follows: 1) Economic depression results in the frequent accidents in fraternal insurance market. However, there is no sign of contemporary effect of economic growth but a quarter lagged effect. 2) There is a positive correlation between the frequency of accidents in fraternal insurance brokerage and one quarter lagged interest rates, but a negative correlation. But the positive correlation between the accidents and interest rates becomes negative about two quarters later. However, the absolute value of the interest effects dwindles over time. 3) The positive contemporary relationship between the price of real estate and the number of accidents is found. 4) Finally, the empirical analysis shows that the number of accidents has been increasing over time even after controlling economic variables.

목차 (Table of Contents)

• ABSTRACT
• Ⅰ. 서론
• Ⅱ. 부동산중개 공제제도 선행 연구 검토
• Ⅲ. 부동산중개 공제제도의 현황
• Ⅳ. 부동산중개 공제사고 경기민감도 분석
• Ⅴ. 결론 및 시사점
• 參考文獻

참고문헌 (Reference)

1 한국공인중개사협회, "중개사고 접수유형별 현황분석"

2 정성식, "우리나라 부동산중개업제도의 문제점과 개선방안에 관한 연구" 동의대학교 행정대학원 2006

3 이교하, "에스크로우 제도 및 확인․설명제도를 통한 부동산 거래사고 예방에 관한 연구" 한남대학교 2009

4 장남희, "부동산 중개품질 향상방안 연구" 국토연구원 2007

5 조성애, "부동산 중개사고에 따른 공제제도에 관한 연구-사례분석 및 설문조사를 중심으로" 건국대학교 부동산대학원 2008

6 손선규, "공제제도 개선을 통한 부동산 거래의 안전성 제고방안" 한국감정평가연구원 2002

7 한국소비자원, "공제의 문제점 및 개선방안"

8 이창석, "각국별 부동산중개업제도에 관한 비교연구-미국․영국․프랑스․독일․일본 및 한국을 중심으로" 강남대학교 25 : 1994

9 Lindeman, J.B, "Real estate Brokerage Management" Prentice Hall, Inc 1998

10 Dearborn Financial Institute, "PASSTRAK property and Casualty Insurance License Exam Manual"

11 James E.Larsen, "E&O Insurance : The Experience of States with mandatory Programs for Real Estate Licensees" 8 (8): 2005

12 "Association of Real Estate License Law Officials"

13 재단법인 부동산유통근대화 센터, "2009 부동산통계집" 2009