주식투자형 채무불이행자의 차용의도에 대한 심리적 변인의 영향

참고문헌 (Reference)

1 성영애, "패널자료를 이용한 가계부채변동 관련요인 분석" 한국소비자학회 17 (17): 39-60, 2006

2 이성림, "적자부채가계의 지출구조 및 유형별 특성" 대한가정학회 45 (45): 45-57, 2007

3 박근주, "자산과 부채 보유에 근거한 가계재무전략유형별 가계 포트폴리오의 특성" 한국소비자학회 13 (13): 1-73, 2002

4 김미라, "소비자파산의 특성과 파산원인에 관한 연구" 한국소비자학회 19 (19): 121-145, 2008

5 김영숙, "사이버 주식투자자의 투자행태 유형에 관한 연구" 한국소비자학회 14 (14): 6-125, 2003

6 허경옥, "부채행동에 대한 소비자경험 및 태도분석 : 채무, 채권, 보증, 채무면제를 중심으로" 한국소비문화학회 5 (5): 2-46, 2002

7 이은영, "부채가계의 연체행동 및 관련요인 분석" 한국소비자학회 16 (16): 179-194, 2005

8 김미라, "대학생의 복권구매의도와 관련변인에 관한 연구" 한국가정관리학회 28 (28): 113-127, 2010

9 최현자, "다중연체자의 채무재조정 결정요인에 관한 연구" 한국소비자학회 19 (19): 25-46, 2008

10 성영애, "금융채무불이행자의 재무상태, 신용에 대한 태도 및 재무관리행동의 분석: 연체미경험자와의 비교" 한국소비자학회 19 (19): 65-82, 2008

11 이성림, "과소비-부채가계의 가계경제구조 분석 : 과소비-부채가계 문제의 심각성에 대한 평가를 중심으로" 한국소비자학회 16 (16): 73-95, 2005

12 최자영, "계획적 행동이론을 적용한 소비자들의 온라인 쇼핑행동 분석" 한국소비자학회 14 (14): 5-104, 2003

13 성영애, "가계부채의 용도별 보유현황 및 결정요인에 관한 연구" 한국소비자학회 21 (21): 29-52, 2010

14 Bridges, S., "Use of credit arrears on debt among low-income families in the united kingdom" 25 (25): 1-25, 2004

15 Fisher, W. A., "Understanding and promoting AIDS-preventive behavior : insights from the theory of reasoned action" 14 (14): 255-264, 1995

16 Norman, P., "The theory of planned behavior and breast self-examination: distinguishing between perceived control and self-efficacy" 34 (34): 694-708, 2004

17 Godin, G., "The theory of planned behavior : a review of its applications to health-related behaviors" 11 (11): 87-98, 1996

18 Chien, Y., "The effects of credit attitude and socioeconomic factors on credit card and installment debt" 35 (35): 162-179, 2001

19 Hill, M., "The effects of attitude, subjective norm and self-efficacy on intention to benchmarking : a comparison between managers with experience and no experience in benchmarking" 17 (17): 313-327, 1996

20 Lee, H., "The effect of the adjusted BI model and mediating variables on gift choice behavior" 8 (8): 21-41, 1997

21 Sung, Y. -A., "The effect of householder's occupation on the debt structures of households" 9 (9): 21-32, 2000

22 Shim, Y., "The effect of household debt on expenditure pattern" 4 (4): 29-50, 1993

23 Lea, S. E. G., "The economic psychology of consumer debt" 14 : 85-119, 1993

24 Crook, J., "The demand for household debt in the USA : evidence from the 1995 survey of consumer finances" 11 (11): 83-91, 2001

25 Ajzen, I., "The Influence of attitudes on behavior: the handbook of attitudes" Erlbaum 2005

26 Bagozzi, R. P., "State versus action orientation and the theory of reasoned action : an application to coupon usage" 18 : 505-518, 1992

27 Bank of Korea, "State of the household debt report"

28 Korea Exchange, "Shareholdings_investing population"

29 Fekadu, Z., "Self-identity in planned behavior perspective : past behavior and its moderating effects on self-identity-intention relations" 29 (29): 671-686, 2001

30 Choe, H., "Review of the issues related on the use of debt by the households" 18 (18): 193-207, 2000

31 Nunnally, J. C., "Psychometric Theory" McGraw-Hill 1987

32 Lea, S. E. G., "Psychological factors in consumer debt : Money management, economic socialization, and credit use" 16 : 681-701, 1995

33 Abrams, D., "Psychological attachment to the group : cross-cultural differences in organizational identification and subjective norms as predictors of workers' turnover intentions" 24 (24): 1027-1039, 1998

34 Prather, C. G., "Profiling the consumer debt portfolio of american household : differences by income" 42 : 149-154, 1996

35 Ajzen, I., "Prediction of goal-directed behavior : attitudes, intentions, and perceived behavioral control" 22 : 453-474, 1986

36 Livingstone, S., "Predicting personal debt and debt repayment : psychological, social and economic determinants" 13 (13): 111-134, 1992

37 Hansen, T., "Predicting online grocery buying intention: a comparison of the theory of reasoned action and the theory of planned behavior" 24 (24): 539-550, 2004

38 Sheeran, P., "Predicting intentions to use condom : a meta-analysis and comparison of the theories of reasoned action and planned behavior" 29 : 1624-1675, 1999

39 Godwin, D., "Newlywed couples' debt portfolios: are all debts created equally?" 7 : 57-70, 1996

40 Korea Institute of Public Finance, "National survey of tax and benefit"

41 Miniard, P. W., "Modeling personal and normative influences on behavior" 10 : 169-180, 1983

42 Webley, P., "Life-cycle and dispositional routes into problem debt" 92 : 423-446, 2001

43 Korea Labor Institute, "Korean labor & income panel study"

44 Korea Institute for Health and Social Affairs, "Korea welfare panel study"

45 East, R., "Investment decisions and the theory of planned behavior" 14 : 337-375, 1993

46 Choe, H., "Investigation of the critical level of household debt burden using intertemporal resource allocation behavior" 19 (19): 279-291, 2001

47 Hamburger, M. J., "Installment credit controls, consumer expenditures and the allocation of real resources" 32 (32): 1557-1569, 1977

48 Raymond, K., "Impact of con sumer installment debt on food expenditures" 28 (28): 81-95, 1994

49 Yilmazer, T., "Household debt over the life cycle" 14 (14): 285-304, 2005

50 Statistics Korea, Financial Supervisory Service, Bank of Korea, "Household Finance․Welfare Survey"

51 Ajzen, I., "Explaining the discrepancy between intentions and actions : the case of hypothetical bias in contingent valuation" 30 (30): 1108-1121, 2004

52 Netemeyer, R. G., "Examining the relationship between voting behavior, intention, perceived behavioral control and expectation" 20 (20): 661-680, 1990

53 Armitage, C. J., "Efficacy of the theory of planned behavior : a meta-analytic review" 40 (40): 471-499, 2001

54 Zhu, L. Y., "Effects of low income families' ability and willingness to use consumer credit on subsequent outstanding credit balances" 28 (28): 403-422, 1994

55 Baek, E., "Effects of family life-cycle stages on consumer debts" 25 (25): 359-385, 2004

56 Sullivan, A. C., "Economic and demographic factors associated with consumer debt use" Purdue University 1986

57 Sung, Y. -A., "Determinants of the household use of different types of debt" 38 (38): 65-77, 2000

58 Wolswijk, G., "Determinants of mortgage debt growth in EU countries" 6 (6): 131-149, 2006

59 Steidle, R. E. P., "Determinants of bank and retail credit card revolvers: an application using the lifecycle income hypothesis" 40 : 170-177, 1994

60 Ju, I. -S., "Debt management and financial satisfaction among urban households-application of systems approach-" 14 (14): 111-126, 1996

61 Brown, S., "Debt and distress : evaluating the psychological cost of credit" 26 (26): 642-663, 2005

62 Oliver, R. L., "Crossover effects in the theory of reasoned action : a moderating influence attempt" 12 : 324-340, 1985

63 Lee, H., "Critiques and alternative suggestions on the theory of reasoned action and the theory of planned behavior" 11 (11): 21-47, 2000

64 Credit Counselling and Recovery Service, "Credit recovery service record"

65 Wasberg, C. A., "Credit card usage and household consumer debt burden" 16 (16): 19-32, 1992

66 Stavins, J., "Credit card borrowing, delinquency, and personal bankruptcy" 15-30, 2000

67 Bamberg, S., "Choice of travel mode in the theory of planned behavior : the roles of past behavior, habit, and reasoned action" 25 (25): 175-188, 2003

68 May, O., "British household indebtedness and financial stress : a household-level picture" 44 (44): 414-428, 2004

69 Barber, B. M., "Boys will be boys : gender, overconfidence, and common stock investment" 116 (116): 261-292, 2002

70 Bryant, W. K., "Assets and debts in a consumer portfolio" 20 (20): 19-35, 1986

71 Kim, K., "Applying the theory of planned behavior to predict diary product consumption by older adults" 35 (35): 294-301, 2003

72 Ajzen, I., "Application of the theory of planned behavior to leisure choice" 24 : 207-224, 1992

73 Rise, J., "An empirical study of the decision to use condoms among Norwegian adolescents using the theory of reasoned action" 2 : 185-197, 1992

74 Kim, W., "An analysis on the determinants of the household debts" Bank of Korea 2009

75 Shim, Y., "An analysis of the relation on the saving and debt of household" 9 (9): 57-73, 1998

76 Chae, E. -S., "An analysis of the effect of the objective debt burden variables on the subjective debt burden for setting the guidelines for household debt management" 38 (38): 1-12, 2000

77 Sung, Y. -A., "An analysis of the changes in debt burden of salary and wage earners' households in urban area" 34 (34): 183-194, 1996

78 Huh, K., "An analysis of consumer attitude on consumer bankruptcy" 11 (11): 193-217, 2000

79 Conner, M., "Alcohol consumption and the theory of planned behavior : an examination of the cognitive mediation of past behavior" 29 (29): 1676-1704, 1999

80 Rhee, K., "A study on the late payment behavior of the consumer credit" 15 (15): 139-152, 1997

81 Moon, S. -J., "A study on the household's debt and its determinants" 14 (14): 157-169, 1996

82 Choe, H., "A study on the determinants of household demand for credit and the effects of credit on consumption expenditures" 34 (34): 59-73, 1996

83 Sung, Y. -A., "A study on the debt burden and its determinants of urban households" 13 (13): 207-219, 1995

84 Lown, J. M., "A profile of Utah consumer bankruptcy petitioners" 5 (5): 113-130, 2003

85 Choe, H., "A development of household debt management education and counseling programs" 19 (19): 235-252, 2001

86 Gentry, L., "A comparison of three models to explain shop-bot use on the web" 19 (19): 945-955, 2002

87 Kim, Y. -J., "A comparison of the reasoned action and the planned behavior model for the prediction of leisure sports activity intention among sport center members" 20 : 15-28, 2001

88 Sutton, S., "A comparative test of the theory of reasoned action and the theory of planned behavior in the prediction of condom use intentions in a national sample of English young people" 18 (18): 72-81, 1999

89 Lawrence, E. C., "A comparative analysis of payday loan consumers" 26 (26): 299-316, 2008

90 김미라, "20․30대 채무불이행자의 부채사용의도 : 합리적 행동이론을 중심으로" 한국가정관리학회 29 (29): 9-25, 2011