2017年の日本国民法(債權法改)定で約款規制(定型約款)を規制

다국어 초록 (Multilingual Abstract)

In this presentation, we will examine the contents of the regulation of terms and conditions in the Japanese Civil Code.
First, Article 548-2 of the Civil Code stipulates the two requirements for the agreement of terms contracts in a special form. According to the above provision, if a person has agreed to the intent of the contents of formal terms and conditions (subparagraph 1) or if a `formal terms and conditions preparer` has indicated the contractual contents of the contractual terms to the other party in advance (subparagraph 2), it is deemed that the counterparties of the formal terms and conditions reached an agreement to the individual clauses. In addition, pursuant to Article 548-3 (1) of the Civil Code of Japan, it is stipulated that, in the case where the other party makes a request, the preparer of the formal contract must present the contents of the formal contract, and there is no obligation to disclose. About this, from the viewpoint of consumer protection, it is desirable to make the principle of preliminary disclosure of the contents of the agreement and the requirements of the agreement of the counterparty customer in principle, and to revise the deemed provision to the presumed provision. There is criticism that it is necessary to recognize the right of withdrawal and cancellation from the contract according to the amendment of the terms and conditions. In addition, since the "unspecified majority" customers are almost consumers for the "regular transaction", the regulation concerning the formal terms and conditions is often overlapped with the discipline concerning the consumer transaction contract.
Second, Paragraph 2 of Article 548-2 excludes the case of violation of the basic principle of the good faith in the light of the type of regular transaction, its conditions and the social common notion in transaction and unilaterally harming the other party"s profits from the deemed agreement. The above provision stipulates that the binding of the parties to the provisions of the formal contract shall not be construed solely in terms of the contents of the provision, but that the other party shall not be bound by the fact that the other party does not clearly recognize the provision.

목차 (Table of Contents)

• 日文槪要
• 1. 2017年民法改正前の約款規制
• 2. 改正民法下の約款規制
• 3. 定型約款における「みなし合意」
• 4. みなし合意からの除外規定
• 參考文獻
• Abstract

참고문헌 (Reference)

1 大澤彩, "詳解改正債権法" 商事法務 395-397, 2018

2 吉田哲郎, "生命保険会社における改正債権法への実務対応" (2088) : 7-, 2018

3 東京弁護士会法制委員会民事部会, "債権法改正　事例にみる契約ルールの改正ポイント" 新日本法規 191-, 2017

4 東京弁護士会法制委員会民事部会, "債権法改正　事例にみる契約ルールの改正ポイント" 新日本法規 192-, 2017

5 河上正二, "『約款による契約』と『定型約款』" (3) : 21-, 2017

6 鹿野菜穂子, "『定型約款』規定の諸課題に関する覚書" (3) : 76-, 2017