契의 經濟性 分析에 관한 考察 = A Study on the Analysis of Profitability of KAE

다국어 초록 (Multilingual Abstract)

From the ancient times, in Korea, “KAE” has risen and fallen according to the changes in times.
The KAE was esimated to be developed from the motive of financial cooperation among friends or kin. Since the liberation from Japan in 1945, the KAE at higher interest had widely prevailed, and had aneffect on Korean economy, which had brought bad opinions from the society.
The KAE at higher interest had prosperous until the special economic policy was proclaimed in August 3.1972
Since 1972, the KAE at higher interest has almost disappeared around us, instead, the KAE at lower interest appeared and has been used as a means of savings. Then, what is the current meaning of the KAE which is now used as a means of savings.
According to my analysis of profitability of the KAE, it shows a great difference in gains and losses upon the sequent numbers of the numbers. This evidences that it is not so good a means of savings.
Nowdays when our internal economy suffers severely from external debts, the only best way to clear off it is believed to be internal savings, the major source of which is composed of each of the family savings, which becomes to contribute to the national development.
Therefore, I believe, it is time the KAE as a private financing has to change into savings in bank as a public financing.

목차 (Table of Contents)

• Ⅰ. 序 論
• Ⅱ. 契의 起源과 變還
• 1. 契의 起源
• 2. 契의變還
• Ⅲ. 契의 經濟性 分析
• 1. 番號契의 番號別 利害關係
• 2. 利子率 變化에 따른 利害關係
• 3. 契에 대한 誤認
• 4. 契와 銀行積金과의 關係
• Ⅳ. 結 論