부동산중개 제도의 개선방안에 관한 연구 : 부동산중개 수수료율을 중심으로 = (A) Study on the Improvement of Real Estate Brokerage System : A Focus on the Real Estate brokerage commission fees

다국어 초록 (Multilingual Abstract)

This thesis addresses the system of real estate brokerage commission rates in South Korea, and the import of these on social and economic security for the nation and its people. This Thesis identifies and explains three specific areas of concern:
1. The commission fees paid to a brokerage agency are absurdly low - typically between 0.2% and 0.9% of the sale value of any given property.
2. Except for this narrow variance, commission fees are fixed regardless of the type of real estate property in question - whether it is undeveloped land, developed land, private residences or commercial buildings.
3. The government department responsible for regulating real estate transactions in South Korea, known as - dictates to the brokerage agency the services it is to provide buyers and sellers for these commission fees, as well as the liabilities it is responsible for in brokering a sale.
According to this study, these circumstances and conditions generate an unstable market in which people buy and sell property without regard for social and economic consequences. For example, the rapid turnover of property in a particular area destabilizes the community, undermines existing and essential businesses and services in the area, and undermines any sort of rational basis of property valuation. In addition to these significant problems, the dictated rate of low co mission fees encourages reckless debt accumulation which frequently results in bankruptcy when property borrowed against on speculation cannot be turned over fast enough. These bankruptcies affect not only the buyer, but the seller, the broker, and the lending banks as well. By extension, increasing rates of bankruptcy threaten to undermine the economic stability of the nation, and thus its national security. In other words, international forces can enter South Korea and buy up its land and resources at fire sale prices.
This Study recommends a substantial increase in brokerage commission fees as an immediate intervention to curtail debt speculation in property. In addition, depending on the nature of the property, brokerage commission fees ought to vary accordingly, thereby discouraging speculation in valuable agricultural or commercial property.

목차 (Table of Contents)

• 목차
• 제1장 서론 = 1
• 제1절 연구목적 = 1
• 제2절 연구범위 및 내용 = 4
• 제3절 연구방법 = 5
• 제2장 부동산중개제도의 의의와 선행연구 검토 = 7
• 제1절 부동산중개제도의 의의 = 7
• 1. 부동산중개제도의 의의와 기능 = 7
• 2. 부동산중개수수료의 성격과 내용 = 12
• 제2절 전문적인 부동산중개제도의 도입 = 20
• 1. 공인중개사제도의 도입 = 20
• 2. 부동산중개업과 수수료의 체계와 내용 = 26
• 제3절 부동산중개제도에 관한 선행연구 고찰 = 39
• 제3장 부동산중개수수료제도의 현황과 문제점 = 45
• 제1절 부동산중개수수료제도의 현황 = 45
• 제2절 현행 부동산중개수수료제도의 문제점 = 47
• 1. 거래물건별 동일요율 적용상의 문제 = 50
• 2. 낮은 수수료율과 사회적 형평성의 문제 = 52
• 3. 중개서비스 질의 제고에 따른 과도한 책임성과 수수료의 적정성의 문제 = 55
• 제3절 외국의 부동산중개수수료제도 = 58
• 1. 외국의 부동산중개수수료제도 = 58
• 2. 각국의 부동산중개수수료율체계의 평가 = 67
• 제4장 부동산중개수수료제도의 발전방안 = 73
• 제1절 기본적 과제 = 73
• 제2절 중개수수료제도의 발전방안 = 74
• 1. 거래물건별 차등요율의 적용 = 75
• 2. 단일요율체계의 적용 = 77
• 3. 중개서비스수준의 제고를 위한 수수료율의 인상 = 77
• 제5장 결론 = 81
• 참고문헌 = 85
• ABSTRACT = 88