RISS 학술연구정보서비스

검색
다국어 입력

http://chineseinput.net/에서 pinyin(병음)방식으로 중국어를 변환할 수 있습니다.

변환된 중국어를 복사하여 사용하시면 됩니다.

예시)
  • 中文 을 입력하시려면 zhongwen을 입력하시고 space를누르시면됩니다.
  • 北京 을 입력하시려면 beijing을 입력하시고 space를 누르시면 됩니다.
닫기
    인기검색어 순위 펼치기

    RISS 인기검색어

      KCI우수등재

      한국생명보험산업의 효율성 평가와 비효율성 원인의 규명 = 비모수적 접근

      한글로보기

      https://www.riss.kr/link?id=A100856227

      • 0

        상세조회
      • 0

        다운로드
      서지정보 열기
      • 내보내기
      • 내책장담기
      • 공유하기
      • 오류접수

      부가정보

      다국어 초록 (Multilingual Abstract)

      The purpose of this paper is to assess the efficiencies of the Korean life insurers from various perspectives and identify the specific causes of inefficiency experienced by them through the method of DEA (Data Envelopment Analysis). As a nonparametric efficiency measurement method, DEA has been widely used in measuring the relative efficiencies of decision making units (DMUs) in public and service sectors where the price information on input and output factors are not readily available, and it provides diverse efficiency-related information such as technical efficiencies, returns to scale, optimal production scales of individual DMUs. Using the real data of 33 life insurers operating in Korea over the period of 1990 through 1997, we conducted a series of detailed efficiency analyses from various perspectives, and identified the specific causes of inefficiency in the Korean insurance industry. It was found that domestic insurers had experienced notable inefficiency, which was mainly caused by their huge amount of business expenses following the physical expansion of their businesses. Specifically, the major factors causing the inefficiency of the domestic insurers in 1997, according to the cross-sectional analysis, turned out to be collection expenses and the number of branch offices. According to the longitudinal analysis over the period of 1990 through 1997, on the other hand, it was shown that collection expenses, new business expenses, and maintenance expenses had been the most uncontrolled factors; and hence they were identified as the major causes of inefficiency from long-term perspective. We recommend from the result that operating expenses such as collection expenses, new business expenses, and maintenance expenses should be more properly managed for the Korean life insurance industry to improve their productive efficiency while individual domestic insurers should make every effort to downsize their operations in pursuit of reducing their collection expenses and number of branch offices.
      번역하기

      The purpose of this paper is to assess the efficiencies of the Korean life insurers from various perspectives and identify the specific causes of inefficiency experienced by them through the method of DEA (Data Envelopment Analysis). As a nonparametri...

      The purpose of this paper is to assess the efficiencies of the Korean life insurers from various perspectives and identify the specific causes of inefficiency experienced by them through the method of DEA (Data Envelopment Analysis). As a nonparametric efficiency measurement method, DEA has been widely used in measuring the relative efficiencies of decision making units (DMUs) in public and service sectors where the price information on input and output factors are not readily available, and it provides diverse efficiency-related information such as technical efficiencies, returns to scale, optimal production scales of individual DMUs. Using the real data of 33 life insurers operating in Korea over the period of 1990 through 1997, we conducted a series of detailed efficiency analyses from various perspectives, and identified the specific causes of inefficiency in the Korean insurance industry. It was found that domestic insurers had experienced notable inefficiency, which was mainly caused by their huge amount of business expenses following the physical expansion of their businesses. Specifically, the major factors causing the inefficiency of the domestic insurers in 1997, according to the cross-sectional analysis, turned out to be collection expenses and the number of branch offices. According to the longitudinal analysis over the period of 1990 through 1997, on the other hand, it was shown that collection expenses, new business expenses, and maintenance expenses had been the most uncontrolled factors; and hence they were identified as the major causes of inefficiency from long-term perspective. We recommend from the result that operating expenses such as collection expenses, new business expenses, and maintenance expenses should be more properly managed for the Korean life insurance industry to improve their productive efficiency while individual domestic insurers should make every effort to downsize their operations in pursuit of reducing their collection expenses and number of branch offices.

      더보기

      동일학술지(권/호) 다른 논문

      분석정보

      View

      상세정보조회

      0

      Usage

      원문다운로드

      0

      대출신청

      0

      복사신청

      0

      EDDS신청

      0

      동일 주제 내 활용도 TOP

      더보기

      주제

      연도별 연구동향

      연도별 활용동향

      연관논문

      연구자 네트워크맵

      공동연구자 (7)

      유사연구자 (20) 활용도상위20명

      이 자료와 함께 이용한 RISS 자료

      나만을 위한 추천자료

      해외이동버튼