信用 카드의 法的 性質에 관한 硏究 = A Study on The Legal Quality of Credit Card

다국어 초록 (Multilingual Abstract)

A credit card is any card, plate, coupon book, or other single credit device that may be used from time to time obtain credit. This thesis is a study on the legal quality of credit cards, purporting to survey credit card transactions and find out suitable legal tools for solving disputes arising in connection with them. As of 1994, there were more than twenty-five million cardholder and turnover of 25,600 billion Won. The omnipotent credit card is used to get household commodities, services, tickets, hotel rooms, and whatever. In our country credit cards were first issued in 1969 by Shinsegae department store. Credit cards are now widely used. The card industry is appearing to promise to grow in the future owing to the increase in quantity. But there are many problems to be solved.
The credit card system is viewed by many legal experts as way stations on the road to a cashless society. The credit card industry in Korea today is enjoying rapid success. The quantity of credit card sales is likely to continue increasing in the future due to spirited competition among the card issuers to get more cardholders and merchant members. The method of information protection for credit card is very significant. We should establish new laws for legal sanction to root up illegal lending through using credit card. We have to check the advertisement of card discount enterprises and promote sound awareness of use of cards. The best way to solve many problems with credit cards is to enact a comprehensive statute which covers various aspects of credit card transactions. If we use credit cards soundly, they will be a great motive to establish credit society earlier and set up a beautiful and rich credit society. The contents of this thesis are as follows ; introduction, history and notion of the credit card, legal quality and theory of credit card.