재무비율로 평가한 우리나라 가계의 재정상태

다국어 초록 (Multilingual Abstract)

The purpose of this study was to find financial status of the Korean households using financial ratios. The indexes and guidelines developed in previous study for evaluating financial status for the Korean households were utilized. The data were drawn from the Korean Household Panel Survey(KHPS) in 1988, and 2,468 households were selected for this study.
The half of Korean households were not able to make any financial rooms for their financial crisis or financial base for the better financial status because of lack of income or over expenditures.
The householders who were employed with regular monthly salary had more desirable financial status, and the householders with over college level also had more desirable financial status than their counter parts. The households with over sixty of householder age showed worst financial status than their counter parts. The households with rental house(normally, full refundable deposit base, not monthly payment base) showed better financial status than those with their own house or rental house(monthly payment base). The real estate level of households showed higher level in big city comparing to small city resulting from differences of market price of house.

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