환경오염배상책임보험에 관한 법적 고찰 -관련 외국입법의 비교를 중심으로- = A Legal Study on the Environmental Impairment Liability Insurance

다국어 초록 (Multilingual Abstract)

Scientific development and pollution go hand in hand cannot be disputed. Environmental pollution accidents in the coal chemical industry cost a lot of money for the recovery. International system is needed for the restitution. Environmental Pollution Liability insurance through the insurance companies to resolve many businesses pay high compensation in the event of environmental pollution accident. In Korea, by adding Pollution Liability Coverage Extension Clause in the Commercial General Liability(CGL) policies, they cover claims arising from environmental accidents. The Commercial General Liability insurance, however, covers only “sudden and accidental” pollution accidents and does not cover “gradual” pollution accident. So, chronic pollution accident is not covered by CGL. At the end of 20th centuries, Environmental Impairment Liability(EIL) insurance, which covers chronic pollution accident, emerges in the United States and other countries. In Korea, the statutory Environmental Pollution Liability Act(Draft) failed to pass the Korean Congress at 2000. But the Korean Financial Supervisory Service recently trying to induce Environmental Impairment Liability Insurance as a kind of Green Insurance. The author explains the character and legal aspects of the Environmental Impairment Liability Insurance, as well as introducing the United States, Germany, and Japan`s cases and disputes on the legislation. Finally, the author insists to import compulsory Environmental Impairment Liability Insurance on Korea.

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