한국기업의 수출위험관리와 수출보험활용에 관한 실증연구 = 중소제조수출기업을 중심으로

다국어 초록 (Multilingual Abstract)

Korea which natural resources are insufficient have propel growth strategy of export orientation strongly to accomplish economic development, by such government policy Korean firms should enter positively the international trade. International trade transactions relate to the exportation of goods or services from one country to another, which is the importng country. Seller means export firms which sells or agrees to sell goods. Buyer means import firms which buys or agrees to buy goods. Export fims were exposed more much risk than domestic transaction. As the difference in legal systems, culture, political regims and mercantile custom, the export firms lead to emergency risk, credit risk. Transport risk and exchange risk. Today, most governments in industrialized countries have certain programs designed to protect firms from the risks in foreign trade. The government provides insurance facilities covering risks which are peculiar to export transaction but are not normally covered by commercial insurance. The main object of export insurance is to insure the seller against loss arising from the buyer`s failure to pay the price. The risks covered include the buyer`s insolvency and his inability to accept the goods or to remit the price due to factors outsid his control, such as governement orders. Korean governement have operate export insurance institution to reduce export risks of export firms and uncertainty of export and to expand trade abroad. Even though the change of export environment contains importance of export insurance for support policy and export risk management of export fims. Operation of export insurance occurs many problem. The major purpose of this dissertation are to investigate the relationship between characteristics of medium and small manufacturing export firms, Korea export insurance corporation, export insurance institution and utilization rate of exprot insurance, to examine a role of export insurance as a method which medium and small manufacturing export firms manage export risk, to present a device to increase utilization rate of medium and small manufacturing export firm`s export insurance, to analyze the relationship between utilization rate of export insurance and export performance of medium and small manufacturing export firms. For these purposes, a theoretical model is designed as descriptive forms and nine hypotheses are tested with the data collected from 174 Korean medium and small manufacturing export firms. And this thesis deals with the risks related only to political, commercial factors because the risks occurred in the export transaction are too extensive. The Three aspects of the designed theoretical model are : (ⅰ) the general characteristics of Korean medium and small manufacturing export fims, (ⅱ) the specific characteristics of Korea export insurance corporation, (ⅲ) the characteristics of export insurance institution. The major steps of methodology adopted in this research are as follows : (ⅰ) referring to literatures for secondary data, (ⅱ) collecting data from Korean medium and small manufacturing export fims, (ⅲ) measuring questionnaire items by five point Linkert scale, (ⅳ) confirming the normality of distribution and analyzing the data by factor analysis, t-test analysis and logisitic regression analysis. The major findings of this dissertation indicate : The export insurance utilization rate of medium and small manufacturing export firms are effected by characteristics of Korean medium and small manufacturing export firms, Korea export insurance corporation, export insurance institution. It showed that the higher export firms make good use of export insurance, the better export performance estimated. These empirical results seem to support the basic hypothesis of the paper that export performance would be affected by explanatory variables and utilization of export insurance. To manage export risks effectively, Korean medium and small manufacturing expo