타보험계약의 존재와 고지의무 = Study on the Duty to Disclose Other Insurance Contract

다국어 초록 (Multilingual Abstract)

In this article, I survey English, American, Australian, German, Japanese insurance law about the duty to disclose other insurance contract. On the basis of comparative legal research, I draw the following conclusion in Korean insurance law. The existence of other insurance contract is not the matter that should be disclosed to insurer per se, in Korean insurance law. But when insurance contracts are so accumulated that one have reason to doubt the insured``s moral hazard, then other insurance contract should be disclosed to insurer. When there is duty of disclosure about other insurance contract, it is desirable to admit generously the causation between non-disclosure and the occurrence of the insured event.

참고문헌 (Reference)

1 김성태, "중복보험과 고지의무" 민사판례연구회 (27) : 700-722, 2005

2 장경환, "손해보험에서의 다수계약통지의무" 한국보험학회 (75) : 93-134, 2006

3 한기정, "보험계약상 고지의무와 인과관계에 관한 연구" 민사판례연구회 (34) : 691-738, 2012

4 장덕조, "多數의 損害保險契約과 告知·通知義務" 한국법학원 (81) : 265-279, 2004

5 朱基東, "商法上 通知義務와 保險約款上 通知義務" 52 (52): 2003

6 洲崎博史, "保険法改正の論点" 2009

7 黒木松男, "保険法の論点と展望" 2009

8 山下友信, "保険法" 2005

9 Römer, "Versicherungsvertragsgesetz" 2012

10 Prölss, "Versicherungsvertragsgesetz" 2010

11 "Münchener Kommentar zum Versicherungsvertragsgesetz" 2010

12 Nicholas Legh-Jones, "MacGillivray on insurance law" 2008

13 Kenneth C. Sutton, "Insurance law in Australia" 1999

14 John Birds, "Birds’ modern insurance law" 2007