부동산 보유규모에 따른 가계 소비지출분석

다국어 초록 (Multilingual Abstract)

  This study explores the differences in the allotment of consumption expenditures of a household as well as the variables which will influence on the household consumption expenditure, based on the subjects; whether a household owns real property, what amount it has. The detailed subjects are as follows. The socio-demographic characteristics, ratio of each household property to total wealth, variables related to household financial property, and distribution of household consumption expenditure for a household are analysed in connection with the foregoing subjects. The influence of household consumption expenditure on the ownership and the amount of real property of a household are analysed. The results are as follows.<BR>  First, a household owned real property is distinguished from a household owned none in its socio-demographic characteristics including the age of the household head, the number of the children, family size, the educational level of the household head and the marital status of the household head.<BR>  Second, the results show that a household owns relatively less amount of liquid asset in the household property as it owns relatively more amount of real property, compared with other average households.<BR>  Third, the results show that the amounts of liquid asset, debts, net asset, household income, household consumption expenditure, savings of a household increase in proportion with the amount of real property owned by the household. At the same time, those amounts are affected by whether the household owns real property.<BR>  Fourth, a household owned no or relatively less real property tends to expend more in food and food away from home expenditure, while a household owned real property tends to expend more in education.<BR>  Fifth, the amounts of food expenditure, food away from home expenditure, and private educational expenditure feature meaningful differences between households in accordance with the amount of real property owned by a household, while the amount of expenditure on durable goods and housing expenditure is significantly influenced by whether the household owns real property. Therefore, this study will lay foundation for further studies for the rapidly changing asset market structure.

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