채권양도와 개인정보보호 = The cession of an obligation and protecting personal information

다국어 초록 (Multilingual Abstract)

Information of claim and obligor is assigned from assignor to assignee by the contract for the assignment of claim. Under Korea Civil Act assignability nature of claim, requisite for Setting up Assignment of nominative claim against obligor, effect of consent or notice and notice of assignment and estoppel are ordained, and by article 67 of civil execution act, it is also ordained to submit the property catalog clarifying the properties subject. Other statutes related to claim assignment includes company of securitization of rental housing act and asset-backed securitization act. However, these ordainments doesn't cover personal information protection. It's only regulated to acquire agreement from users when accessing users' personal information in statutes as use and protection of credit information act and act on promotion of information and communications network utilization and information protection, etc. Thus, there is no concrete ordainment in these statutes as to personal information protection of obligor in claim assignment. And for this reason, problem occurs as to personal information protection of obligor in claim assignment.
Meanwhile, three personal information protection acts is recently submitted to National Assembly, but still being not able to pass the National Assembly. These act concretely does regulate personal information protection, but not doing so in consideration of claim assignment.
Due to this deficiency of related regulations, personal information in claim assignment turned up as a big problem. Since it's general to contain obligors' privacy in information of obligors provided to assignees under claim assignment contract, obligors' privacy protection is important. How would the obligor's privacy be protected? In connection with this question, obligor would be protected with establishment of behavioral criterion of assginors in claim circulation market, contrivance of a step-by-step system in providing information of obligors, managing, obligee's separate management of obligor's information, expansion of range requiring obligor's agreement.
This thesis is comprises of property and contents of claim assignment, contents of statutes related to claim assignment and personal informatoin, major points of personal information protection act in order.

참고문헌 (Reference)

1 권영성, "헌법학원론" 법문사 2000

2 김철수, "헌법학개론" 박영사 2000

3 김종철, "헌법적 기본권으로서 개인정보통제권의 재구성을 위한 시론" 법무부 (4) :

4 김일환, "한국헌법상 일반적 인격권존재여부에 대한 비판적 고찰" 28 (28): 2000

5 허? 영, "한국헌법론" 박영사 2000

6 성낙인, "프라이버시와 개인정보보호를 위한 입법정책적 과제" 5 : 1999

7 곽윤직, "채권총론" 박영사 2003

8 김형배, "채권총론" 박영사 1999

9 김상용, "채권총론" 법문사 2004

10 김준호, "지명채권양도의 제3자에 대한 대항요건-대법원 1994.4.26. 선고, 93다24223 판결-" 35 (35): 1994

11 서계원, "정보프라이버시와 개인정보" 11 (11): 2005

12 박훤일, "전자채권제도와 국내입법" 15 (15): 2006

13 권헌영, "전자정부시대 개인정보보호법제의 쟁점" 11 (11): 2004

14 신현기, "재산명시 등 제도 上" 법무사 2002

15 정성구, "신용정보의 이용 및 보호에 관한 법률의 현황과 문제점" 2 (2): 2001

16 현성수, "신용정보의 이용 및 보호에 관한 법률 일부개정시안 검토보고, 국회, 2007. 9"

17 정성구, "신용정보법상 개인정보보호의 문제과 그 개선방향" 25 (25): 2006

18 김상용, "물권법" 법문사 2003

19 장경학, "물권법" 법문사 1985

20 곽윤직, "물권법" 박영사 2006

21 이영준, "물권법" 박영사 2002

22 김주환, "디지털시대의 개인정보보호에 관한 법제도 연구, 정보통신정책연구원, 2001"

23 윤부찬, "동산양도등록제도의 도입 필요성 - 일본의 동산양도등기제도를 중심으로" 12 (12): 2005

24 김재형, "근저당권부채권의 유동화에 관한 법적 문제" 2002

25 이성환, "개인신용정보의 유통과 프라이버시의 보호" 48 : 2007

26 野澤正充, "契約讓渡の硏究" 弘文堂

27 池田眞朗, "債權讓渡の硏究" 弘文堂 2006

28 이인호, "“주민등록번호·지문날인과 개인정보자기결정권”, 인터넷법률 제8호, 법무부, 2001.9"

29 이미현, "“자산유동화에 관한 법률”, 인권과 정의, 1997.7"

30 유황빈, "“디지털시대의 개인정보보호 기술”, 인터넷법률, 법무부, 2001.1"

31 김석우, "“근저당권의 처분에 관한 소고”, 현대민법학의 제문제(김증한박사화갑기념), 1981"

32 Ba?ler A., "Zum Datenschutz f? Ausl?der, NVwZ 1995"

33 Samuel D. Warren, "The right to privacy, 4 Harvard Law Review, (1890)"

34 Z?ler M., "Die gesetzgeberische Trennung des Datenschuttzes f? ?fentliche und private Datenverarbeitung, RDV 1985"

35 Forkel Hans, "Die ?ertragbarkeit der Firma, in: Festschrift f? Hinz Paulick, 1973"