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2 안종길, "증권사 IT투자와 비용효율성간의 관계분석" 한국금융연구원 20 (20): 29-72, 2006
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5 Cron, W., "The Relationship between Computerization and Performance: A Strategy for Maximizing Economic Benefits of Computeri- zation" 6 : 171-181, 1983
6 Weill, Peter, "The Relationship Between Investment in Information Technology and Firm Performance : The Study of Valve Manufacturing Sector" 34 : 307-333, 1992
7 Bublitz, B., "The Information in Discretionary Outlays: Advertising, Research and Development" 64 : 108-124, 1989
8 Ross, S., "The Determination of Financial Structure: The Incentive- signalling Approach, The Incentive-Signalling Approach" 8 (8): 23-40, 1977
9 Hitt, L., "Productivity, Business Profitability, and Consumer Surplus: Three Different Measures of Information Technology Value" 20 (20): 121-142, 1996
10 Lucas Jr., "Performance and the Use of an Information System" 21 (21): 908-919, 1975
1 박헌준, "한국기업의 대리인 비용과 기업가치: 외국인 지분의 역할" 한국경영학회 33 (33): 12-12, 2004
2 안종길, "증권사 IT투자와 비용효율성간의 관계분석" 한국금융연구원 20 (20): 29-72, 2006
3 강임호, "정보기술투자와 국내은행의 생산성 및 경영성과" 47 (47): 65-98, 1999
4 이영수, "은행산업에서 정보화투자의 비용절감효과 분석" 4 (4): 123-142, 1999
5 Cron, W., "The Relationship between Computerization and Performance: A Strategy for Maximizing Economic Benefits of Computeri- zation" 6 : 171-181, 1983
6 Weill, Peter, "The Relationship Between Investment in Information Technology and Firm Performance : The Study of Valve Manufacturing Sector" 34 : 307-333, 1992
7 Bublitz, B., "The Information in Discretionary Outlays: Advertising, Research and Development" 64 : 108-124, 1989
8 Ross, S., "The Determination of Financial Structure: The Incentive- signalling Approach, The Incentive-Signalling Approach" 8 (8): 23-40, 1977
9 Hitt, L., "Productivity, Business Profitability, and Consumer Surplus: Three Different Measures of Information Technology Value" 20 (20): 121-142, 1996
10 Lucas Jr., "Performance and the Use of an Information System" 21 (21): 908-919, 1975
11 Banker, R.D., "Measuring gains in operational efficiency from information technology: Study of Position deployment at Hardee's Inc." 7 (7): 29-54, 1990
12 Schleifer, A., "Large Shareholders and Corporate Control" 95 : 461-488, 1986
13 Hunter, L.W., "It's not Just the ATMs: Technology, Firm Strategies, Jobs, and Earnings in Retail Banking" 54 (54): 402-424, 2001
14 Holden, K., "Investment in Information Tech- nology Systems and Other Determinants of Bank Profitability in the UK" 14 : 361-365, 2004
15 Hirschey, N., "Intangible Capital Assets of Advertising and R&D Expenditure" 375-390, 1982
16 Dehning, B., "Information Technology Investments and Firm Value" 42 : 989-1008, 2005
17 Bharadwaj A.S., "Information Technology Effects on Firm Performance as Measured by Tobin's q" 45 : 1008-1024, 1999
18 Barua, A., "Information Technologies and Business Value: An Analytic and Empirical Ivestigation" 6 (6): 3-23, 1995
19 안종길, "IT투자 확대는 은행수익성 개선에 도움이 되는가?" 한국경제통상학회 22 (22): 25-56, 2004
20 Bender, D. H., "Financial Impact of Information Processing" 3 (3): 22-32, 1986
21 Shu, W., "Does Information Technology Provide Banks with Profit?" 42 : 781-787, 2005
22 Krishnan, M.S., "Customer Satisfaction for Financial Services: The Role of Products, Services, and Information Technology" 45 (45): 1194-1209, 1999
23 Modigliani, F., "Corporate Income Taxes and Cost of Capital : A Corr" 53 (53): 433-443, 1963
24 Myers, S.C., "Corporate Financing and Investment Decisions When Firms Have Information That Investors Do Not" 13 : 187-221, 1984
25 Hirschey, N., "Armotization Policy for Advertisinf and Research and Development Expenditures" 23 : 326-335, 1985
26 Jensen, M.C.(\, "Agency Costs of Free Cash Flow, Corporate Finance, and Takeovers" 76 (76): 323-329, 1986
27 Chung, K., "A Simple Approximation of Tobin's Q" 23 : 70-74, 1994
28 Alpar, P., "A Microeconomic Approach to the Measurement of Information Technology Value" 7 (7): 21-37, 1990