토지신탁계약의 문제점과 입법적 개선방안에 대한 연구

다국어 초록 (Multilingual Abstract)

Recently, real estate development projects are expanding along with the current real estate boom. Real estate trust is a trust where the trust property is real estate. In the domestic market, the real estate trust where the trust companies play as developers is called land trust. However, cases where trusters, constructors and even real estate buyer suffer serious loss are quite frequently reported. As a result, while questions about the fairness in contract involved with the land trust are being raised. Nevertheless almost nothing is known about the contract clauses. In this study, land trust contracts used in real development projects were obtained and examined to reveal the problem of the trust contract. After the check, not a few unfair clauses were found. Based upon the media report and interview with the persons concerned, it could also be inferred that those clauses are causing much of problem such as poor construction, loss by trusters, constructors and real estate buyers while no responsibility is held by trust companies. To improve the fairness of trust contract, three legislative suggestions were made. First, the coverage by the Standardized Contract Regulation Law should be expanded. Second, monitering by financial supervisory authority and penalty against noncompliance by real estate trust companies should be enforced. Lastly, legal device to monitor and punish unfair behavior by client in the Basic Law of Construction Business should be established.

참고문헌 (Reference)

1 홍성진, "조경공사 표준도급계약서 제정방안 연구" 대한건설정책연구원 2017

2 경제과학위원회, "약관의 규제에 관한 법률안 심사보고서" 대한민국국회 1986

3 송두일, "알기 쉬운 신탁상품 이야기"

4 법무부, "신탁법 개정안 해설"

5 최수정, "신탁법" 박영사 2019

6 윤민수, "부동산신탁업계 동향 분석 및 리스크 진단"

7 변동욱, "부동산신탁업계 동향 및 과제" 한국기업평가 2006

8 송경희, "부동산 정책의 방향과 대응방안" 하나금융경영연구소 2009

9 김경무, "2020년 산업전망 – 부동산신탁" 한국기업평가 2019

10 금융감독원, "2019년 신탁업 영업현황 분석" 보도자료 2020

11 금융감독원, "2019년 부동산신탁회사 영업실적[잠정]"

12 윤성국, "2018 산업위험평가 – 부동산신탁" 나이스신용평가 2017

13 금융감독원, "2015년 부동산신탁회사 영업실적 [당기순이익 2,271억원, 사상최대]"

14 금융감독원, "18년 부동산신탁회사 영업실적 사상 최고, 증가세는 주춤 - 총 11개사의 당기순이익 5,077억원"

15 금융감독원, "10년 부동산신탁회사 영업실적 분석" 보도자료 2011