한국기업의 위험관리 실태에 관한 조사 연구

다국어 초록 (Multilingual Abstract)

This article is to seek the basic derives for development of the risk management by korean businesses in the future by access to and analyze the status in various aspect which is to be deemed important by Korean enterprises recently. And also this article has tried to develop in some way by enhancing new recognition of the risk management in our country where said to be a waste land there is the concept is almost not growing.
For the said purpose, this article has proceeded concurrently with the bibliographical studies and a survey through questionaire method. In order to collect the basic data to access to and analyze the status of the risk management by Korean business, a questionaire method was used selecting 600 business firms to answer for the survey. The survey period was from April 1 to June 7, 1986. The data collected was analyzed by statistical analysis method and evaluated the risk management status of the Korean firms based on the data which have analyzed.
This article consists of 5 chapters, the introductory remarks, a theorical consideration of the risk management, survey and analysis of the risk management by the Korean businesses, problem areas of the risk management by the Korean firms and its improving derives and the conclusion.
In the first chapter, presentation of the issue, purpose, method and scope of the study were described. And as the theorical consideration for the purpose of this study on the risk management, the concept and the developmental processes, the enterprising risks and risk treatment, risk management procedure and the treatment method were considered in the second chapter: In this chapter, 1) the definition and the purpose of risk management, the developmental process frim the U.S.A. to Japan and Korea, 2) category of the risk, causes of occurrence of the risk for which is to be controlled, field of damage and effects on purpose of the business, 3) the risk management procedure was divided into 5 phases as the identification, the analysis and evaluation, the preparatory measure and selection of risk treatment method, performance, and reevaluation; and 4) importance was placed on to risk control and risk financing techniques as the risk treatment method.
In the third chapter, the status was analyzed and evaluated based on the 35 items which were answered by 127 firms out of the 600 companies of the originally programmed for (answering ratio = 21.2%). The contents of the questionaire were largely divided into such parts as status and characteristics of the firms, and the risk management status of the businesses.
The contents of the questionaire for the risk management were categorized into 5 portions as follows:
1) The extent of recognition of concept of the risk management,
2) The consciousness of risk for which is to be object of the risk management and the actual aspects of risk management process and method of risk treatment,
3) The organizational system and administrative status to promote the risk management,
4) The understanding and use of the insurance; and
5) The future needs and popularization of the risk management.
To summarize result of the research and analysis briefly, except a 20% of the business firms that have answered, it was very much in initial level. Although the majority of those enterprising firms having recognized the importance and the necessity of risk management business they are lack of understanding in functions, purpose and practical treatment expertise, and the system and administration to proceed the risk management work in general were not in existence. However, a considerable number of business firms including some big business companies have shown their positive understandings of the risk management functions and perform systematically and the entire firms have answered that the importance they have aware and introduction is required in the future.
In the fourth and fifth chapters, in order to develop the risk management work by the Korean businesses, problem areas and an improving alternative and together with result of the study based upon the nature and contents of the research made in the foregoing chapters.
First, it is to remind the importance and needs of the risk management by enhancing the recognition of purpose, functions and roles of the risk management to the top management and all the employees of a business firm; and secondly, is to improve knowledge of the treatment method by the risk management personnel and to train the professional manpower; that is to say to solve the problems caused by lack of practical expertise and experience so that an enterprise may possibly display the risk management functions; and thirdly, is to organize an entire company system and set up an exclusive section to perform the risk management functions; and fourthly, is to establish a professional research institute for the risk management and supplying the professional books for the works. This is to provide and disseminate information and knowledge required by each category of business through obtaining and analyzing information as to be necessary by industrial categories.
Finally, is to improve the risk management services by the insurance businesses against to the general business firms. This will be an important part for development of the risk management by the Korean business firms and the insurance business must strengthen its services through accumulation of expertise and knowhow of the risk control, and its revitalization is required so that they may be able to play their roles in satisfactory manner.
As briefly mantioned above, through such a research and anlysis as to the Korean business firms in general to date have no concern with the risk management, and by presentation of a basic derive to its developmental aspects for the Korean businesses this article has tried to contribute to the rationalization in management and promotion in growth of the national industry.

목차 (Table of Contents)

• 目次 = Ⅰ
• 國文要約 = Ⅴ
• 第I章 序論 = 1
• 第l節 問題의 提起 = 1
• 第2節 硏究의 目的 = 4
• 第3節 硏究의 方法과 範圍 = 5
• 第2章 危險管理에 대한 理論的 考察 = 7
• 第l節 危險管理의 槪念과 發達過程 = 8
• 第2節 企業危險과 危險管理 = 17
• 第3節 危險管理 節次 및 處理方法 = 27
• 第3章 韓國企業의 危險管理 實態調査 및 分析 = 39
• 第l節 設問調査에 관한 槪要 = 39
• 第2節 危險管理 實態分折 및 評價 = 49
• 第4章 韓國企業의 危險管理 問題點 및 改善方案 = 88
• 第l節 危險管理의 問題點 = 88
• 第2節 危險管理 問題點에 대한 改善方案 = 92
• 第5章 結論 = 97
• 參考文獻 = 100
• ABSTRACT = 105
• 한국기업의 위험관리 실태(전략)에 관한 앙케트조사 = 110