Size matters : the health insurance market for small firms

목차 (Table of Contents)

• CONTENTS
• List of Figures and Charts = ⅶ
• List of Tables = ⅷ
• Introduction = 1
• A Brief Hostoric Sketch = 2
• Overview of Employment-Based Coverage = 3
• The Health Insurance Market for Small firms = 8
• 1. The Small Firm as a Purchaser = 14
• Introduction = 14
• Variability, Information Asymmetry, and Differentiation = 16
• The Firm as a Governance Structure for the Health Insurance Transaction = 19
• Neoclassical Approach : contracts and Lump Sum Transfers = 31
• Mechanisms for Improving on the small Firm as a Governance Structure = 33
• Comparative Assessment of Market Structures = 38
• Refutable Implications = 42
• The Case of California = 46
• Conclusion = 52
• Appendix : Risk Variability and Firm Size = 53
• 2. The Political History of California's Reforms = 62
• Introduction = 62
• The Access Issue = 62
• The Focus shifts to small Group Market Reform = 71
• The Failure of Comprehensive Reform = 87
• Implementation = 89
• Market Forms of Alliance = 102
• The Potent Combination of Policy Entrepreneurship and Anxiety = 106
• Overcoming Obstaclest to the Passage of Small Group Market Reforms = 109
• Extent of the Reforms = 114
• Sustainability of the Reforms = 116
• Future Prospects = 118
• Appendix : List of Abbreviations = 120
• 3. Effect of Premium on Health Plan Choice in a Purchasing Alliance = 127
• Introduction = 127
• Literature Review = 127
• Data = 131
• Model = 135
• Variables = 146
• Results = 152
• Discussion and Conclusion = 163
• Index = 167