부동산 담보신탁에서 위탁자인 채무자가 도산하는 경우의 취급 = Handling of a trustee bankrupt in the real estate mortgage trust

다국어 초록 (Multilingual Abstract)

Recently, a method to utilize the real estate mortgage trust system which complements the existing method of using mortgage rights is widely used in financial practice.
This is because there is a bankruptcy quarantine effect that can be treated independently of the trust property without being bound by the bankruptcy procedure or the regeneration procedure of the trustee or the trustee in the real estate mortgage trust.
On the other hand, real estate Collateral trust for a truster’s profit can be regarded as a lien for the creditor of the trustee, who has been granted security rights for the beneficial interests held by the trustee who is the reviving debtor.
In addition, If the bankruptcy proceeding is initiated by the entrustor, the creditor of the entrustor will have the right of beneficial ownership in the case of the other-type collateral trust, and he will not be the lien prescribed in the law on the debtors’ regeneration and bankruptcy.
Also, the creditor of the trustee in the other-type collateral trust is virtually the same as the collateral in the case of the mortgage, it is interpreted as applying the existing liquidation not only to the regeneration procedure but also to the bankruptcy procedure.
And The creditor of the entrustor will have the beneficial ownership in the case of the trust-type real estate mortgage trust, and he can not have the status of the alienator because he does not correspond to the lien prescribed in the Debtor Renewal Law, In a trust-type real estate mortgage trust, a creditor of a trustee has a status as a separate person in bankruptcy proceedings.

참고문헌 (Reference)

1 서울중앙지방법원 파산부 실무연구회, "회생사건실무(상)" 박영사 2014

2 안성포, "채권금융기관에 의한 담보신탁의 활용" 한국증권법학회 13 (13): 293-319, 2012

3 광장신탁법연구회, "주석 신탁법" 박영사 2013

4 유재관, "신탁법실무" 법률출판사 2008

5 이주현, "신탁법상의 신탁계약을 체결하면서 담보 목적으로 채권자를 수익권자로 지정한 경우 그 수익권이 정리계획에 의하여 소멸되는 정리담보권인지 여부" 법원도서관 (42) : 2002

6 최동식, "신탁법" 법문사 2006

7 이중기, "신탁법" 삼우사 2007

8 남동희, "부동산신탁의 위탁자에 대한 회생절차의 실무상 쟁점" 사법발전재단 1 (1): 121-169, 2011

9 김상용, "부동산 담보신탁제도 개발의 필요성과 법적 문제점 검토" 한국경영법률학회 5 : 1992

10 양진섭, "부동산 담보신탁에 관한 소고" 서울대학교 금융법센터 2012

11 김상명, "부동산 담보신탁 계약의 성립과 효력에 관한 연구" 제주연구원 (21) : 2017

12 김춘수, "도산절차에서의 신탁부동산의 취급" 한국사법행정학회 2009

13 임채웅, "담보신탁의 연구" 박영사 2009

14 최수정, "담보를 위한 신탁" 법조협회 62 (62): 5-44, 2013