농촌노인의 노인복지 실태에 근거한 지역농협의 노인복지사업방안 연구

이주권 공주대학교 대학원 2008 국내석사

The research examined and analyzed the living status of the rural elderly, their welfare needs and welfare programs carried out by regional agricultural cooperatives, and apart from the welfare programs carried out by central government and local autonomous governments, tried to come up with feasible welfare programs to be carried out by regional agricultural cooperatives, ultimately providing basic data regarding operation and revitalization of welfare programs as well as improved quality of life for the rural elderly through welfare enhancement for both the rural elderly and cooperative members. The study carried out a questionnaire survey of staffs charged with welfare affairs and cooperative members in 125 regional agricultural cooperatives of Chungcheongnam-do province, and, for analysis purpose, used 108 significant replies submitted by staffs and 141 replies by cooperative members aged 60 years old and more, ruling out insufficient replies. The tool used was a questionnaire written by researcher, and cross analysis was made through the statistical software of SPSS to produce frequency and percentage as follows. First, with regard to the living status of the rural elderly, only 3.5% was found to reside in the rural area for 10 years and less, while 96.5% for more than 10 years with 46.8% of them for 50 years more. Among the elderly aged 60 and more, those with annual income of less than 10million won accounted for 81.6%, proving that the majority of the elderly in the rural area are in an economic hardship, largely depending on the agriculture for their income source. What they find difficult to live in the rural area included; first, laborious farm work, second, lack of economic power, and third, health problems, which showed that the impending problems facing the elderly in the rural area were related to labor, economic problems and health, accompanied by the aging residents. In addition, in the survey of percentage distribution of who were aged 65 years old and more, and members of regional agricultural cooperatives, only 3.7% cooperatives replied that those aged 65 years and more were less than 30% of the total members, while 85.2% cooperatives replied that their members aged 65 years old and more were more than 40% of the total members. This shows that the rural area is a super-aged community, surpassing the ratio of aging population, 30.6%, published by the National Statistical Office (2007). Second, in the survey of the welfare status for the elderly in the regional agricultural cooperatives, it was found that 17.3% cooperatives did not even make a budget for the annual welfare programs for the elderly, and about half of members did not even recognize that the cooperatives have welfare business in their list of businesses along with 41.8% of them having participated in the welfare programs. In the satisfaction survey of those who participated in the welfare programs, 24.8% replied that they were satisfied with the programs, showing that there is much room for improvement in terms of budget planning, contents of welfare programs and quality of programs as a whole. Third, the difficulties faced by regional agricultural cooperatives to carry out welfare programs came mostly from the fact that the cooperatives were unable to prepare for welfare budget due to the vulnerable financial structure, poor recognition of the welfare programs for the elderly by top management of cooperatives and the staff’s lack of expertise needed to deal with welfare programs. Thus, the survey found that both internal and external assistance and self-help efforts need to be made. Fourth, the welfare programs preferred by the rural elderly were, similar to those of the preceding research, related to health, hobbies and leisure, and recuperation. The measures to revitalize welfare programs for the elderly by regional agricultural cooperatives included, among others, development of programs accessible at all times, home-staying welfare service and cooperation with the administrative agencies as well as assistance by NACF(National Agricultural Cooperative Federation) to make up for the losses sustained by regional agricultural cooperatives. Also included in the results of the research were a shift in management consciousness, publicity of welfare programs for the elderly and demand of welfare service by members of regional agricultural cooperatives. Based on the results obtained through research, it is proposed that measures in terms of both internal and external classification to revitalize the welfare programs for the elderly by regional agricultural cooperatives should be taken as follows. First off, in terms of internal measures to be taken, it is necessary to achieve the efficient management and active implementation of cooperative’s business to improve financial structure of the cooperatives. As seen in the results of research, many regional agricultural cooperatives can not perform welfare programs due to the insufficient budget allotted for the elderly. Making most of the diversity of welfare programs, a priority should be put on improvement of financial structure through all-out efforts by staffs and management alike. Next, a shift in management consciousness is needed. Top management of regional cooperatives need to afford a shift in their consciousness lest a number of the rural elderly suffer disadvantages of not enjoying welfare service resulting from the anachronistic practices pursued by management in the past who were behind the times and only followed the former ways of management. In addition, professionalism is needed to deal with welfare programs for the elderly. To solve the problems of work overload coming from holding additional jobs and lack of professional knowledge, the introduction and establishment of social workers who majored in social welfare is a must. The establishment of social workers along with utilization of internal structure could play a role to supplement the lack of workforce necessary to carry out the welfare programs. There are many kinds of internal structures organized within the agricultural cooperatives, and utilizing internal structure, taking into account the characteristics of each structure, will help revitalize the business of regional cooperatives and welfare programs at the same time. In terms of external measures to be taken, guidance and assistance by NACF accompanied by economic assistance is necessary. As a number of regional agricultural cooperatives are yet in a need of independent management basis, both guidance and assistance by NACF is necessary. Besides, the regional cooperatives have a limit to extend the scope and target members of welfare programs by themselves, it is necessary to cooperate with the local authorities. Moreover, organization such as confederation comprising regional agricultural cooperatives is necessary. If province or county regional cooperatives contribute to form confederation and conduct the welfare programs through employment of expert manager, systematic and technical management of welfare programs for the elderly will be made possible. 본 연구는 농촌 노인들의 생활실태와 복지욕구 및 지역농업협동조합의 복지사업 실태를 조사하고 분석하여, 중앙정부 또는 지방자치단체가 정책적으로 실시하고 있는 노인복지사업과 구별하여 각 지역농업협동조합에서 실천 가능한 노인 복지사업 방안을 강구하고자 하였으며, 궁극적으로 지역농업협동조합 구성원인 농촌 노인들의 복지증진을 통한 “삶의 질 향상”과 더불어 지역농업협동조합의 노인 복지사업 운영과 활성화의 기초자료를 제공하고자 하였다. 본 연구는 충청남도 농촌지역 125개 지역농업협동조합의 복지업무 담당직원과 조합원을 대상으로 설문 조사 하였으며, 응답자 중 직원 설문서는 유용한 108부만을, 조합원은 60세 미만과 불성실한 자료를 제외하고 141부를 분석 자료로 사용 하였다. 조사도구는 연구자가 작성한 설문서를 사용하였고 수집된 자료는 spss 통계 프로그램을 이용하여 교차분석을 하였으며 빈도와 백분율을 산출하여 다음과 같은 결과를 산출 하였다. 첫째, 조사대상 농촌 노인들의 생활실태는 3.5%만이 10년이하 농촌에서 거주하고, 96.5%는 10년 이상 농촌에 장기 거주하고 있으며 특히, 50년 이상 거주한 경우가 46.8%가 되었다. 60세 이상 농촌노인 중 연간소득이 1천만원 미만인 경우가 81.6%로 농촌노인의 대부분은 경제적인 어려움에 처하여 있으며 주 소득원은 농업에 의한 근로소득이 대부분이었다. 생활하면서 애로사항은 힘든 농사일이 첫번째였으며, 경제력이 부족하다는 지적이 두번째 건강문제가 세번째로 지적되어 농촌노인들의 가장 시급한 문제는 고령과 함께 수반되는 노동문제, 경제문제, 건강문제임을 알 수가 있었다. 아울러, 지역농업협동조합 구성원인 조합원 중 65세 이상 구성비 조사에서, 전체 조합원 중 65세 이상이 30%미만 이라고 응답한 경우는 단지 3.7%였고 40%를 초과한다는 지역농협이 85.2%로 조사되어 우리나라의 농촌지역은 통계청발표(2007) 30.6% 보다 높은 초 고령화 현상을 알 수 있었다. 둘째, 지역농업협동조합의 노인 복지사업 실태조사에서 연간 노인복지 예산을 편성조차 하지 않은 경우가 17.3%로 조사되었고, 조합원 중 농협에서 노인복지사업을 실시하고 있음을 모르는 경우가 절반정도 되었으며 노인복지 프로그램에 참여하여 본 경우는 41.8%에 지나지 않았다. 참여하여 본 응답자의 만족도 조사에서 28.4%만이 만족하다고 응답하여 지역농업협동조합에서 실시하고 있는 노인복지 사업은 예산편성, 사업실시 내용, 프로그램의 질 등 전반적으로 상당히 미흡한 상황으로 개선의 여지가 많이 있음을 본 연구결과로서 알 수 가 있다. 셋째, 지역농업협동조합에서 노인복지 사업을 실천하는데 있어 애로사항으로는, 손·익 구조가 좋지 않아 노인 복지 예산의 안정적인 조달이 어렵다는 것과, 경영책임자의 노인복지에 대한 인식부족, 복지담당직원의 겸직으로 인한 전문성 결여 등이 중점 지적되어 내·외부적인 지원과 자구노력이 필요하다는 결과가 산출 되었다. 넷째로, 농촌노인들이 선호하는 복지분야는 선행연구에서와 비슷하게 건강관련, 취미·여가관련 및 요양관련으로 조사되었다. 지역농업협동조합 노인복지사업 활성화 방안으로는 상시 이용할 수 있는 프로그램개발과 재가복지 서비스 및 행정기관과의 협조 등이 지적되었고 지역농업동조합의 손익문제를 보완하기 위하여 농협중앙회의 지원도 지적되었다. 아울러 내부적인 사항으로 경영자의 의식전환 및 노인 복지사업 홍보와 조합원의 복지요구 등도 지적되었다. 본 연구 결과를 근거로 농촌지역 노인복지를 위한 지역농업협동조합의 노인복지 사업 활성화방안에 대하여 농협 내·외부를 구분하여 제언을 하고자 한다. 첫째, 지역농업협동조합 내부적인 사항으로 손익구조 개선을 위하여 업무의 효율화와 적극적인사업 추진이 필요하다. 연구결과에서와 같이 많은 지역농업협동조합에서 노인복지 예산편성의 여력이 부족하여 노인복지 사업수행을 하지 못하고 있다. 사업의 다양성을 적극 이용하여 손익구조개선에 전 임·직원의 노력이 선행되어야 할 것이다. 둘째, 조합경영자의 의식전환이 필요하다. 과거의 업무만을 답습하는 경영방법과 시대감각을 느끼지 못하는 경영 책임자로 인하여 많은 수의 농촌 노인들이 복지 혜택을 받지 못하는 불이익이 없도록 지역농업협동조합 경영책임자의 노인복지에 대한 의식전환이 필요하며, 노인 복지업무의 전문화가 실현되어야 한다. 타 업무 겸직과 더불어 발생되는 업무과중 문제와 전문지식 부족현상을 해결하기위해서는 사회복지를 전공한 사회복지사 제도의 도입과 정착이 반드시 필요하다고 사료된다. 셋째, 지역농업협동조합 내부조직을 활용한 복지 서비스도우미 제도의 정착이 필요하다. 부족한 서비스 인력의 보충적인 역할을 내부조직을 활용하면 쉽게 수행할 수 있다. 농협에는 많은 종류의 내부조직이 구성되어 있으므로 각 조직의 특성을 고려하여 도우미로 활성화하여 활용하면 농협사업의 활성화 및 노인복지사업 활성화를 동시에 이룰 수 있다. 외부적인 사항으로는 농협중앙회의 경제적 지원을 동반한 지도·지원이 필요하다. 아직도 많은 수의 지역농업협동조합은 자립경영 기반이 부족하며 각종정보 등에 있어 지도·지원이 필요한 상황이므로 농협중앙회의 지원이 동반되어야 한다. 또한, 농촌 노인을 위한 복지사업의 범위와 대상자가 지역농업협동조합의 단독적인 힘으로는 한계가 있으므로 지방자치단체와의 협력이 필요하다. 아울러, 지역농업협동조합 연합조직의 구성이 필요하다. 도 또는 군단위 지역농업협동조합들이 상호출연하여 연합조직을 구성하고 전문인을 고용하여 운영한다면 체계적이고 기술적인 노인 복지사업이 실천될 수 있다고 사료 된다.

지역농협의 노인복지사업 활성화 방안에 관한 연구

김미경 조선대학교 정책대학원 2011 국내석사

In this study, rural economy, society, culture, welfare and overall, compact type part of the community in the rural areas can be integrated organization, The Regional Agricultural Cooperative Federation of the rural welfare division of welfare of doing business by limiting the role of The Regional Agricultural Cooperative Federation the elderly welfare senior project is redefining the future was to find ways to activate. Ultimately this is focused on the improvement of quality of life of the rural elderly who are members of The Regional Agricultural Cooperative Federation and providing the basic data of welfare business operations and enable rural elderly to provide the basic data. This studies were analyzed the elderly in rural areas related to welfare business with the domestic and foreign literature (professional publications, research papers, journals, research reports), and the necessary statistical data were cited published material through Statistics, Agriculture, Forestry and Fisheries, Ministry of Health and Welfare, National Agricultural Cooperative Federation, Rural Development and related (government) agencies and various media (newspapers, TV), etc. A summary of this study are as follows. First of all , the welfare business issues of The Regional Agricultural Cooperative Federation by the elderly are as follows. First, in the promoting rural welfare projects of The Regional Agricultural Cooperative Federation, rural tax support is minimal and laws that limited welfare of the rural participation of The Regional Agricultural Cooperative Federation or too much regulation of business information, are a lot. Second, the lack of professional manpower in The Regional Agricultural Cooperative Federation. In other words, the welfare department in the absence of The Regional Agricultural Cooperative Federation and expertise on staff welfare services are insufficient. Third, there are small budgets to promote welfare of the rural of The Regional Agricultural Cooperative Federation and do not provide financial resources reliably and are presented with financial problems, moreover, according to the financial autonomy of The Regional Agricultural Cooperative Federation financial management of rural welfare projects are different, because weak The Regional Agricultural Cooperative Federation can not afford to spend on welfare programs, the conflict between The Regional Agricultural Cooperative Federation and the members of Agricultural caused the problem. Fourth, the current The Regional Agricultural Cooperative Federation provide the elderly welfare services through the local agricultural service centers, but The Regional Agricultural Cooperative Federation, the supply of welfare beneficiaries and the rural Elderly do not communicate effectively with the problem of operational efficiency program, the limitation of the inhibition is also shown. Fifth, the elderly welfare business of The Regional Agricultural Cooperative Federation do not understand the needs of the elderly beneficiaries senior members properly, follow in accordance with the decision of government and CEO(President) of National Agricultural Cooperative Federation. Based on the above, the following issues in order to revitalize the elderly welfare services The Regional Agricultural Cooperative Federation are as follows. First, tax relief of facilities operating revenue for the union related to The Regional Agricultural Cooperative Federation promotion of the welfare business, a minimal regulation of The Regional Agricultural Cooperative Federation for an aging rural areas to participate in The Regional Agricultural Health and Welfare and free education of The Regional Agricultural Cooperative Federation. Second, install the welfare department and professional manpower is needed. Of course, the current each The Regional Agricultural Cooperative Federation run their Agricultural Culture and welfare centers, considering the rapid increase of the rural elderly population and aging population, more systematic and long-term plan with the department of the opening and placement Is required. Third, the ways to ensure financial support and a common fund for The Regional Agricultural Cooperative Federation of doing the welfare business should be made. Fourth, the elderly welfare programs of The Regional Agricultural Cooperative Federation led by the central government or National Agricultural Cooperative Federation should be out of the form regional supply system and have the characteristics of agricultural development with a personalized program and welfare program which is responded recipients' needs flexibly, depending on the circumstances of the elderly local custom application development services, rather than uniformly applied to all clients, recipients to respond flexibly, depending on the circumstances of the elderly local custom application development services are needed. Fifth, to understand the elderly needs of the elderly beneficiaries in the The RegionalAgricultural Cooperative Federation operations and to identify appropriate welfare services and the The Regional Agricultural Cooperative Federation CEO(President) of the rural welfare Improvement for the business mind set also needs.

농협 지역문화복지센터의 노인복지사업 개선 방안에 관한 연구

이종열 동국대학교 2008 국내석사

The present social responsibilities loaded on the Agricultural Cooperative that target the realization of welfare society require it to carry out its roles toward a cohesive social community as well as an economic one. Up to now, the rural welfare services of the agricultural cooperative have been provided under the support of the federation and individual programs of community association. However, those welfare services in Korea agricultural cooperative were driven with the character of the association's profit-making business in addition to the basic direction of its development-led plan. This come to be far from the attempt to improve the people's general social welfare of the community. Therefore, the agricultural cooperative, nowadays, try to improve the life quality of the rural people through a niche culture welfare work, enhance community culture welfare service function of the cooperation with the expansion of related facilities from which most rural people receive the benefits, and cultivate the community agricultural cooperative activities with total system operating the cultural welfare-related programs. To develop rural welfare up to the city level and to improve life quality of the rural people, the most important agent could believed to be the government. However, sloughing off a narrow view that the government should be responsible for rural welfare works fully, we need to have the attitude that the agricultural cooperative should have the more active responsibility for a part of those rural welfare programs. In this context, this study is intended to examine the current state of those welfare services of the agricultural cooperative and analyze social welfare programs, suggesting a new improvement scheme of rural people's welfare services, based on social survey on the desires for social welfare that the members of community agricultural cooperative want from the cooperative. To sum up, the agricultural cooperative needs to prepare the basis of promotion and support of its rural welfare services by relieving the law limits with the legal and systemic improvement plan for the expansion of the services. Further, the system of farm welfare services should be established by preparing the basis to realize those welfare services as a social welfare corporation. Also, it needs an enhancement of communitarianism spirit of the cooperative members along with the expansion of education program for members. Such education is considered to be most effective by conducting it in an in-service training institute within the cooperative. Community agricultural cooperative should take a leading part of rural welfare services in the Korean context, which requires its understanding the welfare desire of the member population regularly and adequately. It is also very important to stably secure the finance for those welfare service programs of the agricultural cooperative. For this, the cooperative should establish the welfare fund and support a certain part of the budget for the welfare services when government and community execute the budget.