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청년층의 저축 행태가 자립과 미래 지향적인 생각에 미치는 영향: 잠재집단분석을 중심으로
한연수,조민효 한국정책분석평가학회 2023 政策分析評價學會報 Vol.33 No.3
This study classified young adults’ saving patterns into three clusters by using Latent Class Analysis : Low Savers, High Savers, and Irregular Savers. Those three clusters showed different characteristics in terms of demographic and economic factors. When it comes to savings effect, High Savers showed greater tendency towards independence and future-orientation compared to Low Savers. However, Irregular Savers, while more likely to have career plans compared to the Low Savers, did not show statistically significant differences in terms of independence and stress about future uncertainties. Based on these results, several policy implications can be suggested for asset-based welfare policies. First, different strategies customized for each policy participant should be employed, considering their specific saving patterns. Second, asset-based welfare policies should be connected with various other policies for comprehensive and sustained asset formation. Finally, qualitative improvement, such as financial education, should be provided.
Cu - Zn - Al 계 형상기억합금의 조성이 변태온도에 미치는 영향에 관한 연구
한연수(Yon Su Han),김영길(Young Gil Kim) 대한금속재료학회(구 대한금속학회) 1986 대한금속·재료학회지 Vol.24 No.2
Effects of alloy composition on the transformation temperatures in Cu -14.5Zn-8.7Al, Cu-l4.1Zn-8.5Al, Cu-13.7Zn-8.2Al shape memory alloys were studied. The phase stability of electron compounds of β phase in Cu-Zn-Al shape memory alloys was analyzed in terms of electron concentration followed by Hume-Rothery theory. Orderning temperature TB2 and TDO3 were calculated using the formulae by Inden. It was founded that TB2 was relatively insensitive to concentration of Zn or Al, but TDO3 was founded to be greatly reduced with the increased Zn concentration (above about 10 atomic % Zn). Ms temperature of the SME alloys were found to be very sensitive to the Zn, Al concentration. The Ms temperatures of Cu-14.5Zn-8.7Al, Cu-14.1Zn-8.5Al, Cu-13.7Zn-8.2Al were found to be -120, -10, +120℃, respectively.