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Personal Finance and Housing Cooperative Model for University Employees
Glenn Villapando,Tomas Tiu KINFORMS 2021 Management Review Vol.16 No.1
This study focuses on assessing the personal finance and the development of a housing cooperative as model for the employees in different universities. The study uses the structural equation modelling to determine the significance of individual questions in the different variables on the demographic indicators in modeling their overall contribution the respondents’ choice of a housing cooperative model. The results show that questions related to savings, expenses and debt management are significant under alpha = 0.05 towards the demographic indicators using the confirmatory factor analysis. With respect to the cross tabulation using the cluster analysis in terms of age, civil status, gender, education and income of the respondents, the results showed that model 2 is more preferred with 45.7%. Models 2 and 4 were better preferred among those respondents with income of USD 700 to USD 1,000 because the terms of repayment is from 10 to 15 years in semi-monthly payments. The polynomial regression analysis also revealed that money management has a p-value of 0.022, savings management has 0.038, and expenses and debt management has 0.034 all of them showed the significant levels with respect to the housing cooperative models and among the demographic indicators such as civil status with a p-value of 0.053, gender has 0.003, and income has 0.060 are the ones that also demonstrated a significant contribution to the respondents’ choice of a housing cooperative model. All have significant factors except with the demographic profile in education are related to the modelling of a housing cooperative.
Felipe C. Del Rosario III,Tomas S. Tiu KINFORMS 2023 Management Review Vol.18 No.2
Knowledge management can guide the management of an enterprise in running the business with a greater degree of efficiency while decreasing business risks. This dissertation presented a Knowledge Management model as a simplified image outlining the relationships of the devised theory using the grounded theory approach of qualitative research. Through semi-structured interviews done by carefully determining the current preferences of organizational leaders of four oil major companies operating in the downstream oil business in the Philippines, of the relevant knowledge processes backed up by presented documents, presentations, and policy manuals. The grounded theory inquiry developed a principle on modern Knowledge Management encompassing the specifics in the downstream oil sector in the Philippines. Theoretical saturation was achieved at ten participants. Thematic analysis generated patterns of modern knowledge. In the model, there were certain management prerequisites with several characteristics and for these characteristics to be effective, sources of knowledge were clearly identified. Once validated knowledge has been established and security of knowledge has been secured, utilization of the knowledge ensues. While using the knowledge, the model puts value on responsibility to work in collaboration with other knowledge managers. Collaboration means shared responsibility to ensure that the knowledge at hand will only be used in promoting common business goals. Predicaments like devaluation, mishandling, and manipulation of knowledge are always possible and extra caution should always be given. The model which can be replicated to other organizations with allied business structures will strengthen the resolve of a knowledge management system benefits by improving the business processes, making better decisions and short and long-term strategy formulation.