중년여성의 노후생활준비와 대책에 관한 연구 : 울산광역시를 중심으로 = (A) Study on Middle-Aged Women's Provision and Measures for old age : Centering on Ulsan

다국어 초록 (Multilingual Abstract)

The purpose of this study was to investigate middle-aged women's perception of a plan for old age, measures for old age, and needs for social assistance in Ulsan in order to determine the course of social assistance in the future. For this purpose, a survey was carried out with middle-aged women in Ulsan, which produced the following results.
First, after investigating perception of provision for old age, younger women were likely to think of old age as earlier; most women suggested that it was desirable to begin to plan old age at thirty or forty; and those with higher academic career and higher monthly income were likely, to make greater plans for old age. It was for economic and health-related reasons to make a plan for old age while failure to make such a plan was due to insufficient living expenses. Answers for what was the most important in old age included healthy life, economic strength, and conjugal love, which was similar to the question about problems in old age.
Second, those with higher monthly income were more likely to make an economic plan; recognition was highest in the state pension. In terms of satisfaction with economic preparation, many respondents with lower monthly income were more likely to be dissatisfied with it. As for household plans for old age, the most important consideration was safety, followed by convenience and agreeability, which varied with monthly income. In terms of desired models of living in old age, younger women with one or two children preferred economical independence by separating from children. Most women who wanted to live with children were to rely on each other because of loneliness, while those who wanted to separate from children were mostly to live independently with ease. As for perception of a plan for leisure in old age, what were preferred as leisure activities for old age included physical activity, home-oriented activity, and self-developmental activity, which varied with age. Problems in doing leisure activities in old age were economic and health-related ones, which varied with academic career. In terms of physical preparation for old age, many women failed to have a regular medical examination, which was more remarkable among those with lower monthly income. More than a half of them took regular exercise once to three times a week on the average, which varied with age and the number of children.
According to recognition of the governmental policy for elderly welfare, there were many things to be complemented and improved in the elderly welfare policy, with the high level of negative perception yet, which was higher for those with higher monthly income. The government or a community should give priority to such fields as economic assistance, expansion of charged and free homes and sanatoriums for the old, and medical favors for healthcare, which varied with age and the number of children.
Third, according to the analysis of differences by factors in provision for old age, there were differences by academic career, monthly income, and the number of children.
This study made the following conclusion.
First, economic provision for old age was mostly dependent on savings; thus, it is necessary to develop many programs to help middle-aged women make various kinds of financial plans and create a proper social atmosphere.
Second, they had a regular medical examination or take exercise as physical provision for old age.
Third, there were many opinions that the governmental policy for elderly welfare had many things to be complemented and improved, thus being negative in practice. Therefore necessary are to provide economic supports such as an elderly allowance, to expand charged and free homes and sanatoriums for the old, and to bestow a medical favor for healthcare. What is particularly necessary is to reinforce policy and measures for old age in order to relieve poverty for aged women, considering middle-aged women's growing old. This is because measures for aged women are less sufficient than those for aged men.
It will therefore be more essential for middle-aged women to make efforts to provide for old age, bring out it as a social problem, and solve it in that way.

목차 (Table of Contents)

• 목차 = ⅰ
• Ⅰ. 서론 = 1
• 1. 연구의 의의 및 목적 = 1
• 2. 연구방법 = 5
• 3. 연구의 범위와 제한점 = 5
• Ⅱ. 이론적 배경 = 8
• 1. 중년여성의 특징과 발달과업 = 8
• 2. 고령화 사회와 노후생활문제 = 21
• 3. 노후생활 준비실태 = 28
• 4. 노후생활의 결정요인과 대책 = 36
• Ⅲ. 조사방법과 설계 = 43
• 1. 조사대상 = 43
• 2. 조사도구 = 43
• 3. 조사절차 = 44
• 4. 자료분석방법 = 44
• Ⅳ. 조사결과 및 분석 = 46
• 1. 대상자의 일반적 속성 = 46
• 2. 노후준비에 대한 인식 = 48
• 3. 노후준비에 대한 각 요인별 차이 = 91
• 4. 논의 = 100
• Ⅴ. 요약 및 결론 = 103
• 1. 요약 = 103
• 2. 결론 = 107
• 참고문헌 = 112
• 설문지 = 119
• Abstract = 132