저소득계층의 주거복지에 관한 연구 : 임대주택을 중심으로 = (A) Study on the dwelling welfare for the lower income group : with special regard to the rental housing

다국어 초록 (Multilingual Abstract)

In our country the shortage of supply and imbalance between demand and supply of rental housing are problems of housing policy. In particular rental housing subject to Rental Housing Law fall far behind the requirement. Because in private sector the supply is unable to meet demand at all. About 44.2% of entire households are living in rental housing, and in case of urban areas such shortage is much worser. Those living in the rental housing are suffering from high rent and lower quality of residence.
First, introduction of long-term fund to help rental housing market was not successful. When rental housing market were sluggish duing to depressed housing market, fluid fund was introduced to encourage the market.
Second, as the low-income group cannot afford the public rental housing, most of it goes to middle income group who can afford. As the privilege of tax reduction and exemption for property tax, combined land tax, acquisition tax and registration tax etc. is confined to small-size apartment, it fails to satisfy the demand of tenants who want varying sizes. Accordingly those living in the Small-sized rental housing supplied all over the country are complaining inconvenience. And they have erroneous view on rental housing that it is only for low-income group.
To revitalize rental housing it is necessary to remove various types of restrictions through appropriate policy. The diversification of rental housing is also required.
First, it is necessary to induce overseas fund and corporations which have long-term funds.
Second, modernization of rental housing industry is necessary. And the recognition of people that rental housing is for low-income group.
Third, rental housing industry needs to be more professional to respond divergent needs.
Fourth, standards of rental system must be established. "Jeonsei" system unique to Korea must be changed to monthly rent payment system.
Fifth, expansion of tax reduction and exemption scheme currently applied to large-size housing is necessary.

목차 (Table of Contents)

• 목차
• 제1장 서론 = 1
• 제1절 연구의 목적 = 1
• 제2절 연구의 범위 및 방법 = 2
• 제2장 저소득계층을 위한 주거복지의 이론적 고찰 = 4
• 제1절 주거복지와 임대주택 제도 = 4
• 1. 주거복지와 저소득층의 주거문제 = 4
• 2. 임대주택의 의의와 필요성 = 8
• 제2절 저소득계층을 위한 주택정책 및 주거실태 = 16
• 1. 저소득계층을 위한 주택정책 = 16
• 2. 저소득계층의 주거실태 = 18
• 제3절 우리나라 저소득계층을 위한 주택정책의 전개과정 = 22
• 1. 서설 = 22
• 2. 주택정책의 전개과정 = 23
• 제3장 우리나라 저소득계층의 주거현황과 문제점 = 29
• 제1절우리나라 임대주택제도의 변천과정 = 29
• 1. 임대주택제도의 변천과정 = 29
• 2. IMF 이후 임대주택제도 = 30
• 3. 임차가구 현황 = 31
• 4. 제도적 지원과 규제체계 = 34
• 제2절 외국의 임대주택제도 = 43
• 1. 프랑스 = 43
• 2. 영국 = 44
• 3. 독일 = 45
• 4. 싱가폴 = 46
• 5. 일본 = 47
• 6. 외국의 임대주택 지원제도의 변천과정과 현황 = 47
• 제3절 우리나라 주택제도에 대한 정책적 시사점 = 48
• 제4장 저소득계층을 위한 임대주택정책의 개선방향 = 52
• 제1절 임대주택 공급의 다양화 = 52
• 1. 민·관 합동개발에 의한 임대주택 공급 = 52
• 2. 월세형 임대주택 및 노인형 임대주택 확대 = 54
• 3. 혼합형 및 중대형 임대주택 건설 = 55
• 제2절 주택저당채권 유동화 제도의 도입 = 56
• 제3절 입주자 선정방식의 개선 = 60
• 제4절 적정임대료 산정과 임대료 통제 = 62
• 제5절 임대주택부문의 지원방안 = 63
• 1. 민간임대주택의 규제완화 = 63
• 2. 민간임대주택에 대한 정책 강화 방안 = 64
• 제5장 결론 = 68
• 제1절 요약 = 68
• 제2절 제언 = 69
• 참고문헌 = 71
• ABSTRACT = 74