1 허석균, "횡단면 자료를 이용한 가구소비 결정요인에 관한 연구" 한국개발연구원 27 (27): 1-38, 2005
2 전병힐, "평균은퇴연령에 대하여" 146 : 19-39, 2008
3 류건식, "퇴직연금중심의 근로자 노후소득보장 과제"
4 안종범, "은퇴자가구의 적정 소득 대체율" 한국경제연구학회 15 : 5-34, 2005
5 류건식, "사적연금제도의 노후소득보장 효과분석" 한국기업경영학회 15 (15): 189-205, 2008
6 여윤경, "목표 소득대체율을 통한 은퇴소비의 추정" 대한가정학회 40 (40): 83-97, 2002
7 석재은, "노령계층의 소득계층별 필요소득수준 연구" 한국인구학회 26 (26): 79-113, 2003
8 박진모, "금융기관별 퇴직연금 운용방식 및 수익률 현황"
9 원종욱, "국민연금의 적정소득대체율 분석" 45 : 32-42, 2000
10 임병인, "국민 ∙ 퇴직 ∙ 개인연금의 소득계층별 노후소득보장 효과" 보험연구원 16 (16): 89-121, 2005
1 허석균, "횡단면 자료를 이용한 가구소비 결정요인에 관한 연구" 한국개발연구원 27 (27): 1-38, 2005
2 전병힐, "평균은퇴연령에 대하여" 146 : 19-39, 2008
3 류건식, "퇴직연금중심의 근로자 노후소득보장 과제"
4 안종범, "은퇴자가구의 적정 소득 대체율" 한국경제연구학회 15 : 5-34, 2005
5 류건식, "사적연금제도의 노후소득보장 효과분석" 한국기업경영학회 15 (15): 189-205, 2008
6 여윤경, "목표 소득대체율을 통한 은퇴소비의 추정" 대한가정학회 40 (40): 83-97, 2002
7 석재은, "노령계층의 소득계층별 필요소득수준 연구" 한국인구학회 26 (26): 79-113, 2003
8 박진모, "금융기관별 퇴직연금 운용방식 및 수익률 현황"
9 원종욱, "국민연금의 적정소득대체율 분석" 45 : 32-42, 2000
10 임병인, "국민 ∙ 퇴직 ∙ 개인연금의 소득계층별 노후소득보장 효과" 보험연구원 16 (16): 89-121, 2005
11 문형표, "고령화와 노후소득보장"
12 한국노동연구원, "고령화연구패널조사"
13 이봉주, "韓國型 退職年金制における 受給權保護と 向後の課題" 593 : 51-69, 2006
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15 McClements, L., "The economics of social security" Heinemann 1978
16 James, Estelle, "The Political Economy of Structural Pension Reform" World Bank 2001
17 Ando, A, "The Life Cycle Hypothesis of Saving: Aggregate Implication and Test" 53 : 55-84, 1963
18 Immergut, Ellen M., "The Handbook of West European Politics" Oxford University Press 2006
19 Hall, R., "Stochastic Implications of the Life Cycle Permanent Income Hypothesis: Theory and Evidence" 86 (86): 971-987, 1978
20 Gustman, "Retirement Outcomes in the Health and Retirement Study" NBER Working Paper 2000
21 Aon Consulting, "Replacement Ratio Study"
22 Gale, William G., "Public Policies and Private Pension Contributions, of Money" 3 : 710-732, 1994
23 Laboul Andre, "Private Pension Systems: Regulatory Policies"
24 Hagenaars, A., "Poverty Statistics in the Late 1980s: Research Based on Micro-data" Office for Official Publications of the European Communities 1994
25 OECD, "Pensions at a Glance: Public Policies Across OECD Countries"
26 Axel H. Borsch-Supan, "Pension Reform in Six Countries: What Can We Learn From Each Other?" Springer 2001
27 Independent Evaluation Group-World Bank, "Pension Reform and the Development of Pension Systems" World Bank 2006
28 Van der Auwera, Michiel, "Pension Reform and ADB Interventions" Asian Development Bank 2006
29 Holzmann, Robert, "Old-Age Income Support in the 21st Century: An International Pespective on Pension Systems and Reform" World Bank 2005
30 Queisser, M, "Neutral or Fair? Actuarial Concepts and Pension-System Design Social" OECD 2006
31 Citro, Connie F, "Measuring Poverty: A New Approach, Washington, D.C" National Academy Press 1995
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33 Munnel, Alicia H., "How important are private pensions?, Issue in Brief, Chesnut Hill" MA:Center for Retirement Research at Boston College 2002
34 Munnel, Alicia H, "How do pensions affect replacement rates?, Issue in Brief, Chesnut Hill" MA:Center for Retirement Research at Boston College 2005
35 Capretta, James C., "Global Aging and the Sustainability of Public Pension Systems"
36 World Bank, "Averting the Old Age Crisis: Policies to Protect the Old and Promote Growth" Oxford University Press 1994
37 Scholz, John Karl, "Americans Saving 'Optimally' for retirement?" 114 (114): 607-643, 2006
38 Alford, S., "Affordable Retirement: Light at the End of the Tunnel" 20 : 8-14, 2004
39 Pension Commission, "A New Pension Settlement for the Twenty-First Century: The Second Report of Pensions Commission" London Stationary Office 2005
40 Bradshaw Jonathan, "A New Equivalence Scale" Working Paper 2008
41 Palmer, Bruce A., "2001 GSU/AON RETIRE Project Report" Research Report Series 2001
42 Rein, Martin, "-Private Interactions: Mandatory Pensions in Australia, the Netherlands and Switzerland" 10 : 1-47, 2001