국민연금기대자산 추정 및 노동공급에 미치는 효과 - 남성가구주 임금근로자의 노동시간을 중심으로 = The Calculation of Pension Wealth and Effect on Labor Supply - Centering around working hours of the male household head workers -

국문 초록 (Abstract)

  본 논문은 노동패널 7개년도 데이터(1998～2004)를 사용하여 생애보험료율 및 연금급여의 현가액인 개인별 국민연금기대자산을 구축함으로써 국민연금제도가 근로세대의 노동공급에 미치는 효과를 실증분석하였다. 기존 연구가 노인들의 퇴직행태에 미치는 효과 분석에 집중한 반면 본 연구는 근로세대인 젊은 층의 노동공급에 미치는 효과를 주로 분석하였다. 분석결과, 생애보험료율이 10%p 증가하면 근로세대 남성의 근로시간이 3% 정도 감소하는 것으로 나타남으로써 현행 보험료를 조세로 인식하고 있는 것으로 보인다. 반면 연금급여가 10% 증가하면 근로시간이 2% 정도 증가하는 것으로 추정됨으로써 부의 효과보다 인식효과가 더욱 크게 나타나 국민연금제도가 근로세대 남성의 노동공급 의사결정에 영향을 미친다는 것을 시사한다.

다국어 초록 (Multilingual Abstract)

  This paper examines the effect of the National Pension System(NPS) on prime-aged labor supply by estimating lifetime contribution rate and Pension Wealth(PW) elasticity using the Korea Labor and Income Panel data(1998～2004). Most of researchers focus on the retirement behavior of old-age workers in the developed countries with matured Public Pension System. But This paper empirically analyzes the effects of the Public Pension System on labor supply of prime-aged workers. The estimation result shows that a 10%p increase in the lifetime contribution rate decreases the working hours of male household head workers by 3%, but 10% increase in the PW increases working hours of those by 1%. This results means that the current National Pension System affects the labor supply behavior of prime-aged workers by being recognized current insurance as a kind of tax and influencing awareness effect rather than wealth effect.

목차 (Table of Contents)

• 요약문
  Ⅰ. 머리말
  Ⅱ. 기존 선행연구 검토
  Ⅲ. 연구방법 및 자료 구축
  Ⅳ. 실증분석 결과
  Ⅴ. 결론 및 시사점
  [참고문헌]
  〈부록〉
  [Abstract]
  

참고문헌 (Reference)

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