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6 유한주, "은행산업의 서비스품질 경쟁전략과 전환장벽에 관한 연구, 국내 은행 이용고객을 중심으로" 33 (33): 55-74, 2005
7 송윤헌, "서비스품질과 관계품질의 성과" 한국경영학회 35 (35): 1261-1280, 2006
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9 김철민, "서비스 충성도의 결정요인에 관한 연구: 미용원 이용자를 중심으로" 7 (7): 87-115, 2002
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