중장년층의 노후준비가 삶의 만족도에 미치는 영향연구

국문 초록 (Abstract)

본 연구에서는 중장년층을 대상으로 노후준비가 현재의 삶의 만족도에 미치는 영향요인을 파악하고자 하였다. 이를 위해 서울과 경기주변의 수도권에 거주하는 중장년층을 대상으로 설문조사를 실시하였고, 총 450부의 설문지를 회수하여 결측치가 많은 8부를 제외한 442부가 분석에 활용되었다. 연구의 결과를 요약하면 다음과 같다. 첫째, 정서적 만족도에 영향 을 미치는 변수는 정서적 노후준비, 경제적 노후준비가 정서적 만족도에 긍정적인 영향을 미쳤다. 둘째, 신체적 만족도에 영향을 미치는 변수는 학력, 기술/노무직, 정서적 노후준비, 신체적 노후준비가 신체적 만족도에 긍정적인 영향을 미쳤다. 셋째, 경제적 만족도에 영향을 미치는 변수는 가계소득, 정서적 노후준비, 경제적 노후준비가 경제적 만족도에 긍정적인 영향 을 미쳤다. 넷째, 사회관계 만족도에 영향을 미치는 변수는 성별, 정서적 노후준비가 사회관계 만족도에 긍정적인 영향을 미쳤다. 이러한 결과는 노년기 삶의 만족도는 노년기의 수준에서 향상되기는 매우 어렵기 때문에 중장년층 시절부터 노후준 비가 잘되어 있어야 함을 시사해 주는 것이라 할 수 있다.

다국어 초록 (Multilingual Abstract)

This study examined the effect factors for the preparations for the old age on the current satisfaction of life of the middle-aged. A survey of middle aged people living in Seoul and metropolitan areas was conducted. The data from 442 subjects were collected from 450 questionnaires excluding 8 incomplete datasets and analyzed. The results were as follows. First, the emotional and economical preparations for the old age had influences on the emotional satisfaction positively. Second, the educational background, jobs for technician/working, emotional and physical preparations for old age had a positive effect on the physical satisfaction. Third, the household income, emotional and economical preparation for the old age had a positive influence on the economical satisfaction. Fourth, sex, emotional preparations for old age had a positive effect on the social relation satisfaction. The research results suggested that the preparations for the old age should be arranged from the middle-aged years because it is difficult to improve the satisfaction of life for old age in the elderly.

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