생애사를 통해 본 중산층 기혼 여성의 첫 자가마련을 위한 주거경로 = Housing Pathways of Middle-class Married Women Toward Owning the First Home Through Life History

다국어 초록 (Multilingual Abstract)

The purpose of this study is to explore the housing pathways of middle-class married women toward owning a first home. In doing so, an in-depth interview as a qualitative method was conducted, life history was utilized to track down the path to first-home owning, and all the interviews were transcribed for analysis. The research participants were well-educated middle-class full-time housewives owning a home. The findings indicated that family formation through marriage and child birth was a primary driving force to buy a home. It was shown that owning a home was perceived not just as a stepping stone for building both family wealth and social capital but as one of the most important pillars to reinforcing traditional family values. In spite of some intergenerational distinctions on the path toward home owning, commonalities across generations included that home owning was considered to be a social icon for middle-class, it became almost impossible for younger generations without parental support which stimulated the intergenerational transfer of wealth, and it was greatly determined by both family income (affordability) and home finance options(borrowing capacity). This research implies that the changing social landscape transforms the value on homeownership and could undermine the socioeconomic strengths of home owning. Nonetheless, it's of importance to strategically assist first homebuyers who are likely to be a member of middle-class.

참고문헌 (Reference)

1 황재희, "자가점유로 분석한 이혼여성의 주거안정성" 한국주거학회 23 (23): 55-66, 2012

2 송다영, "여성가장 가족의 빈곤문제와 성인지적 탈빈곤 정책" 한국가족사회복지학회 22 (22): 131-159, 2008

3 유현숙, "여성 한부모가족의 사회적 배제에 관한 연구 - 영구임대아파트 지역을 중심으로 -" 한국사회복지연구회 34 (34): 245-272, 2007

4 정희수, "생애주기가 주택소비에 미치는 영향에 관한 연구" 한국주택학회 12 (12): 5-25, 2004

5 이희연, "생애사를 통해 본 공공부조수급 여성가구주의 삶" 아시아여성연구소 50 (50): 131-168, 2011

6 박미은, "생애사 연구를 통한 여성 가구주의 빈곤화 과정과 사회적 배제의 경험: 대전지역의 빈곤 여성 가구주를 대상으로" 사회과학연구원 36 (36): 167-193, 2010

7 한경혜, "생애사 연구를 통한 노년기 삶의 이해" 한국노년학회 24 (24): 87-106, 2004

8 이희영, "사회학 방법론으로서의 생애사 재구성 :행위이론의 관점에서 본 이론적 의의와 방법론적 원칙" 한국사회학회 39 (39): 120-148, 2005

9 신수영, "기혼 여성의 주거 이동에 대한 생애사 연구" 대한가정학회 47 (47): 79-90, 2009

10 배은경, "‘경제 위기’와 한국 여성 ─ 여성의 생애전망과 젠더/계급의 교차 ─" 한국여성연구소 9 (9): 39-82, 2009

11 Banerjee, A., "What is middle class about the middle classes around the world?" MIT 2007

12 Park, S. H., "Understanding qualitative research method: Life history" Wonmisa 2004

13 Malpass, P., "The wobbly pillar?" 32 (32): 589-606, 2003

14 Kim, Y. -K., "The scoioeconomic consequences of Korea’s shrinking middle class" SERI 2010

15 Kemeny, J., "The really big trade-off’ between home ownership and welfare" 22 (22): 59-75, 2005

16 Clapham, D., "The meaning of housing: A pathway approach" The Policy Press 2005

17 Ronald, R., "The ideology of home ownership" Palgrave Macmillan 2008

18 HRI(Hyundai Research Institute), "Structural change of Korean middle-class"

19 Doling, J.F., "Social welfare East and West" Ashgate 2000

20 Song, M., "Poverty of the elderly women in Korea" 17 : 49-72, 2008

21 Clapham, D., "Pathways approaches to homelessness research" 13 : 119-127, 2002

22 Yoon, T., "Oral history method for new writing of history" Arche 2006

23 Chung, H., "Oral History: Method and case" Sunin Book 2005

24 Doepke, M., "Occupational choice and the spirit of capitalism" National Bureau of Economic Research Inc 2007

25 Statistics Korea, "National statistics portal"

26 Yoo, C., "Life history and methodology" 7 (7): 186-195, 1998

27 Statistics Korea, "Korea Household Finance and Consumption Survey" 2010

28 Statistics Korea, "Korea Household Finance and Consumption Survey" 2000

29 Statistics Korea, "Korea Household Finance and Consumption Survey" 1990

30 Agus, R., "Housing policy systems in South and East Asia" Palgrave Macmillan 2002

31 Mullins, D., "Housing Policy in the UK" Palgrave Macmillan 2006

32 Park, J. H., "Generational difference of the perception on life history of older generation" 33 : 257-296, 1999

33 HRI(Hyundai Research Institute), "Discrepancy between ideal and real definitions of middle-class"

34 Whitehead, C. M. E., "Current Developments in Housing Policies and Housing Markets" 48-60, 2006

35 Sarre, P., "Choice and constraint in ethnic minority housing" 11 : 71-86, 1986

36 HRI(Hyundai Research Institute), "Changing quality of life of Korean middle-class" HRI 2015

37 Choi, S. W., "Causes of poverty among the elderly women throughout the life cycle" 3 : 187-211, 1999

38 Doling, J. F., "Ageing matters" Ashgate 2005

39 KMLTMA, "2012 Urban Planning Statistics" KMLTMA 2012

40 KMLTMA(Korea Ministry of Land, Transport and Maritime Affairs), "2012 Housing Plan" KMLTMA 2012

41 Kookmin Bank, "2009 Home Financing and its Demand Report" Kookmin Bank 2009