정보유출배상책임보험에 대한 소고 = Study on Information Leakage Liability Insurance

다국어 초록 (Multilingual Abstract)

Personal information leakage incident has occurred frequently. If thecompany dealing with customer information across all industries whereverpersonal information is being leaked such as game companies, mobilecommunication companies, portals, credit card companies, brokerage houses,insurance companies, etc. Personal information leakage even has an adverseeffect on the national economy. Therefore, on 29 Mar, 2011, the PersonalInformation Prospective Act was enacted to strengthen sanctions against theleakage and protect the personal information. Nevertheless, the personalinformation leakage is far unabated, and rather continue to grow. In addition,the number of leakages, contents and methods of information leakage arereaching increasingly serious and sensitive level. Paradoxically, the greater the amount of information to be protected inproportion to the development of information technology. Especially if thatinformation is trading in a particular industry is further emphasized the need forits protection. However, despite the importance of such protection, frequentinformation leakage causes heavy losses to the industry. Because of this socialdistrust of enterprises is increasing. The insurance is one of the most useful assistant systems that helpenterprises to act reliably. In particular, relatively to be free from responsibilityfor issues related to the damages to third parties in the course of leading acompany must use the insurance system. The introduction of informationleakage liability insurance is required. In order to compensate for the damagecaused by a third party information leakage, during the company``s operatingactivities. Insurance technical infrastructure must be established as aprecondition of smooth company activity. And we should consider how todefine the scope of the damage caused by information leakage indeed, definethe scope of the insurance accident and compensation paid by an insurer islimited to some extent whether. In addition, there are many problems to beresolved before the introduction of the liability insurance in accordance with theseriousness of the information leakage. Moreover, there has been a discussionfor operating the liability insurance as compulsory insurance but it should bejudged from a variety of perspectives to be reasonable.

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