소비자의 신용카드 사용 행동에 관한 이론적 연구

황경애 진주산업대학교 산업과학기술연구소 1994 산업과학기술연구소보 Vol.- No.1

본 연구는 신용카드에 대한 소비자의 인식과 사용 및 관리행동에 관련된 선행연구의 이론을 살펴봄으로써 신용카드의 바람직한 사용방법을 제시하여, 보다 건전한 신용사회가 정착되도록 하여, 가계경제의 건강한 운영에도 기여할 수 있는 기초자료룰 제공하고자 하였다. 내용으로서, 신용가드의 개념, 신용카드사용의 의의를 살펴보고, 가계 경제와 관련하여 가정관리의 목표 달성에 도움을 주는 신용카드사용의 바람직한 기능을 순기능으로 보고, 가계경제의 목표에 역행하는 기능을 역기능으로 보아 각각의 측면을 알아보았다. 또한 소비자의 신용카드 사용행동과 관련된 변인으로서, 사회인구학적인 변인인 소득, 학력, 연령, 성별과 신용가드 사용관련 지식 및 태도를 관련된 선행연구를 통하여 파악하여 표로 정리하였다. 아울러 신용카드의 합리적인 사용을 위한 대안으로서, 소비자 측면에서 필요시되는 내용, 소비자 교육적측면, 신용카드 발행회사·신용가드 가맹점·신용카드 제도상의 측면에서 필요시되는 방안들을 살펴보았다. 최근에 신용카드 사용에도 비밀번호 제도가 적용되기 시작하여 소비자 측면에서 겪는 문제가 많이 줄고 있기는 하나, 아직도 소비자 일반에게 있어서 신용카드 사용에 관한 지식이나 제반 약관들은 먼 거리에 있는 상황이다. 그러므로 소비자들의 개인적인 관리의무만으로는 신용카드와 관련하여 발생되는 문제나 범죄로 인한 소비자 피해로부터 안전하다고 보기는 어려울 것이다. 따라서 신용카드 사용과 관련하여 제도적 환경으서의 법률적인 규제장치가 뒷받침되어야 할 것으로 본다. The use of credit cards has been increasing from last decade, although there are many kinds of difficulties for using credit cards. The purpose of the study is to explore and clarify the problems of arising from use of the credit card on the consumer behavior(consumption behavior and buying behavior). The items are proposed as following , 1) The concept of credit card. 2) The relation between credit card using and family economy. 3) The rational using of credit card. As a result of this study, guidelines of using credit card are proposed that can be useful for consumer protection and helpful for users and dealers of credit card.

어머니의 자녀양육행동 실태 연구

황경애 진주산업대학교 2002 論文集 Vol.41 No.-

The purpose of this research was to find the mothers' child rearing practice. The subjects were mothers' child rearing practice in Jinju City. The method was self-reporting questionnaire. For data analysis, frequency distribution, percentage, M, S.D were estimated in SPSS WIN. The major findings of the research are as follows ; 1. Most of mothers had time management conflicts in their child rearing practice. 2. Mothers perseived that most important education for their children is personality and emotional management. 3. Mothers perseived that most important supporter in child rearing is husband. 4. Mothers perseived that their most weak points of child rearing are playing together and education part for children. 5. Most of employed mothers had conflicts when child care center require their participation for parental education and family counseling program. 6. Mothers hoped that husband will practice more in playing with children, education cooperation, the expression of love for their children. 7. Mothers perseived that examples to increase father involvement are developing and demonstration of father participation program, shortening working time, flexible program for dual career parents, building cooperation with local system.

대학생의 진로설계태도에 관한 연구

황경애,이현섭 진주산업대학교 1999 산업과학기술연구소보 Vol.- No.6

The purpose of this study is to investigate and to analyze the influence of demographic and variable on the career designing attitude of university students. For the purpose of this study, questionnaires were administrated to 185 university students in Chinju. To analyze the data, such as x^2, ANOVA were used with SPSS program. The result are as follows : 1)The percentage of private education dependance(private preparation or institute attendance) were very high. 2)The improtant factors to prepare self career was offering of relating publication. 3)Another important factors were writing knowledge about supporting paper, personal history, self-introduction letter. 4)The most important factors were efforts of students, educational, systematic supporting, policy planning of government.

주부의 여가태도에 대한 연구(Ⅰ)

황경애 진주산업대학교 2000 論文集 Vol.39 No.-

The purpose of this study was to analyze on the housewive's leisure attitude. Furthermore, it is to provide some basic materials for taking desirable leisure attitudes. Data were collected 150 housewives in Chinju. Data were analysed using X^2 (Chai-Square) analysis in SPSS. The major findings of this research were : 1. Most of housewives had pocket money for herself, another leisure plan for herself, driving liscence, ability in using personal computer. 2. Types of leisure were prefered as following : communication with family(1st), homework & art teaching for children(2nd), watching TV, listening radio(3rd), reading books, newspapers, magazines(4th) in housewives. 3. Most of leisure for housewives were family-oriented types. 4. Using PC for information were prefered as following : living information collecting(1st), education information collecting for children(2nd), cyber shopping(3rd), sending E-mail(4th), home banking(5th) in housewives. 5. Preferences for housewives' desired leisure were communication with family(1st), touring(2nd), homework & art teaching for children(3rd), cultural lecture participation for herself(4th). 6. There were significant differences that housewives were employed/ unemployed factor, her age factor, number of family, age of youngest child, living house type, living/ not living with husband's parents. 7. More ideal leisure types for housewives are herself-developing active leisure attitudes, outside leisure activity - touring, cultural lecture participation.

감정표현 억압의 생존유형 개선을 위한 미혼여성의 개인상담 사례연구

황경애 한국부모교육학회 2022 부모교육연구 Vol.19 No.4

The purpose of this study is to examine the family and personal background of the participant' communication stance related to wounds from her childhood in the family of origin as survival stance that suppress emotional expression, to improve her to a congruent communication stance, and to help her live a healthy and desirable life. The personal counseling for the study was conducted from December 22, 2020 to February 23, 2021. The qualitative research was conducted using Satir’s Life Chronology & Iceberg exploration, Bradshaw’s Inner Child Therapy, and Jay Oh‘s Self-Love Note. The main results of this study are as follows. First, for the background of survival coping stance that suppresses emotional expression in the family of origin, participant was unable to express negative feelings of her inner child since childhood when she had to be raised by her paternal grandmother, and emotional expression suppression was habitualized as a survival stance that matches the feelings of her paternal grandmother and mother. Second, for the changes of the participant, she became aware of the background of suppressing emotional expression in interpersonal relationships, and she realized the existence of positive resources received from middle school friends, aunts, and paternal grandmother, and showed improvements while matching emotional expressions. And, for the effectiveness of the integrated counseling by participant, Satir’s Life Chronology and Iceberg exploration helped her to make it easier and softer to contact herself while drawing out and expressing negative emotions, and the presence of positive resources received from her grandmother also helped her recover her self-esteem. Inner Child Therapy helped her to meet with hurt inner child, and the role-finding work of Self-Love Note became an opportunity for she to recognize her role in the family of origin, to build her will to change, and to establish a future vision.

휴학기간 동안의 자기 모습에 대해 자책하는 복학 여대생의 상담사례연구

황경애 가정과삶의질학회 2018 가정과삶의질학회 학술발표대회 자료집 Vol.2018 No.5

주 5일 근무와 가족여가에 관한 기혼여성의 인식 연구

황경애 진주산업대학교 2005 論文集 Vol.44 No.-

The purpose of this study was to find out the married womens' recognition about the five-day workweek and family leisure. The participants in the sample were 102 married women in Jinju. They answered the questions about their family's five-day workweek and rheir leisure, family leisure. Frequency analysis and ANOVA were used for data analysis in SPSS Win. The results were as follows ; (1) Married women showed most of their leisure time with family. (2) Married women's means of leisure time were for their sufficient rest. (3) Married women's leisure constrain factor were lack of time, economic burden. (4) Their family's leisure constrain factor were lack of time, economic burden, too. (5) Negative change of ordinary family showed medium level after their five-day workweek. (6) Their family's change showed negative level after their five-day workweek. (7) Positive predictions in ordinary family's equal parent-child relation showed interrelationship in positive predictions in ordinary family's equal couple relation after their five-day workweek.

영아보육교사의 전문성 인식과 역할수행에 관한 연구

황경애,김현주 진주산업대학교 2005 論文集 Vol.44 No.-

The purpose of this study is to find out the degree of the Educare Center Teachers' recognition of their role as professionals and to what degree this recognition influences their actual role performance. The subjects of this study were 126 infant nursing teachers located in Jinju. The data was analyzed by t-test and ANOVA in SPSS program. The results are as follows : 1) First, professional recognition degree of infant nursing teachers appeared to be over average in overall. The result from examining professional recognition in terms of circumstance factors of the infant nursing teachers indicated significant differences depending on experiences, education in overall, where as indicated no difference depending on age, major, facility type, working hours and payment. 2) Second, In the realm of role performance, age and experience were a signigicant factor. 3) Third, as a rule, it was shown that there was intimate correlation between the recognition and the performance.

가정관리능력에 관련된 변인의 고찰

황경애 진주산업대학교 1995 산업과학기술연구소보 Vol.- No.2

본 연구는 가정관리 능력에 대한 개념 정의와 영향을 주는 변인들을 관련된 선행연구를 통하여 이론적으로 고찰하므로써, 가정관리에 대한 가치인식을 높이고, 가정관리자의 가정관리능력을 향상시켜 합리적·효율적인 가정관리수행을 하는데에 도움을 주어, 가정생활을 보다 질적으로 운영할 수 있는 기본적 자료를 제공하고자 하는 데에 목적을 두었다. 세부 내용으로서, 현대 산업사회의 특징상 가정관리 수행에 어려움이 예상되는 상황 및 가정관리 능력의 개념에 대한 정의를 다루었으며, 보다 행복하고 윤택한 가정을 이끌어나가며, 우리의 주체적인 가정생활을 운영하고 긍정적이며, 바람직한 방향으로 가정관리능력들 함양시켜야 함을 파악하였다. 가정관리능력에 영향을 주며 관련된 변인으로 여러 연구들에서 다루어진 변인으로는 연령, 교육수준, 소득, 직업유무, 결혼지속년수, 자녀수, 가족형태, 주택형태 등을 다루었으며, 소수의 연구에서 다루었으나 최근 중요시되고 있으며, 미래로 갈수록 중시되는 심리적 측면과의 상관성이 높은 변인으로서, 며느리 순위(형제 순위), 시부모와의 동거형태, 스트레스인지도, 자원활용 인지도, 생활수준 인지도 등을 분류하여 선행연구들을 통하여 살펴 보았다. 집은 있으되 가정의 본래 기능이 상실되어 가고 있는 현대 사회에서, 가족의 욕망은 더욱 다양해지고 있으며, 서구적 가치의식과 전통적 사고구조의 상반되는 부조화로 더욱 주제성있는 가정관리와 이를 위한 가정관리자의 향상된 가정관리능력이 요구되고 있다고 하겠다. 앞에서 살펴본 변인들 중에 주부의 교육수준과 소득은 여러 연구에서 가정관리능력 함양에 중요한 변인임을 지적하였다. 즉, 여성교육의 질적인 향상은 미래 가정관리능력 배양의 기본 바탕이 되며, 적절한 교육의 기회를 얻은 여성은 사회참여를 통해 가정의 소득 증가에도 기여할 수 있으므로 여성의 교육은 매우 중요하다고 할 수 있다. 또한, 취업주부의 스트레스 인지도가 높았는데 이는 가정관리능력에도 영향을 줄 수 있는 변인임을 파악할 수 있었다. 따라서, 여성의 교육수준 향상에 따른 여성 경제활동 인구의 증가와 함께 스트레스 인지도도 높아질 가능성이 예측되므로, 취업주부의 스트레스를 감소시킬 수 있는 방안들이 모색되어야 할 것이다. 아울러, 주부 스스로가 생활의 여유를 느끼지 못하고 현재의 생활에 대해 만족을 느끼지 못할 때에도 스트레스 인지도가 높아져, 가정관리 능력을 저하시키는 요인으로 역기능적 작용을 할 수도 있을 것이다. 그러므로 여러 연구에서 지적하듯이, 주부의 자아실현 욕구를 충족시킬 수 있는 여건조성이 될 수 있도록 가족내의 협조적 분위기 못지않게, 주부자신의 창조적 가정관리 능력의 개발 차원에서 사회교육 및 평생교육에의 참여를 시도하거나, 가족들간에도 서로의 스트레스를 줄이기 위한 언어사용이나 행동 모색 등의 노력이 필요하며, 가정관리 전반에 있어서는 계획을 세우는 것도 중요하지만, 그 수행후의 결과를 평가하고 반성의 자료로 삼는 feedback 원리의 가정관리능력 함양이 꼭 필요하다고 본다. Today, our society is requiring more subjective and scientific home management ability by disharmony contray to western value consciousness and traditional structure of thinking. Also because the view of home management ability was not formed temporarily and it is established through the changing process of culture and environment, the view of home management ability in recent rapid society must enlarge more comprehensively than in traditional society and develop harmony with home management ability of modern society. The purpose of this study is to find out influential variables related to Home Management Abillty. Following variables are proposed ; home maker's age, level of education, income, job, duration of marriage, number of child, family size, housing, rank of daughter in law(rank of daughter & brother), living with parent in law, degree of resourcefulness recognition, degree of stress recognition, degree of life level recognition. As a result of this study, home makers will have to make desirable education environment, and have the moderate practical home management ability. Also, to have the right value view, the institution of social education, education boadcasting program, and mass media must help the home management ability.

취업주부의 가사노동관리에 대한 고찰

황경애 진주산업대학교 1998 산업과학기술연구소보 Vol.- No.5

The purpose of this research is to investigate alternatives in housework management for employed wives. In the modern society, most of wives are employed in economic society. The another purpose of this research is to study both housework time management strategy and psychic factor, through it`s preceding literature, provide the important materials for employed wives. Researching articles are following : 1.housework time management strategies : mechanization, allotment, socialization, managing standards. 2.relating psychic factors : sexrole attitudes, managing role stress, reinforcing family solidarity. 3.?he other factors : past education, housework image.